The top-rated renters insurance agent in Modesto, California is Freeway Insurance, rated 4.9 stars across 891 reviews. Other highly rated options include Cost-U-Less Insurance, SaveDirect Insurance Agency, LLC, Farmers Insurance - Maria (Candy) Melara. This directory lists 29 renters insurance agents serving Modesto.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Freeway Insurance | 1300 Sylvan Ave Ste A-3 | (209) 651-0452 |
| 2 | Cost-U-Less Insurance | 123 Burney St | (209) 560-6118 |
| 3 | SaveDirect Insurance Agency, LLC | 1800 Tully Rd G | (209) 857-5877 |
| 4 | Farmers Insurance - Maria (Candy) Melara | 2507 E Hatch Rd Ste B | (209) 556-9946 |
| 5 | Acceptance Insurance | 2045 W Briggsmore Ave Ste A-6 | (209) 375-7112 |
| 6 | The Source Auto Insurance Agency LLC | 822 9th St #1 | (209) 661-7171 |
| 7 | Jeff Blizzard - State Farm Insurance Agent | 2209 Coffee Rd # E | (209) 524-5107 |
| 8 | Christina Rotondo - State Farm Insurance Agent | 3025 McHenry Ave Suite R | (209) 566-2274 |
| 9 | TSM Insurance Services | 1317 Oakdale Rd #910 | (209) 524-6366 |
| 10 | Pam Shelton-Allen - State Farm Insurance Agent | 3516 Oakdale Rd ste a | (209) 551-0221 |
Freeway Insurance serves renters in Modesto, California, helping them protect their personal belongings and secure liability coverage against unexpected events. The agents guide customers through policy options that align with their specific needs. Whether a client lives in an apartment, a house, or a condominium, the agency offers clear explanations of coverage details. This ensures renters understand their protection before making a decision. The company also extends its services to residents in the neighboring community of Riverbank and surrounding areas within Stanislaus County.
Cost-U-Less Insurance provides renters insurance in Modesto, California, distinguishing between one-time policies for short-term needs and recurring annual plans for continuous coverage against theft, fire, and liability damages. Their renters insurance agents help clients evaluate personal property values and select appropriate policy limits to protect belongings from common household risks such as water damage or accidental injury. Service for these protection options is structured on both a one-time for temporary requirements and a scheduled recurring basis for ongoing annual renewals.
SaveDirect Insurance Agency, LLC offers renters insurance policies and consultation services for tenants in the Modesto area. The company helps clients assess their personal property coverage needs to protect belongings against common risks like theft or fire damage. Ongoing account management and policy reviews are provided to ensure appropriate coverage levels over time. The agency services renters of single-family homes, apartments, and retail spaces, as well as occupants of restaurant properties.
Farmers Insurance - Maria (Candy) Melara serves homeowners, renters, and property managers in the Modesto area. As a renters insurance agent, the company assists clients in finding policies that protect personal belongings and provide liability coverage within local apartment complexes and single-family rentals. The office helps tenants understand coverage options suitable for their specific lease agreements and neighborhood risks. It also serves clients in the neighboring community of Ceres and surrounding Stanislaus County metro areas.
Serving Modesto and the surrounding communities in California's Central Valley, Acceptance Insurance handles renters insurance policies designed to protect personal belongings and liability. The agency helps local tenants assess their coverage needs for common household risks. For a typical job, it begins by reviewing a renter’s specific situation and explaining policy options to match their budget. It then walks each client through the application process and provides documentation for the lease requirements.
The Source Auto Insurance Agency LLC serves renters in Modesto, California, and the surrounding communities of the Central Valley, handling personal property coverage for apartments and homes. The agency helps clients understand replacement cost versus actual cash value policies to adequately protect belongings against theft or damage. For each typical job, it reviews local risk factors such as seasonal fire threats and liability concerns to craft a straightforward policy suited to the tenant’s lease requirements.
As storms and seasonal shifts in Modesto can bring unexpected damage to apartments and rental homes, Jeff Blizzard, a State Farm Insurance Agent, helps tenants protect their belongings with renters insurance policies. His agency addresses common coverage questions about theft, fire, and personal liability. Each consultation begins with a straightforward discussion of a renter’s specific possessions and living situation. The process moves forward by scheduling a simple walk-through of the rental property to identify valuable items and assess potential coverage gaps.
Christina Rotondo, a State Farm Insurance agent in Modesto, CA, specializes in providing renters insurance policies that safeguard personal belongings and provide liability protection. Her general service work includes helping clients customize coverage options to fit their individual rental situations, from apartments to single-family homes. As a local agent, she stays accessible to discuss policy details and answer questions directly with policyholders. She helps renters address the specific concern of ensuring adequate protection during the seasonal transition from summer rentals to long-term leases, when coverage needs often change.
TSM Insurance Services specializes in helping renters find appropriate coverage for their personal property and liability needs. It serves residents throughout Modesto, California, providing guidance on policy options that address the unique risks of renting. The agency works to explain protection for belongings against common perils and assists local tenants in securing affordable plans. This is especially valuable in the summer months, when renters preparing for peak moving season may need to update their policies to cover items during transit or storage.
Renters insurance is generally a recurring policy that provides ongoing protection, whereas certain consulting or inventory services from an agent might be arranged as a one-time session. Pam Shelton-Allen - State Farm Insurance Agent, located in Modesto, California, serves clients seeking coverage for personal belongings and liability within rented homes or apartments. A typical renters insurance policy shields against losses from theft, fire, and certain weather events while extending legal liability protection. Service for ongoing client questions or policy adjustments is available on an as-needed basis.
What Does a a Renters Insurance Agent in Modesto Cost?
In California renters insurance typically costs between 15 and 30 dollars per month for a standard policy with 30000 dollars in personal property coverage and 100000 dollars in liability coverage. Actual costs depend on your location in Modesto the value of your belongings your deductible and your claims history. This is general information and not insurance advice.
About renters insurance agents in Modesto
A renters insurance agent in Modesto California can help you find a policy that covers your personal property and provides liability protection. California law does not require renters insurance but many landlords in Modesto now require tenants to carry it. An agent can explain local coverage options and help you compare quotes from different insurers.
Frequently Asked Questions
What does a renters insurance agent in Modesto do?
A renters insurance agent helps you choose a policy that fits your needs and budget. They explain coverage limits deductibles and exclusions. They also assist with filing claims and updating your policy when your belongings change.
Is renters insurance required by law in California?
No California state law does not require renters insurance. However many landlords in Modesto include a requirement in the lease agreement. An agent can help you meet that requirement and protect your personal property.
How much renters insurance coverage should I get in Modesto?
You should get enough coverage to replace all your personal belongings. A typical policy offers 15000 to 50000 dollars for personal property. An agent can help you estimate the value of your items and recommend appropriate limits.
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