The top-rated renters insurance agent in Newport Beach, California is InsuranceOnline, rated 4.9 stars across 1,652 reviews. Other highly rated options include SmartFinancial, Kessler Alair Insurance Services, Inc., Steve Ferraro - State Farm Insurance Agent. This directory lists 21 renters insurance agents serving Newport Beach.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | InsuranceOnline | 660 Newport Center Dr #340 | (949) 566-8760 |
| 2 | SmartFinancial | 4041 MacArthur Blvd Ste 210 | (855) 214-2291 |
| 3 | Kessler Alair Insurance Services, Inc. | 4695 MacArthur Ct Ste 1109 | (949) 536-3700 |
| 4 | Steve Ferraro - State Farm Insurance Agent | 471 Old Newport Blvd #304 | (949) 643-2233 |
| 5 | David Misiego - State Farm Insurance Agent | 227 20th St #100 | (949) 673-9391 |
| 6 | Steve Ferraro Jr. - State Farm Insurance Agent | 471 Old Newport Blvd #304 | (949) 855-8787 |
| 7 | Farmers Insurance - Jason Redmond | 260 Newport Center Dr #213 | (949) 409-4321 |
| 8 | Mike Ferraro Jr. - State Farm Insurance Agent | 3700 Campus Dr Ste 204 | (949) 645-6000 |
| 9 | Moby Young - State Farm Insurance Agent | 3740 Campus Dr B | (949) 706-5300 |
| 10 | Marie Pham - State Farm Insurance Agent | 717 Lido Park Dr ste g | (714) 847-4949 |
InsuranceOnline serves renters in Newport Beach and throughout Orange County, offering straightforward renters insurance policies for apartments and condos. The company assists local residents in selecting personal property coverage for belongings like electronics and furniture. It also provides liability protection against accidents that may occur inside a rented home. For clients needing additional security, InsuranceOnline can arrange policies that cover loss of use when a rental unit becomes uninhabitable and identity theft recovery services specific to this coastal area.
SmartFinancial provides renters insurance services in Newport Beach, CA, helping clients secure coverage for personal property and liability protection. Its service plans typically involve policy selection assistance and claims support to address tenant needs. The agency works with renters to evaluate policy limits and deductibles, ensuring appropriate coverage for their circumstances. SmartFinancial offers these services for tenants in single-family homes, apartments, retail spaces, and restaurants throughout the area.
Kessler Alair Insurance Services, Inc. serves homeowners, businesses, and property managers in Newport Beach, California, with dedicated renters insurance agent services. The firm helps tenants secure policies that typically cover personal property losses, liability protection, and additional living expenses from unexpected incidents. Renter clients in the area rely on these personalized consultations to tailor coverage to individual apartment or rental home needs. The company also extends its insurance guidance and policy offerings to the neighboring communities of Costa Mesa.
Steve Ferraro - State Farm Insurance Agent serves the Newport Beach area and surrounding Orange County communities. It handles renters insurance policies designed to protect personal belongings and provide liability coverage for tenants. This agency helps clients understand policy options that cover property damage and temporary living expenses. It typically works by reviewing individual renter needs and explaining various coverage levels tailored to different apartment or home setups. The office uses a consultative approach to present policy terms and address common concerns about deductibles and loss limits.
David Misiego - State Farm Insurance Agent in Newport Beach, CA provides both one-time renters insurance policies, covering a single annual term, and ongoing recurring service options that automatically renew to maintain continuous protection. Coverage typically includes personal belongings against theft or damage, liability protection if someone is injured on the property, and additional living expenses if the unit becomes uninhabitable. Service operates on either a one-time or scheduled as-needed basis, allowing clients to review their plan with each renewal period.
Specializing in renters insurance policies, Steve Ferraro Jr. - State Farm Insurance Agent in Newport Beach, CA helps clients protect personal belongings and liability. The agency also offers guidance on coverage options for apartments, condos, and homes to ensure financial security. With Southern California’s wildfire season increasing property risks, the agent assists renters in updating policies to include adequate protection for smoke damage and evacuation expenses.
As coastal breezes bring the threat of wildfires and oceanfront storms to Newport Beach, renters need protection for their personal belongings. Farmers Insurance – Jason Redmond offers policies covering furniture, electronics, and liability needs within apartment or rental properties. This agency guides customers through coverage options that reflect local risks like flooding or unexpected damage from seasonal winds. An initial walkthrough of the unit is scheduled to assess personal items and establish the policy’s baseline terms for accurate protection.
A renters insurance agent in Newport Beach, CA, assists clients in securing policies that cover personal property and liability. Mike Ferraro Jr. - State Farm Insurance Agent can help structure protection with valuable add-ons like identity theft coverage or water backup safeguards. The agency also provides resources for managing deductibles and inventory documentation. Commercial sectors this practice can serve include offices needing equipment coverage, warehouses requiring building contents protection, and food service operations seeking liability solutions.
Moby Young - State Farm Insurance Agent in Newport Beach, CA provides residents with personalized renters insurance designed to protect personal belongings and liability. The agency also offers commercial coverage options for local business owners needing property or liability protection throughout the Newport Beach area. Each policy is reviewed with the client to ensure appropriate limits and deductibles are selected. Returning customers can discuss coverage adjustments, such as adding specialty items after a major purchase, during their regular scheduled reviews.
Marie Pham - State Farm Insurance Agent in Newport Beach, CA is recognized for its local renters insurance agent services. The agency assists tenants with policies that protect personal belongings and provide liability coverage for apartments, condos, or rental homes. Claims support and coverage evaluations are offered to help clients understand their renter-specific risks. Common add-ons include water backup coverage for damage from sump pump failures or sewer drains that affect rented units.
What Does a a Renters Insurance Agent in Newport Beach Cost?
Typical renters insurance in California costs between 15 and 30 dollars per month for 30,000 dollars of personal property coverage. Newport Beach policies may cost slightly more due to higher property values and coastal risks. Actual premiums depend on your coverage limits, deductible, and claims history. This is general information not insurance advice.
About renters insurance agents in Newport Beach
Renters insurance agents in Newport Beach help tenants protect their personal property and liability. California law does not require renters insurance but many landlords in Newport Beach do require it as part of the lease. An agent can explain coverage limits and help you choose a policy that fits your needs and budget.
Frequently Asked Questions
What does a renters insurance agent in Newport Beach do?
A renters insurance agent helps you compare policies from different carriers. They explain coverage for personal property, liability, and additional living expenses. They also help you understand California specific rules like the 15 day grace period for late payments.
Is renters insurance required in Newport Beach California?
California state law does not require renters insurance. However many landlords and property management companies in Newport Beach include a requirement in the lease agreement. An agent can help you find a policy that meets your landlords minimum coverage requirements.
How do I choose a renters insurance agent in Newport Beach?
Look for an agent licensed by the California Department of Insurance. Ask about their experience with local carriers and their knowledge of coastal property risks. A good agent will explain policy exclusions such as flood or earthquake damage which are not covered by standard renters insurance.
Renters Insurance Agents in Other California Cities
Alameda · Alhambra · Aliso Viejo · Anaheim · Antioch · Apple Valley · Arcadia · Azusa · Bakersfield · Baldwin Park · Banning · Bellflower · Benicia · Berkeley · Beverly Hills