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Find Renters Insurance Agents Near You in Modesto, CA

Browse renters insurance agents serving Modesto, California. Updated 2026-07-14.

The top-rated renters insurance agent in Modesto, California is Freeway Insurance, rated 4.9 stars across 891 reviews. Other highly rated options include Cost-U-Less Insurance, SaveDirect Insurance Agency, LLC, Farmers Insurance - Maria (Candy) Melara. This directory lists 29 renters insurance agents serving Modesto.

Showing 29 renters insurance agents in Modesto, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Freeway Insurance1300 Sylvan Ave Ste A-3(209) 651-0452
2Cost-U-Less Insurance123 Burney St(209) 560-6118
3SaveDirect Insurance Agency, LLC1800 Tully Rd G(209) 857-5877
4Farmers Insurance - Maria (Candy) Melara2507 E Hatch Rd Ste B(209) 556-9946
5Acceptance Insurance2045 W Briggsmore Ave Ste A-6(209) 375-7112
6The Source Auto Insurance Agency LLC822 9th St #1(209) 661-7171
7Jeff Blizzard - State Farm Insurance Agent2209 Coffee Rd # E(209) 524-5107
8Christina Rotondo - State Farm Insurance Agent3025 McHenry Ave Suite R(209) 566-2274
9TSM Insurance Services1317 Oakdale Rd #910(209) 524-6366
10Pam Shelton-Allen - State Farm Insurance Agent3516 Oakdale Rd ste a(209) 551-0221
FI
1300 Sylvan Ave Ste A-3
Freeway Insurance
Renters Insurance Agent · Modesto, CA

Freeway Insurance serves renters in Modesto, California, helping them protect their personal belongings and secure liability coverage against unexpected events. The agents guide customers through policy options that align with their specific needs. Whether a client lives in an apartment, a house, or a condominium, the agency offers clear explanations of coverage details. This ensures renters understand their protection before making a decision. The company also extends its services to residents in the neighboring community of Riverbank and surrounding areas within Stanislaus County.

CU
123 Burney St
Cost-U-Less Insurance
Renters Insurance Agent · Modesto, CA

Cost-U-Less Insurance provides renters insurance in Modesto, California, distinguishing between one-time policies for short-term needs and recurring annual plans for continuous coverage against theft, fire, and liability damages. Their renters insurance agents help clients evaluate personal property values and select appropriate policy limits to protect belongings from common household risks such as water damage or accidental injury. Service for these protection options is structured on both a one-time for temporary requirements and a scheduled recurring basis for ongoing annual renewals.

SI
1800 Tully Rd G
SaveDirect Insurance Agency, LLC
Renters Insurance Agent · Modesto, CA

SaveDirect Insurance Agency, LLC offers renters insurance policies and consultation services for tenants in the Modesto area. The company helps clients assess their personal property coverage needs to protect belongings against common risks like theft or fire damage. Ongoing account management and policy reviews are provided to ensure appropriate coverage levels over time. The agency services renters of single-family homes, apartments, and retail spaces, as well as occupants of restaurant properties.

FI
2507 E Hatch Rd Ste B
Farmers Insurance - Maria (Candy) Melara
Renters Insurance Agent · Modesto, CA

Farmers Insurance - Maria (Candy) Melara serves homeowners, renters, and property managers in the Modesto area. As a renters insurance agent, the company assists clients in finding policies that protect personal belongings and provide liability coverage within local apartment complexes and single-family rentals. The office helps tenants understand coverage options suitable for their specific lease agreements and neighborhood risks. It also serves clients in the neighboring community of Ceres and surrounding Stanislaus County metro areas.

AI
2045 W Briggsmore Ave Ste A-6
Acceptance Insurance
Renters Insurance Agent · Modesto, CA

Serving Modesto and the surrounding communities in California's Central Valley, Acceptance Insurance handles renters insurance policies designed to protect personal belongings and liability. The agency helps local tenants assess their coverage needs for common household risks. For a typical job, it begins by reviewing a renter’s specific situation and explaining policy options to match their budget. It then walks each client through the application process and provides documentation for the lease requirements.

SA
822 9th St #1
The Source Auto Insurance Agency LLC
Renters Insurance Agent · Modesto, CA

The Source Auto Insurance Agency LLC serves renters in Modesto, California, and the surrounding communities of the Central Valley, handling personal property coverage for apartments and homes. The agency helps clients understand replacement cost versus actual cash value policies to adequately protect belongings against theft or damage. For each typical job, it reviews local risk factors such as seasonal fire threats and liability concerns to craft a straightforward policy suited to the tenant’s lease requirements.

JB
2209 Coffee Rd # E
Jeff Blizzard - State Farm Insurance Agent
Renters Insurance Agent · Modesto, CA

As storms and seasonal shifts in Modesto can bring unexpected damage to apartments and rental homes, Jeff Blizzard, a State Farm Insurance Agent, helps tenants protect their belongings with renters insurance policies. His agency addresses common coverage questions about theft, fire, and personal liability. Each consultation begins with a straightforward discussion of a renter’s specific possessions and living situation. The process moves forward by scheduling a simple walk-through of the rental property to identify valuable items and assess potential coverage gaps.

CR
3025 McHenry Ave Suite R
Christina Rotondo - State Farm Insurance Agent
Renters Insurance Agent · Modesto, CA

Christina Rotondo, a State Farm Insurance agent in Modesto, CA, specializes in providing renters insurance policies that safeguard personal belongings and provide liability protection. Her general service work includes helping clients customize coverage options to fit their individual rental situations, from apartments to single-family homes. As a local agent, she stays accessible to discuss policy details and answer questions directly with policyholders. She helps renters address the specific concern of ensuring adequate protection during the seasonal transition from summer rentals to long-term leases, when coverage needs often change.

TI
1317 Oakdale Rd #910
TSM Insurance Services
Renters Insurance Agent · Modesto, CA

TSM Insurance Services specializes in helping renters find appropriate coverage for their personal property and liability needs. It serves residents throughout Modesto, California, providing guidance on policy options that address the unique risks of renting. The agency works to explain protection for belongings against common perils and assists local tenants in securing affordable plans. This is especially valuable in the summer months, when renters preparing for peak moving season may need to update their policies to cover items during transit or storage.

PS
3516 Oakdale Rd ste a
Pam Shelton-Allen - State Farm Insurance Agent
Renters Insurance Agent · Modesto, CA

Renters insurance is generally a recurring policy that provides ongoing protection, whereas certain consulting or inventory services from an agent might be arranged as a one-time session. Pam Shelton-Allen - State Farm Insurance Agent, located in Modesto, California, serves clients seeking coverage for personal belongings and liability within rented homes or apartments. A typical renters insurance policy shields against losses from theft, fire, and certain weather events while extending legal liability protection. Service for ongoing client questions or policy adjustments is available on an as-needed basis.

FI
1801 H St Ste A1
Freeway Insurance
Renters Insurance Agent · Modesto, CA
(209) 585-3788
locations.freeway.com/freeway-insurance-modesto-ca-95354
CU
2900 Standiford Ave #25
Cost-U-Less Insurance
Renters Insurance Agent · Modesto, CA
(209) 542-9734
locations.costulessdirect.com/modesto-95350
JQ
1620 N Carpenter Rd a3
Jose Quintero - State Farm Insurance Agent
Renters Insurance Agent · Modesto, CA
(209) 300-7849
josesf.com
MI
724 E Hatch Rd
Mendoza Insurance Services
Renters Insurance Agent · Modesto, CA
(209) 488-3200
mendozainsurance.com
NW
1532 Standiford Ave Ste A
Nick Winters - State Farm Insurance Agent
Renters Insurance Agent · Modesto, CA
(209) 521-9540
insuremodesto.com
CA
2225 Plaza Pkwy suite c-17
Central Auto Insurance Agency - Auto Insurance Modesto CA
Renters Insurance Agent · Modesto, CA
(209) 492-9999
caiautoinsurance.com
FI
1236 Floyd Ave Ste B
Farmers Insurance - Timothy McCain
Renters Insurance Agent · Modesto, CA
(209) 527-8800
agents.farmers.com/ca/modesto/timothy-mccain
DW
1101 Standiford Ave # B1
Debra Webb - State Farm Insurance Agent
Renters Insurance Agent · Modesto, CA
(209) 545-7344
agentdebrawebb.com
SS
2307 Oakdale Rd Ste. 400
Skeet's Insurance Service, Inc.
Renters Insurance Agent · Modesto, CA
(209) 526-1578
skeetsins.com
TI
3501 Coffee Rd #1a
Toste Insurance Services INC
Renters Insurance Agent · Modesto, CA
(209) 338-3585
tosteins.com
FI
1050 N Carpenter Rd Ste F
Farmers Insurance - Ollson Agency
Renters Insurance Agent · Modesto, CA
ollsonagency.com
WI
1729 Tully Rd Suite 6
Wylie Insurance Services
Renters Insurance Agent · Modesto, CA
(209) 526-4402
wylieinsurance.net
FI
145 Woodrow Ave # B2
Farmers Insurance - Cathy DeBoer
Renters Insurance Agent · Modesto, CA
(209) 577-8252
agents.farmers.com/ca/modesto/cathy-deboer
MI
3025 McHenry Ave suite m
Modesto Insurance Center
Renters Insurance Agent · Modesto, CA
(209) 529-0745
CM
1317 Oakdale Rd #1220
Colleen Myrtakis - State Farm Insurance Agent
Renters Insurance Agent · Modesto, CA
(209) 527-0706
colleenmyrtakis.com
LS
1367 Standiford Ave suite a
Lamoure's Insurance
Renters Insurance Agent · Modesto, CA
(209) 577-8380
lamouresinsurance.com
MC
609 14th St
My Choice Insurance
Renters Insurance Agent · Modesto, CA
(209) 604-6758
mychoiceins.net
SP
3340 Tully Rd Ste B6
Shawn Phillips - State Farm Insurance Agent
Renters Insurance Agent · Modesto, CA
(209) 527-5567
shawnphillipsinsures.com
SI
3507 Tully Rd #100
Silva Insurance
Renters Insurance Agent · Modesto, CA
(209) 557-0501
silva-insurance.com

What Does a a Renters Insurance Agent in Modesto Cost?

In California renters insurance typically costs between 15 and 30 dollars per month for a standard policy with 30000 dollars in personal property coverage and 100000 dollars in liability coverage. Actual costs depend on your location in Modesto the value of your belongings your deductible and your claims history. This is general information and not insurance advice.

About renters insurance agents in Modesto

A renters insurance agent in Modesto California can help you find a policy that covers your personal property and provides liability protection. California law does not require renters insurance but many landlords in Modesto now require tenants to carry it. An agent can explain local coverage options and help you compare quotes from different insurers.

Frequently Asked Questions

What does a renters insurance agent in Modesto do?

A renters insurance agent helps you choose a policy that fits your needs and budget. They explain coverage limits deductibles and exclusions. They also assist with filing claims and updating your policy when your belongings change.

Is renters insurance required by law in California?

No California state law does not require renters insurance. However many landlords in Modesto include a requirement in the lease agreement. An agent can help you meet that requirement and protect your personal property.

How much renters insurance coverage should I get in Modesto?

You should get enough coverage to replace all your personal belongings. A typical policy offers 15000 to 50000 dollars for personal property. An agent can help you estimate the value of your items and recommend appropriate limits.

Renters Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each renters insurance agent's credentials and current standing with your state Department of Insurance.