The top-rated renters insurance agent in Waukegan, Illinois is Manuel Torres - State Farm Insurance Agent, rated 4.9 stars across 697 reviews. Other highly rated options include Illinois Vehicle Auto Insurance, Freeway Insurance, Tim Vinson - State Farm Insurance Agent. This directory lists 21 renters insurance agents serving Waukegan.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Manuel Torres - State Farm Insurance Agent | 1520 Washington St | (847) 782-1475 |
| 2 | Illinois Vehicle Auto Insurance | 3026 Belvidere Rd | (847) 790-7002 |
| 3 | Freeway Insurance | 701 N Lewis Ave | (847) 777-4582 |
| 4 | Tim Vinson - State Farm Insurance Agent | 2730 Grand Ave | (847) 263-6996 |
| 5 | Farmers Insurance - Daniel Cahue | 102 S Genesee St | (224) 637-3448 |
| 6 | Maylen Torres - State Farm Insurance Agent | 318 S Green Bay Rd | (773) 637-2100 |
| 7 | Silvia V Chacon Agency Inc American Family Insurance | 2009 N Green Bay Rd | (847) 775-1818 |
| 8 | Farmers Insurance - Adrian Rivas Salgado | 927 W Glen Flora Ave | (847) 672-9710 |
| 9 | Martinez Insurance Group | 2243 Belvidere Rd | (847) 596-7447 |
| 10 | Talro Insurance Inc | 1055 N Green Bay Rd | (847) 244-5656 |
Manuel Torres - State Farm Insurance Agent serves Waukegan, Illinois, and the surrounding Lake County communities, handling renters insurance policies for local residents. This agency helps tenants protect their personal belongings and liability coverage within apartment buildings, condominiums, and single-family rentals. It works to explain basic policy options and guide customers through selecting appropriate coverage limits and deductibles. When handling a typical job, the agency reviews the customer’s inventory of possessions and any specific local rental conditions to tailor a suitable plan.
After a heavy storm passes through Waukegan, tenants often inspect their belongings for water damage. Illinois Vehicle Auto Insurance helps renters understand how a standard policy addresses such losses. Their agents outline coverage for personal property and any additional living expenses if a unit becomes uninhabitable. They also explain how liability protection responds if a guest is injured inside a rented home. The initial step for a client is a brief consultation to list belongings and assess individual needs.
Freeway Insurance offers a full range of renters insurance policies designed to protect personal belongings and provide liability coverage in Waukegan. Customers can select from various service plans that include options for adding valuable items or adjusting deductibles. Ongoing policy maintenance is available to help clients update their coverage as needs change. The company also assists with filing claims and clarifying policy terms. It serves renters of single-family homes, apartments, retail spaces, and restaurants throughout the local area.
Tim Vinson - State Farm Insurance Agent serves homeowners, renters, and landlords in the Waukegan area by providing renters insurance policies that protect personal belongings and offer liability coverage. The agency assists clients in selecting adequate coverage limits and deductibles to suit their living situations. Customizing a policy to meet individual needs is an important part of the process. The agency also serves renters and property owners in neighboring North Chicago and surrounding Lake County communities.
As a renters insurance agent in Waukegan, Illinois, Daniel Cahue specializes in helping tenants protect personal belongings against common risks like theft and accidental damage. The agency provides guidance on selecting appropriate coverage options, including liability protection and loss of use benefits, to match individual rental situations. Policies are designed to fit various budgets while complying with landlord requirements in the area. During the harsh winter months, this local agency assists tenants in addressing potential issues like burst pipe damage and related water loss claims.
Maylen Torres - State Farm Insurance Agent in Waukegan, IL offers both one-time policy quotes and recurring coverage management solutions tailored to local renters. Their services focus on protecting personal belongings and providing liability coverage for unexpected events that may occur within a rented home or apartment. Policies are designed to assist clients in replacing stolen or damaged items and covering temporary living expenses if a unit becomes uninhabitable. Service runs on a scheduled basis through active policy renewals and as-needed when changes in a lease or possessions occur.
For Waukegan renters facing Lake Michigan’s unpredictable winter weather or seasonal leak risks, Silvia V Chacon Agency Inc American Family Insurance helps local tenants protect their belongings with a personalized policy. This agency advises clients on coverage limits and deductibles suited to their apartment or rental home. Their work begins with a walk-through assessment of the property to note existing conditions and discuss potential liability concerns, ensuring the plan fits each renter’s specific situation before finalizing any agreement.
Farmers Insurance - Adrian Rivas Salgado offers residential renters insurance for tenants in the Waukegan area. The agency also provides commercial coverage options for local small businesses protecting their operations. Service extends throughout Waukegan, IL and the surrounding Lake County communities. Policies aim to safeguard personal belongings from theft and damage. The office is available for follow-up service or renewals between regular scheduled policy reviews, helping clients adjust their coverage as needs change.
Martinez Insurance Group in Waukegan, IL, works with individuals and families to secure renters insurance policies that protect personal belongings and provide liability coverage. The agency can add specialty endorsements for high-value items such as jewelry, electronics, or musical instruments, as well as coverage for temporary living expenses if a home becomes uninhabitable. It serves a variety of commercial sectors including offices, warehouses, and food service operations that have rented business spaces.
Talro Insurance Inc in Waukegan, Illinois, assists residents with general renters insurance policies that secure personal belongings and offer liability protection. Add-on coverage options include protection for high-value items, temporary living expenses, and identity theft recovery. The agency’s local knowledge helps tailor policies to Illinois-specific risks such as weather-related damage or theft. This service is available to individuals in offices, warehouses, and food service establishments, helping them safeguard both property and business-related contents under a single manageable policy.
What Does a a Renters Insurance Agent in Waukegan Cost?
Renters insurance in Illinois typically costs between 15 and 30 dollars per month for standard coverage. In Waukegan premiums may be slightly higher due to local crime rates and weather risks. An agent can provide quotes from multiple insurers to find a price that fits your budget. This is general information and not insurance advice.
About renters insurance agents in Waukegan
Renters insurance agents in Waukegan Illinois help tenants protect their personal property and liability. Illinois law does not require renters insurance but many landlords in Waukegan now include it as a lease condition. A local agent can explain how Illinois landlord-tenant laws affect your coverage needs.
Frequently Asked Questions
What does a renters insurance agent in Waukegan do?
A renters insurance agent helps you find a policy that covers your belongings and liability. They explain policy limits and deductibles based on your specific rental situation in Waukegan. Agents also assist with claims if you experience a loss.
Is renters insurance required in Waukegan Illinois?
Illinois state law does not require renters insurance. However many landlords in Waukegan now require tenants to carry a policy as part of the lease agreement. An agent can help you meet that requirement.
How much personal property coverage do I need in Waukegan?
An agent will help you estimate the value of your furniture electronics and clothing. Typical renters policies in Illinois offer coverage from 15000 to 50000 dollars. You should choose enough to replace all your items at current cost.
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