The top-rated renters insurance agent in Alameda, California is Kelly Lux - State Farm Insurance Agent, rated 5.0 stars across 527 reviews. Other highly rated options include AAA Alameda Branch, Christie Kennett - State Farm Insurance Agent, Farmers Insurance - Alfonso Servin. This directory lists 13 renters insurance agents serving Alameda.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kelly Lux - State Farm Insurance Agent | 2221 Harbor Bay Pkwy | (510) 521-1222 |
| 2 | AAA Alameda Branch | 2650 5th St Building F, Suite H | (510) 336-7100 |
| 3 | Christie Kennett - State Farm Insurance Agent | 550 Park St Ste 108 | (510) 521-0060 |
| 4 | Farmers Insurance - Alfonso Servin | 550 Park St Ste 104 | (510) 522-0123 |
| 5 | Farmers Insurance - Leah Nishi | 1516 Oak St Suite 100 | (510) 473-5565 |
| 6 | Aurora Noche - State Farm Insurance Agent | 2236 Mariner Square Dr STE 100 | (510) 865-2110 |
| 7 | Farmers Insurance - David Reidenbach | 2306 Central Ave Ste D | (510) 523-3677 |
| 8 | Larkins insurance Agency | 1101 Marina Village Pkwy suit 202 | (341) 223-3403 |
| 9 | Larry Bolton - State Farm Insurance Agent | 934 Central Ave | (510) 521-4272 |
| 10 | Wellguard Insurance Solutions | 1516 Oak St Ste 219 | (510) 749-6759 |
Kelly Lux - State Farm Insurance Agent serves the Alameda, California area as a renters insurance agent. This agency helps local residents protect their personal belongings and liability within rental properties. The team works with tenants to find coverage that fits individual needs and budgets. Policies typically cover losses from theft, fire, and certain water damage events. Renters can also access options for additional living expenses if their home becomes uninhabitable. This agent handles policy reviews and claims assistance for clients throughout Alameda.
AAA Alameda Branch provides renters insurance services, helping local tenants secure liability protection and coverage for personal belongings. Their approach involves reviewing individual policy needs to match appropriate plans for each client. Services include explaining coverage options and assisting with paperwork throughout the policy term. They serve Alameda, California, offering renters insurance for residents of single-family homes, apartments, retail spaces, and restaurants.
Christie Kennett - State Farm Insurance Agent serves homeowners, renters, and property managers in Alameda, California, providing renters insurance policies that protect personal belongings and offer liability coverage. This agency helps clients understand policy options to fit their rental needs, whether for an apartment, condo, or single-family home. The office also addresses coverage questions and assists with claims. In addition to serving Alameda, Christie Kennett serves neighboring Oakland and the broader East Bay area.
Farmers Insurance - Alfonso Servin serves Alameda, California, and the surrounding East Bay communities, handling renters insurance policies for local residents. It protects personal belongings and provides liability coverage for those renting apartments, houses, or condos throughout the region. The company works with clients to assess their specific needs and property value, offering guidance on coverage types and policy limits. A typical job begins with a policy review to identify potential gaps, followed by customizing a plan to match the client’s budget and assets.
For renters insurance, one-time policies cover personal belongings for a single term, while recurring plans automatically renew for continuous protection against theft and liability. Located in Alameda, CA, Farmers Insurance - Leah Nishi offers standard renters insurance policies to local residents. Coverage typically includes personal property, loss of use, and liability protection for rented homes or apartments. Service appointments for reviewing or updating policies are available on an as-needed basis.
Aurora Noche - State Farm Insurance Agent offers tailored renters insurance policies, covering personal property, liability protection, and additional living expenses in Alameda, CA. The agency works with clients, including tenants and condo owners, to structure coverage limits and deductibles that match individual household needs. This includes advising on inventory documentation and valuables scheduling. As the Bay Area enters its annual fire season, the office helps locals confirm their policy addresses wildfire smoke damage and temporary evacuation costs, ensuring peace of mind when it matters most.
When seasonal storms threaten Alameda’s shoreline neighborhoods, residents often look for reliable renters insurance coverage. Farmers Insurance agent David Reidenbach offers personalized policies that protect personal belongings and provide liability protection for tenants in the area. The agency helps clients understand how coverage applies to local rental housing regulations and standard lease requirements. To begin a consultation, an agent will schedule an initial inspection to review unit safety features and discuss appropriate coverage limits.
Larkins Insurance Agency works with residents across Alameda, California to secure renters insurance policies that protect personal belongings and provide liability coverage. As a dedicated renters insurance agent, the company can help clients add specialized endorsements for valuable items like jewelry, electronics, or bicycles. It assists renters in understanding how local factors, such as proximity to the San Francisco Bay, may affect policy needs. Larkins Insurance Agency can serve various commercial sectors, including offices, warehouses, and food service operations, with tailored insurance solutions.
Larry Bolton - State Farm Insurance Agent serves Alameda, CA, residential renters insurance needs, offering policies that cover personal property and liability. Commercial coverage for small businesses is also available locally. The agency provides routine policy reviews to help clients adjust coverage as circumstances change. This ensures protection evolves with life events, allowing for simple follow-up service or repeat business between scheduled visits.
Wellguard Insurance Solutions in Alameda, CA, is known for guiding local renters through the process of selecting a personal property policy that fits their needs. The agent serves clients across the city, from downtown apartments to residential neighborhoods, helping them understand coverage for belongings and liability. The company also offers an add-on for high-value items, such as jewelry or electronics, that require specific scheduled protection beyond a standard policy.
What Does a a Renters Insurance Agent in Alameda Cost?
Typical renters insurance premiums in Alameda California range from 150 to 360 dollars per year for standard coverage. Factors like your credit score the amount of personal property coverage and whether you add earthquake or flood protection affect the price. An agent can help you compare quotes from multiple carriers. This is general information not insurance advice.
About renters insurance agents in Alameda
A renters insurance agent in Alameda California helps tenants protect their belongings and meet lease requirements. California law does not require renters insurance but many landlords in Alameda ask for proof of coverage. An agent can explain how local risks like earthquakes or theft affect your policy options.
Frequently Asked Questions
What does renters insurance cover in Alameda California?
Renters insurance typically covers personal property loss from fire theft or vandalism. It also includes liability protection if someone is injured in your rental unit. In California you can add earthquake coverage as a separate endorsement.
Do I need renters insurance if my landlord has insurance in Alameda?
Yes you still need your own policy. Your landlords insurance covers the building structure not your personal belongings or liability. Many Alameda landlords require tenants to carry renters insurance as part of the lease agreement.
How much does a renters insurance agent cost in Alameda California?
The agent service is usually free because they earn a commission from the insurance company. You pay the premium directly to the insurer. Premiums in Alameda typically range from 15 to 30 dollars per month depending on coverage limits and your location.
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