The top-rated renters insurance agent in Oxnard, California is Pacific Preferred Insurance, rated 5.0 stars across 10,587 reviews. Other highly rated options include Ray Gonzales - State Farm Insurance Agent, Charles Allison - State Farm Insurance Agent, Julio's Auto Insurance. This directory lists 20 renters insurance agents serving Oxnard.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Pacific Preferred Insurance | 2775 N Ventura Rd #110 | (805) 351-3851 |
| 2 | Ray Gonzales - State Farm Insurance Agent | 1701 Solar Dr Ste 251 | (805) 240-3100 |
| 3 | Charles Allison - State Farm Insurance Agent | 705 N Oxnard Blvd #101 | (805) 604-0900 |
| 4 | Julio's Auto Insurance | 505 S Oxnard Blvd | (805) 487-8610 |
| 5 | Auto International Insurance | 4015 Saviers Rd | (805) 247-9100 |
| 6 | Veronica's Insurance Oxnard | 2816 Saviers Rd | (805) 491-9505 |
| 7 | Efrain Cazares - State Farm Insurance Agent | 4300 Tradewinds Dr #160 | (805) 205-8222 |
| 8 | Aaron Keeley - State Farm Insurance Agent | 300 Esplanade #800 | (805) 988-8895 |
| 9 | Ceja Insurance Agency - Auto, Car & Home Insurance Agents | 1824 Saviers Rd Suite A | (805) 483-6840 |
| 10 | Barbara Ortiz-Lee - State Farm Insurance Agent | 3481 W 5th St #105 | (805) 382-4240 |
Pacific Preferred Insurance serves Oxnard and Ventura County as a dedicated renters insurance agency. It helps local residents protect personal belongings and secure liability coverage for their apartments, condos, and rental homes. The firm guides clients in selecting appropriate policy limits and deductibles to match their needs. Specific services handled in this area include assisting with claims for stolen or damaged property and arranging additional living expense coverage for temporary housing during forced moves.
Ray Gonzales - State Farm Insurance Agent in Oxnard, CA provides renters insurance policies that cover personal belongings and liability protection within a tenant’s dwelling. The agency offers coverage plans designed to safeguard against common risks like theft, fire, and water damage, with options for deductible adjustments to fit individual budgets. Policy maintenance includes annual policy reviews to ensure coverage remains aligned with a renter’s current possessions and living situation. The agency services single-family homes, apartments, retail spaces, and restaurants.
Charles Allison, operating as a State Farm Insurance Agent in Oxnard, California, provides renters insurance policies designed to protect personal belongings and provide liability coverage for tenants. The agency offers tailored plans that cover losses from theft, fire, or water damage, along with optional additional living expense coverage for temporary relocation needs. Its regular service includes policy reviews to adjust coverage limits as a client’s property changes. The agent serves clients renting single-family homes, apartments, retail spaces, and restaurants throughout the Oxnard area.
Julio's Auto Insurance in Oxnard, CA serves homeowners, renters, and property managers seeking personal property and liability protection through a local renters insurance agent. Common covered perils include theft, fire, and water damage from burst pipes, with policies often extending to temporary living expenses. The agent helps clients compare coverage options to meet lease or mortgage requirements. Julio's Auto Insurance also covers the nearby community of Port Hueneme.
Auto International Insurance serves homeowners, renters, and property managers in Oxnard, California, offering renters insurance policies designed to protect personal belongings and provide liability coverage. The agency helps clients navigate policy options to match their specific needs, ensuring adequate protection for apartments and rental homes. Its team also assists with customizing deductibles and coverage limits. Auto International Insurance extends its renters insurance services to Ventura, providing similar coverage options for residents in that neighboring community.
Veronica's Insurance Oxnard serves Oxnard and the surrounding Ventura County communities, handling comprehensive renters insurance policies. It works to protect tenants’ personal belongings from common risks like theft, fire, and water damage. The agency also addresses liability coverage for accidents occurring within a rented residence. To handle a typical job, it first reviews a client’s specific living situation and needs to recommend a suitable policy matching local rental conditions.
From Efrain Cazares - State Farm Insurance Agent in Oxnard, CA, renters coverage comes as either a one-time liability policy or a recurring plan protecting personal belongings against fire and theft. The agent helps clients choose policy limits that fit their rental situation. Standard household risks like water damage and vandalism are included. Service for existing policies is typically offered on an as-needed basis, with no scheduled check-ins required unless the renter requests a review or makes a claim.
Offering renters insurance policy services, Aaron Keeley - State Farm Insurance Agent in Oxnard, CA helps customers protect personal belongings and secure liability coverage for unexpected events. The office advises local renters on crafting coverage plans that suit different living situations, from apartments to single-family rentals. As seasonal storms or winter holiday travel approaches, the agent can assist clients in reviewing coverage limits to guard against theft or weather-related damage.
As the rainy season approaches in Oxnard, residents often review their coverage for potential water damage or theft. Ceja Insurance Agency - Auto, Car & Home Insurance Agents assists local renters in securing policies that protect personal belongings and provide liability coverage. The agency helps clients understand the distinctions between actual cash value and replacement cost coverage for their possessions. A practical initial step involves scheduling a brief phone consultation or completing an online request form to begin assessing individual rental coverage needs.
What Does a a Renters Insurance Agent in Oxnard Cost?
Renters insurance in California generally costs 15 to 30 dollars per month for standard coverage of 30,000 dollars in personal property and 100,000 dollars in liability. In Oxnard premiums may be slightly higher due to coastal risks like wind and water damage. Costs vary based on your coverage limits deductible and the value of your belongings. This is general information not insurance advice.
About renters insurance agents in Oxnard
Renters insurance agents in Oxnard California help tenants protect their personal property and cover liability risks. California law does not require renters insurance but many landlords in Oxnard now include it in lease agreements. An agent can explain how local risks like coastal weather affect your policy needs.
Frequently Asked Questions
What does a renters insurance agent in Oxnard do?
A renters insurance agent in Oxnard helps you choose a policy that covers your personal belongings and liability. They can explain coverage limits and deductibles specific to California insurance rules. Agents also assist with filing claims if your property is damaged or stolen.
Is renters insurance required in Oxnard California?
California state law does not require renters insurance. However many landlords in Oxnard now require tenants to carry a policy as part of the lease agreement. An agent can help you find a policy that meets your landlords requirements.
How much does renters insurance cost in Oxnard?
Renters insurance in Oxnard typically costs between 15 and 30 dollars per month. The price depends on your coverage amount deductible and location near the coast. An agent can provide a quote based on your specific rental unit and belongings.
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