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Find Renters Insurance Agents Near You in San Marcos, CA

Browse renters insurance agents serving San Marcos, California. Updated 2026-07-14.

The top-rated renters insurance agent in San Marcos, California is Freeway Insurance, rated 4.7 stars across 312 reviews. Other highly rated options include Vladan Trifunovic - State Farm Insurance Agent, Bruce Hofbauer - State Farm Insurance Agent, Harding Insurance Agency Inc. This directory lists 19 renters insurance agents serving San Marcos.

Showing 19 renters insurance agents in San Marcos, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Freeway Insurance630 Nordahl Rd Ste P(760) 460-4417
2Vladan Trifunovic - State Farm Insurance Agent250 S Pacific St STE 103(760) 471-6111
3Bruce Hofbauer - State Farm Insurance Agent14 Creekside Dr UNIT 106(760) 621-6247
4Harding Insurance Agency Inc375 S Rancho Santa Fe Rd STE 105(760) 603-1100
5Schaub Insurance Agency, Inc.950 Boardwalk STE 205(760) 362-4646
6SGL Insurance Services250 S Pacific St STE 104(760) 290-3288
7Farmers Insurance - Kashif Ahmed1605 W Mission Rd Ste A(760) 434-1932
8Pacific Farm & Ranch Insurance Agency310 Via Vera Cruz Ste 203(858) 768-2498
9John Hadley - State Farm Insurance Agent405 S Las Posas Rd(760) 591-0700
10Farmers Insurance - Joseph Sprague1001 W San Marcos Blvd Ste 200(760) 471-1151
FI
630 Nordahl Rd Ste P
Freeway Insurance
Renters Insurance Agent · San Marcos, CA

Freeway Insurance serves San Marcos and the surrounding San Diego County area, specializing in renters insurance policies tailored for local apartment dwellers and homeowners who lease property. The company assists clients in protecting personal belongings and obtaining liability coverage for rental residences. Its agents guide customers through filing claims and acquiring additional endorsements for valuable items like electronics and jewelry. Freeway Insurance provides renters insurance quotes and policy adjustments for California state requirements.

VT
250 S Pacific St STE 103
Vladan Trifunovic - State Farm Insurance Agent
Renters Insurance Agent · San Marcos, CA

Vladan Trifunovic - State Farm Insurance Agent serves the San Marcos, California area by providing renters insurance policies to local residents. As a renters insurance agent, the company helps tenants protect their personal belongings from common risks like theft, fire, and water damage. Renters insurance also typically offers liability coverage for accidents occurring inside a rented home or apartment. Agency staff guide clients through policy options to match individual coverage needs. Specific services handled include processing claims for damaged personal property and advising on additional living expense coverage during temporary displacement.

BH
14 Creekside Dr UNIT 106
Bruce Hofbauer - State Farm Insurance Agent
Renters Insurance Agent · San Marcos, CA

As a renters insurance agent in San Marcos, California, Bruce Hofbauer - State Farm Insurance Agent provides coverage for personal belongings and liability protection. It offers routine policy reviews and claim assistance services. These maintenance plans help ensure that coverage limits and deductibles remain aligned with changing personal assets or living situations. The agency services single-family homes, apartments, retail spaces, and restaurants in the local area.

HI
375 S Rancho Santa Fe Rd STE 105
Harding Insurance Agency Inc
Renters Insurance Agent · San Marcos, CA

Harding Insurance Agency Inc serves homeowners, renters, and property managers in the San Marcos, California area with renters insurance policies that protect personal belongings and provide liability coverage. The agency helps clients understand policy options and coverage limits, ensuring their leasehold improvements and personal property are properly insured against common risks like theft or water damage. Renters can also discuss additional living expense coverage for temporary housing needs. The agency extends its renters insurance services to residential clients throughout nearby Carlsbad.

SI
950 Boardwalk STE 205
Schaub Insurance Agency, Inc.
Renters Insurance Agent · San Marcos, CA

For renters insurance, Schaub Insurance Agency, Inc. offers both a one-time policy setup and recurring service options that include ongoing policy reviews and updates. The agency provides coverage to protect personal belongings and liability in residences within San Marcos, CA. Service adapts to each client’s needs, whether for a new rental or an existing policy requiring changes or renewal support. Assistance runs on an as-needed basis to accommodate sudden moves or coverage questions.

SI
250 S Pacific St STE 104
SGL Insurance Services
Renters Insurance Agent · San Marcos, CA

SGL Insurance Services serves the San Marcos, California area and its surrounding communities. As a renters insurance agent, the company handles coverage for personal belongings, liability protection, and additional living expenses due to property damage. It assists both new and existing renters in securing basic policies adapted to different lease situations. To address a typical job, the agent first reviews the client’s rental agreement and inventory of valuable items before guiding them toward a plan that meets common household needs.

FI
1605 W Mission Rd Ste A
Farmers Insurance - Kashif Ahmed
Renters Insurance Agent · San Marcos, CA

Farmers Insurance - Kashif Ahmed specializes in renters insurance for apartments, condos, and single-family rentals near San Marcos, CA, covering personal belongings from theft, fire, and water damage. The agent works with tenants to select appropriate liability protection and loss-of-use coverage during repairs. As seasonal wildfire risks increase in the region, the office helps clients update policies to ensure sufficient reimbursement for temporary relocation and damage to electronic devices.

PF
310 Via Vera Cruz Ste 203
Pacific Farm & Ranch Insurance Agency
Renters Insurance Agent · San Marcos, CA

As the Santa Ana winds increase wildfire risks each fall, residents of San Marcos seeking to protect their belongings turn to Pacific Farm & Ranch Insurance Agency. This company provides renters insurance policies tailored to local needs. Their agents evaluate individual living situations to recommend coverage for personal property and liability. After reviewing the available policy options, the typical next step is a scheduled initial assessment of the renter’s current inventory and risk factors.

JH
405 S Las Posas Rd
John Hadley - State Farm Insurance Agent
Renters Insurance Agent · San Marcos, CA

John Hadley - State Farm Insurance Agent provides protection for personal property and liability in San Marcos, CA. Specialties include add-on coverage for high-value items like electronics, jewelry, and fine art that standard policies often limit. The agency can structure plans for renters living in single-family homes, apartments, or condominiums. It also writes policies for commercial sectors such as offices, warehouses, and food service locations.

FI
1001 W San Marcos Blvd Ste 200
Farmers Insurance - Joseph Sprague
Renters Insurance Agent · San Marcos, CA

Farmers Insurance - Joseph Sprague provides renters insurance coverage tailored to protect personal belongings and liability in San Marcos, California. The agency offers policies that safeguard against theft, fire, and water damage, while assisting clients in selecting appropriate deductibles and coverage limits. Services include policy reviews to adjust protection as needs change and claims support to guide renters through the process. This agent services single-family homes, apartments, retail locations, and restaurants throughout the local area.

FI
500 S Rancho Santa Fe Rd Suite 102
Freeway Insurance
Renters Insurance Agent · San Marcos, CA
(760) 640-8003
locations.freeway.com/san-marcos-insurance-ca-92078
SM
132 N Twin Oaks Valley Rd
San Marvelous Home Insurance Solution
Renters Insurance Agent · San Marcos, CA
(512) 580-9093
home-insurance-sanmarcostx.com
LI
1224 San Elijo Rd N
Lanni Insurance
Renters Insurance Agent · San Marcos, CA
(760) 815-7563
lanniinsurance.com
IL
574 E Mission Rd B
Ish Lopez - State Farm Insurance Agent
Renters Insurance Agent · San Marcos, CA
(760) 744-5203
ishlopez.com
FI
310 Via Vera Cruz Ste 201
Farmers Insurance - Lawrence Krell
Renters Insurance Agent · San Marcos, CA
(760) 744-0080
agents.farmers.com/ca/san-marcos/lawrence-krell
PI
547 McMahr Rd
Piceno Insurance
Renters Insurance Agent · San Marcos, CA
(760) 891-0741
michaelcpicenoinsurance.com
AI
277 Rancheros Dr STE 300
Alliant Insurance Services, Inc.
Renters Insurance Agent · San Marcos, CA
(760) 304-7120
alliant.com
CO
460 W Mission Rd UNIT 132
Coastal One Insurance
Renters Insurance Agent · San Marcos, CA
(800) 961-9522
coastal1insurance.com
JP
1508 Wentworth Pl
Jim Pennock Insurance Agency
Renters Insurance Agent · San Marcos, CA
(760) 815-4402
jpennock7.wixsite.com/website

What Does a a Renters Insurance Agent in San Marcos Cost?

Renters insurance in California typically costs between 15 and 30 dollars per month for standard coverage of 30,000 dollars in personal property. Higher coverage limits or added endorsements for high value items like jewelry can increase the premium. Costs vary by location in San Marcos and by the tenants claims history. This is general information not insurance advice.

About renters insurance agents in San Marcos

Renters insurance agents in San Marcos California help tenants protect personal property and cover liability. California law does not require renters insurance but many landlords now require it in lease agreements. An agent can explain how California Civil Code Section 1950.5 limits security deposits and how renters insurance fills coverage gaps.

Frequently Asked Questions

What does renters insurance cover in San Marcos California?

Renters insurance typically covers personal property loss from theft fire or water damage. It also includes liability protection if someone is injured in your rental unit. California policies often exclude earthquake and flood damage which require separate coverage.

How do I choose a renters insurance agent in San Marcos?

Look for an agent licensed by the California Department of Insurance. Ask about their experience with local rental properties and whether they offer policies from multiple carriers. Compare coverage limits and deductibles to match your needs.

Can a landlord require renters insurance in California?

Yes a landlord can require renters insurance in the lease agreement. California law allows this requirement as long as it is clearly stated in writing. The policy must be maintained for the entire lease term.

Renters Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each renters insurance agent's credentials and current standing with your state Department of Insurance.