The top-rated renters insurance agent in Addison, Illinois is Luis Garcia - State Farm Insurance Agent, rated 4.9 stars across 409 reviews. Other highly rated options include Gary Lemenager - State Farm Insurance Agent, Freeway Insurance, My Insurance Werks, Inc.. This directory lists 14 renters insurance agents serving Addison.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Luis Garcia - State Farm Insurance Agent | 245 Addison Rd | (630) 543-8582 |
| 2 | Gary Lemenager - State Farm Insurance Agent | 1250 W Lake St | (630) 628-0700 |
| 3 | Freeway Insurance | 433 W Lake St | (630) 425-7083 |
| 4 | My Insurance Werks, Inc. | 211 E Lake St #2 | (630) 410-9375 |
| 5 | Towns Johnson Ins: Allstate Insurance | 221 E Lake St Ste 201 | (630) 834-5678 |
| 6 | Magnum Insurance Agency | 522 W Lake St Suite D | (630) 563-4725 |
| 7 | Hispano Insurance Agency, Inc. | 15 N Addison Rd | (630) 833-0505 |
| 8 | Leticia Herrera Agency, Inc American Family Insurance | 1000 W Lake St | (630) 543-8009 |
| 9 | Farmers Insurance - James Provinzino | 240 E Lake St Ste 205 | (630) 941-0566 |
| 10 | El Faro Insurance Agency & Tax Services | 601 W Lake St | (331) 979-2199 |
Luis Garcia - State Farm Insurance Agent serves the Addison, Illinois area and surrounding communities as a provider of renters insurance policies. This agency helps local tenants protect their personal belongings against common risks such as theft, fire, and water damage. Renters insurance also typically includes liability coverage for accidents that may occur inside a rented home or apartment. The agent can assist with personal property coverage and additional living expense protection if a rental unit becomes uninhabitable.
Gary Lemenager - State Farm Insurance Agent offers renters insurance policies that protect personal belongings and provide liability coverage. Service plans include assistance with filing claims and adjusting coverage as tenants' needs change. Policy maintenance options involve regular policy reviews and straightforward billing support. This agency services single-family homes, apartments, retail stores, and restaurants in the Addison, IL area.
As signs of spring in Addison hint at storm season, residents review their household protection needs. Freeway Insurance provides renters coverage tailored to property situated in this busy western suburb of Chicago. Safeguarding belongings from fire, theft, or water damage is the core focus. The team helps locals navigate coverage limits and liability options specific to apartment and rental home living along Lake Street or near I-355. An initial risk assessment based on personal inventory and local loss data begins the process.
My Insurance Werks, Inc. serves renters seeking financial protection for personal belongings and liability coverage in Addison, IL. The agency works with individuals leasing apartments, condos, and single-family homes to craft policies suited to their needs. Common services include personal property valuation, loss-of-use coverage, and liability insurance options. Clients in Addison benefit from a local approach to navigating renters policies, with assistance tailored to village-specific leasing requirements and budget considerations. The agency also extends its services to neighboring communities such as Itasca in the greater DuPage County metro area.
Towns Johnson Ins: Allstate Insurance serves Addison, Illinois, and the surrounding communities, handling personal property coverage and liability protection for tenants. This agency works with renters to build policies that safeguard belongings from theft, fire, and water damage. For a typical job, an agent assesses a client's living space, explains coverage limits and deductibles, and customizes a plan to match the renter's specific needs and budget.
Magnum Insurance Agency in Addison, Illinois helps clients protect their personal belongings and liability through renters insurance policies. This local firm also offers specialty add-ons to standard coverage, such as endorsements for high-value jewelry, electronics, or identity theft protection. Tenants, landlords, and property managers can secure policies tailored to individual lease agreements. The agency serves a variety of commercial sectors, including offices, warehouses, and food service operations requiring specific contents coverage.
When selecting renters insurance, clients may choose between a one-time policy for a fixed term, which must be renewed, or a recurring monthly plan that continues until canceled. Hispano Insurance Agency, Inc., located in Addison, IL, helps renters find coverage that protects personal belongings against theft, fire, and water damage while also offering liability protection and additional living expense coverage. Service arrangements are handled on an as-needed basis, allowing clients to inquire about policies or make adjustments whenever required without a set schedule.
As a renters insurance agent in Addison, IL, Leticia Herrera Agency, Inc American Family Insurance specializes in helping tenants protect their personal belongings from theft and accidental damage. The agency works closely with local residents to understand their unique coverage needs, offering guidance on policy deductibles and liability protection throughout the year. Whether a client is facing a sudden pipe burst during freezing winter months or the unexpected loss of electronics from a power surge, this agency regularly assists renters in navigating claims and adjusting their policies accordingly.
Farmers Insurance - James Provinzino works with Addison residents to secure renters insurance that covers personal belongings and liability protection. Specialty add-ons available include coverage for high-value items such as jewelry, electronics, and fine art. The agency provides policies suited for standard apartment units as well as more specialized rental situations. It serves commercial sectors including local offices, warehouses, and food service establishments, ensuring each business type finds appropriate coverage for its specific operational risks.
As the harsh Illinois winter gives way to spring storms, Addison residents often review their lease agreements and personal property coverage. El Faro Insurance Agency & Tax Services provides renters insurance policies designed to protect belongings from theft, fire, and water damage common in the Midwest. Their consultations help tenants understand liability protection for accidents within their unit. A typical first step with El Faro includes a quick inspection of the rental unit to document current furnishings and assess coverage needs accurately.
What Does a a Renters Insurance Agent in Addison Cost?
Renters insurance in Illinois typically costs between 15 and 30 dollars per month for standard coverage. Factors like your credit score, location in Addison, and the amount of personal property you insure affect the premium. Higher liability limits or adding riders for jewelry or electronics will increase the cost. This is general information and not insurance advice.
About renters insurance agents in Addison
Renters insurance agents in Addison, Illinois help tenants protect their personal property and cover liability risks. Illinois law does not require renters insurance, but many landlords in DuPage County now include it in lease agreements. A local agent can explain how replacement cost coverage works and help you meet lease requirements.
Frequently Asked Questions
What does renters insurance cover in Addison Illinois?
Renters insurance typically covers your personal belongings against fire, theft, and vandalism. It also provides liability protection if someone is injured in your rental. Flood and earthquake damage are usually not included and require separate policies.
Is renters insurance required by law in Illinois?
Illinois state law does not require renters insurance. However, many landlords in Addison now require tenants to carry a policy as part of the lease agreement. Always check your lease for specific insurance requirements.
How much does a renters insurance agent cost in Addison?
Agents do not charge a separate fee for their services. Their commission is included in the policy premium. Typical renters insurance premiums in Illinois range from 15 to 30 dollars per month for 15,000 to 30,000 dollars of coverage.
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