The top-rated renters insurance agent in Irvine, California is AIS Insurance - Headquarters, rated 4.9 stars across 1,525 reviews. Other highly rated options include CKS INSURANCE AGENCY - 金盾保险, KCAL Insurance Agency (Irvine) | 華興保險, Steven Wang - State Farm Insurance Agent. This directory lists 21 renters insurance agents serving Irvine.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | AIS Insurance - Headquarters | 19800 MacArthur Blvd #1050 | (949) 660-7061 |
| 2 | CKS INSURANCE AGENCY - 金盾保险 | 2691 Richter Ave #122 | (949) 870-9018 |
| 3 | KCAL Insurance Agency (Irvine) | 華興保險 | 14795 Jeffrey Rd #209 | (949) 786-6888 |
| 4 | Steven Wang - State Farm Insurance Agent | 9279 Research Dr | (949) 552-3600 |
| 5 | Farmers Insurance - Adriana Fregoso | 17771 Cowan Ste 200 | (949) 669-4684 |
| 6 | Great Park Insurance | 10 Corporate Park #130 | (949) 387-3242 |
| 7 | Richard Tay - State Farm Insurance Agent | 14210 Culver Dr Ste A | (949) 559-8866 |
| 8 | California State Insurance Agency ⭐⭐⭐⭐⭐ | 188 Technology Dr A | (949) 596-4822 |
| 9 | Farmers Insurance - Pepper Hu | 3 Corporate Park #220 | (626) 666-6664 |
| 10 | Scott Stevens - State Farm Insurance Agent | 4482 Barranca Pkwy #224 | (949) 552-6602 |
AIS Insurance - Headquarters serves renters in Orange County, California, as a dedicated renter's insurance agent. The company assists clients in protecting their personal belongings and securing liability coverage for their rented homes or apartments. Their agents help residents understand policy limits and the importance of documenting their possessions. AIS Insurance specifically handles claims assistance for tenants recovering from water damage and provides coverage options for theft and loss of personal property within the Irvine area.
CKS Insurance Agency - 金盾保险 provides a range of renters insurance services in Irvine, California, helping tenants secure coverage for personal belongings and liability protection. It offers guidance in selecting appropriate policy limits and navigating deductibles, along with routine policy reviews to adjust coverage as needed. Service plans include assistance with filing claims and updating inventory documentation. The agency services single-family homes, apartments, retail spaces, and restaurants, addressing the unique insurance needs of each property type.
KCAL Insurance Agency (華興保險) serves renters in Irvine and its surrounding Orange County communities, handling personal property protection and liability coverage for apartments and rentals. The agency addresses common renter concerns like theft, fire damage, and temporary living expenses after a covered loss. It guides clients through policy options that meet landlord requirements while tailoring deductibles and limits to individual budgets. Each job begins with a consultation to assess the renter’s asset value, followed by a review of endorsements such as high-value item coverage.
Steven Wang - State Farm Insurance Agent in Irvine, CA, focuses on the distinction between one-time liability protection and recurring comprehensive coverage for renters. Their policies typically safeguard personal belongings against perils like theft, fire, and water damage from plumbing issues, while also including loss-of-use benefits if an apartment becomes uninhabitable. This local agency structures its service on an as-needed basis, allowing clients to initiate policy modifications or file claims whenever necessary.
Farmers Insurance - Adriana Fregoso serves homeowners, businesses, and property managers in Irvine. The agency provides renters insurance policies designed to safeguard personal belongings and liability against unexpected events. Clients receive coverage tailored to rental properties and condominiums. The agent guides customers through the process of assessing their personal property value and understanding coverage limits. With a focus on protecting tenants from financial loss, the office helps individuals secure policies that fit their lease requirements. Services also extend to neighboring Tustin and surrounding Orange County communities.
Great Park Insurance specializes in matching Irvine tenants with renters insurance policies that cover personal property and liability protection. It also assists clients in understanding policy deductibles and coverage limits. As a local agent, it provides guidance on navigating claims for stolen electronics or damaged furniture. During wildfire season, it helps renters evaluate whether their policy includes adequate loss-of-use coverage for temporary housing if an evacuation order is issued.
As spring showers return to Irvine, many renters realize that a surprise flood could wash away belongings not covered by a landlord's policy. Richard Tay - State Farm Insurance Agent helps local tenants secure protections for furniture, electronics, and clothing against such water damage, as well as fire and theft. Coverage options extend to provide liability support if a guest is injured inside the rented home or apartment. A policy discussion begins with a free inspection of the living space and existing possessions to assess value.
California State Insurance Agency, operating in Irvine, provides renters insurance policies that cover personal property and liability for tenants. It offers specialty add-ons such as coverage for high-value items like jewelry or electronics. The agency serves various commercial sectors, including offices requiring building liability and business personal property protection, warehouses needing inventory and theft coverage, and food service establishments seeking equipment and premises liability safeguards.
Farmers Insurance - Pepper Hu provides residential renters insurance in Irvine, California, protecting personal belongings and liability within apartment or rental homes. Commercial coverage is also available for small businesses and landlords in the local area. Serving Orange County clients, this agency advises on policy options to fit different budgets and rental situations. After the initial policy is set, Pepper Hu offers guidance on updates or claims processing, ensuring continuous coverage between regular visits and following up on any account changes or renewals.
Scott Stevens - State Farm Insurance Agent in Irvine, CA specializes in renters insurance coverage for local tenants. The agency provides policies that protect personal belongings, offer liability protection, and cover additional living expenses if a unit becomes uninhabitable. It serves residents of apartments, condos, and single-family rentals throughout the Irvine area. Clients can add coverage for expensive items like jewelry, electronics, or musical instruments to customize their renter's policy to individual needs.
What Does a a Renters Insurance Agent in Irvine Cost?
Typical renters insurance in California costs between 15 and 30 dollars per month for 10,000 to 30,000 dollars in personal property coverage. In Irvine the average premium is often around 18 to 22 dollars per month depending on the location of the rental unit the chosen deductible and any additional endorsements like earthquake or identity theft coverage. Costs can vary based on your credit score claims history and the value of your belongings. This is general information not insurance advice.
About renters insurance agents in Irvine
A renters insurance agent in Irvine California can help you find a policy that protects your personal property and provides liability coverage. California law does not require renters insurance but many landlords in Irvine now require it in the lease agreement. An agent can explain how local risks like wildfires or theft affect your coverage needs.
Frequently Asked Questions
What does a renters insurance agent in Irvine do?
A renters insurance agent helps you compare policies from different carriers to find the right coverage for your belongings and liability. They explain policy limits deductibles and California specific endorsements like earthquake or flood coverage. The agent also assists with filing claims and updating your policy as your needs change.
Is renters insurance required by law in California?
California state law does not require renters insurance. However many landlords and property management companies in Irvine now include a requirement for renters insurance in the lease agreement. An agent can help you meet that requirement with a policy that satisfies your landlords minimum coverage limits.
How do I file a claim for renters insurance in California?
You should contact your renters insurance agent or the insurance company directly as soon as possible after a loss. California law generally gives you up to one year from the date of loss to file a claim for property damage. Your agent can guide you through the documentation process and help you understand your policy coverage.
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