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Find Renters Insurance Agents Near You in Downey, CA

Browse renters insurance agents serving Downey, California. Updated 2026-07-14.

The top-rated renters insurance agent in Downey, California is Lucy Rodas - State Farm Insurance Agent, rated 5.0 stars across 483 reviews. Other highly rated options include Efferem Sanchez - State Farm Insurance Agent, AAA Downey Insurance and Member Services, Freeway Insurance. This directory lists 21 renters insurance agents serving Downey.

Showing 21 renters insurance agents in Downey, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Lucy Rodas - State Farm Insurance Agent8727 Firestone Blvd(562) 868-6218
2Efferem Sanchez - State Farm Insurance Agent12327 Woodruff Ave(562) 803-9777
3AAA Downey Insurance and Member Services8223 Firestone Blvd(562) 861-2231
4Freeway Insurance12142 Lakewood Blvd(562) 485-9988
5Rob Casares - State Farm Insurance Agent9901 Paramount Blvd #140(562) 927-2297
6Pablo Sanchez - State Farm Insurance Agent9411 Firestone Blvd Ste 2(562) 659-7322
7Lou Grimaldi - State Farm Insurance Agent8050 Florence Ave UNIT 10(562) 923-7791
8John Taormina - State Farm Insurance Agent10217 Old River School Rd(562) 927-3312
9Veronica's Insurance Downey7846 Florence Ave(562) 379-6681
10Highway ONE Insurance & Registration Services10810 Paramount Blvd #102(562) 361-0570
LR
8727 Firestone Blvd
Lucy Rodas - State Farm Insurance Agent
Renters Insurance Agent · Downey, CA

Lucy Rodas - State Farm Insurance Agent in Downey, CA, offers a range of renters insurance options to protect personal belongings and provide liability coverage. Service plans include policies that cover theft, fire, and water damage, with support for filing claims and adjusting coverage as needs change. Maintenance plans are available to review and update policies regularly, ensuring sufficient protection for tenants. This agency services single-family homes, apartments, retail spaces, and restaurants.

ES
12327 Woodruff Ave
Efferem Sanchez - State Farm Insurance Agent
Renters Insurance Agent · Downey, CA

Efferem Sanchez - State Farm Insurance Agent serves renters seeking personal property and liability protection for apartments, condos, and single-family rental homes in Downey, California. Policies can cover belongings against theft, fire, and water damage from burst pipes, with options for additional living expenses if a unit becomes uninhabitable. The agency helps clients understand coverage limits and deductibles. It also serves renters in nearby Norwalk and the greater southeast Los Angeles County area.

AD
8223 Firestone Blvd
AAA Downey Insurance and Member Services
Renters Insurance Agent · Downey, CA

AAA Downey Insurance and Member Services serves Downey and surrounding Los Angeles County communities. As a renters insurance agency, it helps residents secure policies that cover personal belongings against theft, fire, and water damage. The agency assists with assessing coverage limits that match local rental property values and liability protection for guest injuries. It guides clients through the application process and answers questions about deductibles. AAA Downey Insurance and Member Services handles policy renewals and coordinates with tenants on updating their coverage during lease renewals.

FI
12142 Lakewood Blvd
Freeway Insurance
Renters Insurance Agent · Downey, CA

Freeway Insurance provides specialized renters insurance policies for tenants in Downey, California. The agency works with clients to secure coverage that typically protects personal belongings from theft, fire, and water damage. It also helps renters understand liability protection for accidents that might occur inside a rented home or apartment. Beyond basic policies, the team can assist with adjusting deductibles and policy limits to match individual needs. For many residents, this becomes particularly helpful when moving into a new rental unit during the busy summer or fall leasing seasons.

RC
9901 Paramount Blvd #140
Rob Casares - State Farm Insurance Agent
Renters Insurance Agent · Downey, CA

Rob Casares - State Farm Insurance Agent serves Downey, California, and the surrounding communities. It handles renters insurance policies designed to protect personal belongings and provide liability coverage within a rental property. The agent helps clients assess the value of their possessions and determine appropriate coverage limits. To handle a typical job, it first reviews the scope of a client’s rental space and personal assets, then recommends a policy that balances necessary protection with a practical premium.

PS
9411 Firestone Blvd Ste 2
Pablo Sanchez - State Farm Insurance Agent
Renters Insurance Agent · Downey, CA

For a landlord, replacing a lost key often warrants a one-time policy adjustment, whereas a new long-term tenant typically requires a scheduled coverage update; both scenarios are handled professionally. Pablo Sanchez - State Farm Insurance Agent in Downey, CA manages this annual and per-claim necessity. Renters insurance covers personal belongings and liability, protecting against unforeseen events like theft or accidental damage to a neighbor’s unit. Service runs strictly on an as-needed basis, with clients requesting modifications or policy starts whenever their living situation changes.

LG
8050 Florence Ave UNIT 10
Lou Grimaldi - State Farm Insurance Agent
Renters Insurance Agent · Downey, CA

Spring storms often leave Downey renters concerned about water damage to their belongings, and Lou Grimaldi - State Farm Insurance Agent helps local tenants address those risks with a renters insurance policy tailored to their specific apartment or rental home. The agent focuses on explaining coverage options for personal property and liability without technical jargon. Coverage creation begins with a walk-through of the rental unit to document existing conditions and estimate appropriate protection limits.

JT
10217 Old River School Rd
John Taormina - State Farm Insurance Agent
Renters Insurance Agent · Downey, CA

John Taormina - State Farm Insurance Agent in Downey helps customers secure renters insurance policies designed to protect personal belongings and provide liability coverage. Add-on options typically include identity theft protection and coverage for high-value items such as jewelry or electronics. The agency serves individuals renting apartments, homes, or condominiums. It also assists commercial tenants including offices, warehouses, and food service operations in managing their property and liability risks.

VS
7846 Florence Ave
Veronica's Insurance Downey
Renters Insurance Agent · Downey, CA

Veronica's Insurance Downey specializes in helping renters secure policies that protect personal belongings and provide liability coverage. Offering tailored plans, the agency works with clients throughout Downey, California, to explain policy options and ensure appropriate coverage for individual needs. With guidance on selecting deductibles and understanding coverage limits, it simplifies the insurance process for local tenants. During the winter holidays, the agency assists with adding extra protection for gifts and seasonal decorations stored in homes.

HO
10810 Paramount Blvd #102
Highway ONE Insurance & Registration Services
Renters Insurance Agent · Downey, CA

Highway ONE Insurance & Registration Services provides residential renters insurance to tenants in Downey, California, helping protect personal belongings and liability within apartments and rental homes. The agency also offers commercial coverage for local businesses, serving clients throughout the greater Downey area. Their agents guide policyholders through coverage options and paperwork, ensuring proper protection for leased properties. Following a claim or policy renewal, clients return for adjustments or supplementary registration services, maintaining coverage between regular visits without interruption.

FI
11108 Downey Ave
Farmers Insurance - Andy Zuloaga
Renters Insurance Agent · Downey, CA
(562) 659-7558
agents.farmers.com/ca/downey/andy-zuloaga
SS
9900 Lakewood Blvd Suite 201
Stephanie’s Insurance Services
Renters Insurance Agent · Downey, CA
(562) 727-3447
FI
8648 Florence Ave
Farmers Insurance - Steve Garcia
Renters Insurance Agent · Downey, CA
(562) 861-0707
agents.farmers.com/ca/downey/steve-garcia
RD
10802 Downey Ave
Robert Does Insurance Services
Renters Insurance Agent · Downey, CA
(562) 204-6283
robertdoesinsurance.com
FI
9597 Firestone Blvd
Farmers Insurance - Michael Luna
Renters Insurance Agent · Downey, CA
(562) 991-6024
agents.farmers.com/ca/downey/michael-luna
II
10535 Paramount Blvd #100
Inszone Insurance Services
Renters Insurance Agent · Downey, CA
(562) 806-0778
JG
9900 Lakewood Blvd Suite 201
Joel Gonzalez Insurance Agency
Renters Insurance Agent · Downey, CA
(562) 313-1535
jgonzalezagency.com
FI
10833 Downey Ave
Farmers Insurance - Guadalupe Diaz
Renters Insurance Agent · Downey, CA
(562) 622-4748
agents.farmers.com/ca/downey/guadalupe-diaz
MI
9530 Imperial Hwy. STE N
Manor Insurance Agency, Inc.
Renters Insurance Agent · Downey, CA
(562) 862-8669
manorinsurance.net/contactus.html
PI
12745 Bellflower Blvd suite b
Paramo Insurance Agency
Renters Insurance Agent · Downey, CA
(562) 291-2524
FI
7444 Florence Ave suite j
Farmers Insurance
Renters Insurance Agent · Downey, CA
(714) 290-9620
agents.farmers.com/ca/downey

What Does a a Renters Insurance Agent in Downey Cost?

Typical renters insurance in California costs between 15 and 30 dollars per month for standard coverage. In Downey premiums may be slightly higher due to local crime rates and wildfire risk. Factors like your credit score deductible and policy limits also affect the price. This is general information not insurance advice.

About renters insurance agents in Downey

Renters insurance agents in Downey California help tenants protect their personal property and cover liability. California law does not require renters insurance but many landlords in Downey now include it in lease agreements. An agent can explain how coverage works for earthquake damage or theft in your area.

Frequently Asked Questions

What does a renters insurance agent do in Downey?

A renters insurance agent helps you compare policies from different carriers. They explain coverage limits deductibles and additional options like flood or earthquake protection. Agents also assist with filing claims and updating your policy when needed.

Is renters insurance required by law in California?

California state law does not require renters insurance. However many landlords in Downey require tenants to carry a policy as part of the lease. Your agent can help you meet that requirement with an affordable plan.

How much personal property coverage should I get in Downey?

Most renters insurance agents recommend coverage equal to the total value of your belongings. A common starting point is 20000 to 30000 dollars in personal property coverage. Your agent can help you create a home inventory to set the right amount.

Renters Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each renters insurance agent's credentials and current standing with your state Department of Insurance.