The top-rated renters insurance agent in Oakland, California is Kelly Wright - State Farm Insurance Agent, rated 5.0 stars across 259 reviews. Other highly rated options include Freeway Insurance, Jain Williams - State Farm Insurance Agent, Odalis Ordonez Insurance Agency. This directory lists 22 renters insurance agents serving Oakland.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kelly Wright - State Farm Insurance Agent | 5273 College Ave #101 | (510) 488-3505 |
| 2 | Freeway Insurance | 1452 High St Ste B | (510) 306-4388 |
| 3 | Jain Williams - State Farm Insurance Agent | 4222 MacArthur Blvd | (510) 530-3222 |
| 4 | Odalis Ordonez Insurance Agency | 3560 Grand Ave | (510) 874-5700 |
| 5 | Khidir Insurance Agency | 3114 San Pablo Ave | (510) 227-6520 |
| 6 | Cost-U-Less Insurance | 5353 Claremont Ave Ste A | (510) 497-0640 |
| 7 | Jessica Hebert - State Farm Insurance Agent | 490 Grand Ave #210 | (510) 653-2900 |
| 8 | Rate Crushers Insurance Brokers | 410 14th St | (510) 989-4818 |
| 9 | Mat Dahms - State Farm Insurance Agent | 4400 Keller Ave #260 | (510) 636-1440 |
| 10 | Ken Bullock - State Farm Insurance Agent | 4490 Piedmont Ave | (510) 658-9616 |
Kelly Wright and the State Farm Insurance team serve the Oakland, California area by providing renters insurance policies for local residents. Renters coverage protects personal belongings against risks like theft or fire damage and includes liability protection for unforeseen accidents. Policies can be customized to match individual needs, helping to safeguard valuables such as electronics and furniture. The agency specifically handles tailoring coverage limits to fit rental property types and guiding clients through claims filing processes.
For renters seeking financial protection, one-time policies offer coverage for a single lease term, while recurring annual or monthly plans provide continuous coverage without renewal gaps. Freeway Insurance in Oakland, California, assists clients in selecting appropriate coverage limits for personal belongings and liability. Their agents explain policy details and help compare options from multiple carriers. Service for obtaining or updating a policy runs on an as-needed basis, accommodating tenants who require immediate quotes or have recently moved.
Jain Williams - State Farm Insurance Agent in Oakland, California offers comprehensive renters insurance services that protect personal belongings and provide liability coverage. Service options include easy policy management through a local agent and online account tools. Claims assistance is available directly through the agency for policyholders. This agent serves renters living in single-family homes, apartments, retail, and restaurants.
Odalis Ordonez Insurance Agency serves Oakland, California, and the surrounding East Bay communities, handling renters insurance policies for local tenants. It helps clients protect personal belongings and secure liability coverage for their rental homes or apartments. The agency typically begins each job by reviewing the individual’s lease requirements and personal property value, then tailoring coverage options to match their specific needs and local rental market conditions.
Khidir Insurance Agency serves homeowners, renters, businesses, and property managers in Oakland, California. The agency helps clients select renters insurance policies that cover personal belongings and liability within apartment buildings and single-family homes. These policies protect against common perils like fire, theft, and water damage from plumbing issues. Understanding the specific risks for Oakland residents is central to its work. The agency also extends its renters insurance agent services to neighboring communities throughout the East Bay, including Berkeley.
Cost-U-Less Insurance in Oakland, California specializes in offering renters insurance coverage tailored to tenants of apartments, condos, and single-family homes. It generally works with local residents to help them protect personal belongings against common risks. A typical policy from this agent covers theft, fire damage, and temporary relocation costs. During the busy summer moving season, it helps new lease signers quickly arrange liability protection before their move-in date.
Jessica Hebert - State Farm Insurance Agent in Oakland, CA offers renters insurance on either a one-time payment for a full policy term or a recurring monthly premium. Coverage typically protects personal belongings against theft, fire, and certain weather events, and can include liability protection for guest injuries. Service runs on an as-needed basis for policy adjustments, claims, or new quotes, with ongoing support for existing clients throughout their lease or ownership.
Specializing in securing renters insurance policies, Rate Crushers Insurance Brokers serves Oakland, California, as a local agency guiding clients through coverage options. It assesses individual needs for protecting personal property and liability within apartment and rental home environments. The agency works to explain policy details and assist with claims processes for area residents. As the dry season approaches, it helps tenants review provisions that guard against wildfire-related damages and displacement costs common to Northern California living.
As Oakland renters begin preparing for the change-of-season storms that often roll in from the bay, having a solid coverage plan in place becomes a practical concern. Mat Dahms - State Farm Insurance Agent provides renters insurance policies designed to protect personal belongings from fire, theft, and water damage. This local office offers straightforward guidance on standard policy options, including personal liability protection, which many tenants require under their lease agreements. A prospective client can start the process by scheduling a brief consultation to review their current possessions and discuss their coverage needs.
Ken Bullock’s State Farm Insurance Agency provides renters insurance policies for Oakland residents, protecting personal belongings and offering liability coverage. The agency specializes in add-ons for high-value items and additional living expense endorsements. Local renters can secure coverage against theft, fire, and water damage with personalized policy options. The agency also serves commercial sectors including offices, warehouses, and food service operations requiring tailored protection.
What Does a a Renters Insurance Agent in Oakland Cost?
In California, the average cost of renters insurance is between $15 and $30 per month, or about $180 to $360 per year. Actual premiums depend on your location in Oakland, the amount of coverage you choose, your deductible, and your claims history. Policies with higher liability limits or added endorsements for earthquakes or high value items will cost more. This is general information and not insurance advice.
About renters insurance agents in Oakland
A renters insurance agent in Oakland can help you find a policy that protects your personal property and provides liability coverage. In California, landlords may require proof of renters insurance, and agents can explain state specific rules such as coverage for earthquake damage. Working with a local agent ensures you understand your options under California insurance law.
Frequently Asked Questions
What does a renters insurance agent in Oakland do?
A renters insurance agent helps you compare policies from different insurers and choose coverage that fits your needs. They explain policy terms, deductibles, and limits. In California, agents must be licensed by the state Department of Insurance.
Is renters insurance required in Oakland California?
California law does not require renters insurance, but many landlords in Oakland include it as a lease requirement. Even if not required, it is highly recommended to cover your belongings and liability. An agent can help you find a policy that meets your landlords demands.
Does renters insurance in California cover earthquake damage?
Standard renters insurance policies in California do not cover earthquake damage. You can purchase a separate earthquake endorsement or a standalone policy. An agent can explain the additional cost and coverage options available in Oakland.
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