The top-rated renters insurance agent in Kailua-Kona, Hawaii is Nakoa Kai Insurance Professionals: Allstate Insurance, rated 4.9 stars across 110 reviews. Other highly rated options include First American Title Company, Inc., Matt DeMille - State Farm Insurance Agent, Title Guaranty Kona. This directory lists 10 renters insurance agents serving Kailua-Kona.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Nakoa Kai Insurance Professionals: Allstate Insurance | 75-167 Hualalai Rd Ste 101 | (808) 326-1125 |
| 2 | First American Title Company, Inc. | 75-240 Nani Kailua Dr Suite 1 | (808) 329-4431 |
| 3 | Matt DeMille - State Farm Insurance Agent | Hale Ku'i Plaza, 73-4976 Kamanu St #201 | (808) 331-1113 |
| 4 | Title Guaranty Kona | 75-5660 Kopiko St B3 | (808) 329-6666 |
| 5 | Lance Matsumura - State Farm Insurance Agent | 75-240 Nani Kailua Dr APT 12 | — |
| 6 | Aloha Insurance Services Inc | 75-5931 Walua Rd #100 | (808) 334-0044 |
| 7 | Keinnen Kato - State Farm Insurance Agent | 75-5722 Kuakini Hwy # 210 | (808) 327-5433 |
| 8 | Atlas Insurance Agency | 75-167E Hualalai Rd | (808) 329-4844 |
| 9 | Paradise Insurance LLC | 74-5620 Palani Rd #205 | (808) 315-7207 |
| 10 | Pyramid Insurance - Kona | 75-5591 Palani Rd Suite 2001 | (808) 527-7667 |
What Does a a Renters Insurance Agent in Kailua-Kona Cost?
Renters insurance in Kailua-Kona typically costs 15 to 30 dollars per month for a standard policy. Factors like your rental location, coverage amount, and deductible affect the price. For example, a 30000 dollar policy with a 500 dollar deductible may cost around 20 dollars monthly. This is general information, not insurance advice.
About renters insurance agents in Kailua-Kona
Renters insurance agents in Kailua-Kona help tenants protect their belongings and cover liability risks. Hawaii law does not require renters insurance, but many landlords in Kailua-Kona now include it as a lease condition. Agents can explain how local risks like volcanic vog or hurricane damage may affect your policy options.
Frequently Asked Questions
What does renters insurance cover in Kailua-Kona?
Renters insurance typically covers personal property loss from fire, theft, or wind. It also provides liability protection if someone is injured in your rental. In Hawaii, volcanic eruption damage is often excluded, so ask your agent about separate coverage.
How much renters insurance do I need in Hawaii?
Most agents recommend enough coverage to replace all your personal belongings, usually 20000 to 50000 dollars. Liability coverage of 100000 dollars is common. Your agent can help you assess your specific needs based on your inventory.
Can my landlord require renters insurance in Kailua-Kona?
Yes, landlords in Hawaii can require renters insurance as a lease term. This is legal under Hawaii landlord tenant law. If your lease requires it, you must show proof of a policy to move in or renew.