The top-rated renters insurance agent in Waipahu, Hawaii is Larry Welsch - State Farm Insurance Agent, rated 5.0 stars across 208 reviews. Other highly rated options include Guy Matsumoto - State Farm Insurance Agent, Valerie Bruner at Comparion Insurance Agency, Kendrick Nishiguchi at Comparion Insurance Agency. This directory lists 18 renters insurance agents serving Waipahu.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Larry Welsch - State Farm Insurance Agent | 94-429 Ukeʻe St #101 | (808) 944-3450 |
| 2 | Guy Matsumoto - State Farm Insurance Agent | 94-849 Lumiaina St Ste 104 | (808) 671-7888 |
| 3 | Valerie Bruner at Comparion Insurance Agency | 94-849 Lumiaina St #206 | (808) 650-6105 |
| 4 | Kendrick Nishiguchi at Comparion Insurance Agency | 94-849 Lumiaina St #206 | (808) 650-6071 |
| 5 | Susan Santos - State Farm Insurance Agent | 94-229 Waipahu Depot St #201 | (808) 677-0098 |
| 6 | Dawn Mira-Whitson: Allstate Insurance | 94-210 Pupukahi St Ste 208 | (808) 677-1428 |
| 7 | Ricky Bonilla: Allstate Insurance | 94-050 Farrington Hwy Ste B1-8 | (808) 676-0501 |
| 8 | Deborah Sumulong at Comparion Insurance Agency | 94-849 Lumiaina St #206 | (808) 650-6074 |
| 9 | Roy D Burnett Jr - State Farm Insurance Agent | 94-487 Akoki St Ste 103 | (808) 688-1551 |
| 10 | Jenny Babcock at Comparion Insurance Agency | 94-849 Lumiaina St #206 | (808) 913-6102 |
Larry Welsch - State Farm Insurance Agent serves the Waipahu, HI area and surrounding communities, providing renters insurance solutions for local tenants and property owners. The agency assists clients in securing policies that protect personal belongings and offer liability coverage for unexpected incidents within rental units. Policies typically cover losses from theft, fire, and water damage. The agency also handles coverage for temporary living expenses if a rental becomes uninhabitable due to a covered event. Renters insurance and liability protection are among the specific services it handles in this area.
Guy Matsumoto - State Farm Insurance Agent provides a full range of renters insurance services tailored to protect personal belongings and provide liability coverage. The agency assists clients in understanding policy options that safeguard against common risks like theft, fire, and water damage. Ongoing support includes policy reviews and claims assistance to ensure coverage remains adequate. It services single-family homes, apartments, retail spaces, and restaurants in and around Waipahu, HI.
Valerie Bruner at Comparion Insurance Agency serves homeowners, businesses, and property managers in Waipahu, Hawaii, providing renters insurance policies that protect personal belongings and liability risks. The agency assists local residents in selecting coverage that fits their rental lifestyle and budget. With guidance through application and claims processes, clients can secure policies tailored to their needs. The agency also extends its renters insurance services to the neighboring community of Ewa Beach, ensuring broader access across the metro area.
Kendrick Nishiguchi at Comparion Insurance Agency provides both one-time and ongoing renters insurance options, addressing immediate policy needs or supporting long-term coverage adjustments. Their work in Waipahu, HI, focuses on helping tenants protect personal belongings and secure liability coverage within local rental agreements. As with any renters insurance agent, assisting clients in assessing inventory values and understanding policy limits forms a core part of the service. This support is available on an as-needed basis for policy reviews, claims guidance, or updating coverage after moves.
Susan Santos - State Farm Insurance Agent in Waipahu provides renters insurance coverage, helping tenants protect their personal belongings from theft or damage. The agency also offers general property and casualty insurance services to meet local needs. For those living near the coast, it regularly assists clients in securing policies that address the increased risk of windstorm and water damage during Hawaii’s hurricane season.
Dawn Mira-Whitson: Allstate Insurance provides renters insurance solutions in Waipahu, Hawaii, covering personal property and liability protection. Specialty add-ons can include coverage for high-value items such as jewelry or electronics. The agent assists local residents in tailoring policies to protect belongings from common risks like theft or water damage. Commercial sectors it can serve include offices, warehouses, and food service businesses needing liability and content coverage for leased spaces.
As the rainy season brings flood risks to Waipahu, Ricky Bonilla: Allstate Insurance provides renters insurance plans tailored to protect belongings from water damage and theft. The company works with local residents to explain how coverage extends beyond the landlord’s policy. Policies typically include liability protection and temporary living expenses if an apartment becomes uninhabitable. An initial risk assessment is completed by inspecting the unit’s layout, security features, and proximity to potential hazards before offering a personalized quote.
Deborah Sumulong at Comparion Insurance Agency offers residential renters insurance services in Waipahu, HI, also providing commercial coverage options for local clients throughout the surrounding area. Policies typically help protect personal belongings and provide liability coverage for unforeseen incidents within a rented property. Clients may consult for initial coverages, then schedule convenient follow-up reviews or policy adjustments between regular service visits to address changing needs.
Roy D Burnett Jr - State Farm Insurance Agent in Waipahu, HI, focuses on providing renters insurance coverage tailored to local needs. The agency assists tenants in safeguarding personal belongings and securing liability protection for unexpected incidents. Clients in the Waipahu area can discuss policy details to match different rental situations and budget considerations. The agency also offers the option to add on identity theft protection as a specialty service.
What Does a a Renters Insurance Agent in Waipahu Cost?
Renters insurance in Hawaii typically costs between 15 and 30 dollars per month for a standard policy. For a Waipahu rental with higher value items or additional flood coverage the cost may be 30 to 50 dollars per month. Actual premiums depend on your coverage limits deductible and the insurance company. This is general information not insurance advice.
About renters insurance agents in Waipahu
A renters insurance agent in Waipahu can help you protect your belongings and liability. In Hawaii, landlords may require proof of renters insurance as part of the lease agreement. Agents can explain coverage limits and help you find a policy that fits your needs.
Frequently Asked Questions
Is renters insurance required in Waipahu Hawaii?
Hawaii state law does not require renters insurance. However many landlords in Waipahu include a requirement in the lease. An agent can help you understand your lease terms and find a policy that meets the landlords demands.
What does renters insurance cover in Hawaii?
Renters insurance typically covers personal property loss from fire theft or vandalism. It also includes liability protection if someone is injured in your rental. In Hawaii policies may also cover volcanic ash damage or hurricane related losses depending on the plan.
How do I choose a renters insurance agent in Waipahu?
Look for an agent licensed in Hawaii who has experience with local risks like volcanic activity or flooding. Ask about policy options for replacement cost versus actual cash value. Compare quotes from multiple agents to find coverage that fits your budget.
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