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Directory of renters insurance agents in Hayward, California. Verify credentials with the state department of insurance before hiring.
20 agents listed
Updated May 2026
Hayward, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 20 renters insurance agents in Hayward, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
AAA Hayward Branch
1580 Chabot Ct, Hayward, CA 94545
(510) 670-4380
mwg.aaa.com
Kim Holland - State Farm Insurance Agent
897 E Lewelling Blvd, Hayward, CA 94541
(510) 481-2735
kimhollandinsurance.com
Cost-U-Less Insurance
26953 Mission Blvd Unit B, Hayward, CA 94544
(510) 493-7192
locations.costulessdirect.com
SaveGuard Insurance Agency
22576 Mission Blvd, Hayward, CA 94541
(510) 538-7233
saveguardins.com
Jeff Sinfuego - State Farm Insurance Agent
22561 Main St, Hayward, CA 94541
(510) 780-9788
jeffsf.com
David Pena - State Farm Insurance Agent
1290 B St Ste 105, Hayward, CA 94541
(510) 537-1840
davidpenainsurance.com
Home & Auto Insurance Agency Hayward (First Avenue Insurance Services)
1320 Apple Ave 1st Floor, Ste 104, Hayward, CA 94541
(315) 400-8648
Adrian Stovall - State Farm Insurance Agent
22544 2nd St, Hayward, CA 94541
(510) 581-0145
statefarm.com
J and M Insurance
2209 American Ave #1, Hayward, CA 94545
(510) 925-3244
jandminsuranceca.com
Renters insurance agents in Hayward California help tenants protect their personal belongings and cover liability risks. California law does not require renters insurance, but many landlords in Hayward now include it as a lease condition. An agent can explain how coverage applies to earthquake damage or theft in your specific apartment or rental home.
What Does a Renters Insurance Agent in Hayward Cost?
In California, renters insurance typically costs between 15 and 30 dollars per month for a standard policy. In Hayward, the average cost is around 18 to 25 dollars per month for 30000 dollars of personal property coverage and 100000 dollars of liability. Costs vary based on your credit score, location, and the deductible you choose. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a renters insurance agent in Hayward do?
A renters insurance agent helps you choose a policy that covers your personal property and liability. They explain California-specific exclusions like flood or earthquake damage. They also help you file claims if your belongings are stolen or damaged.
Is renters insurance required by law in California?
No, California state law does not require renters insurance. However, many landlords in Hayward now require tenants to carry a policy as part of the lease agreement. An agent can help you meet that requirement.
How much personal property coverage do I need in Hayward?
An agent can help you estimate the value of your belongings. A typical policy offers 15000 to 50000 dollars in personal property coverage. You should also consider liability coverage of at least 100000 dollars to protect against lawsuits.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.