The top-rated motorcycle insurance agent in Oak Ridge, Tennessee is Stephanie Hale-Smith - State Farm Insurance Agent, rated 5.0 stars across 334 reviews. Other highly rated options include Bradley Roberts: Allstate Insurance, Mike Massaglia - State Farm Insurance Agent, Josh Hemphill - State Farm Insurance Agent. This directory lists 17 motorcycle insurance agents serving Oak Ridge.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Stephanie Hale-Smith - State Farm Insurance Agent | 40 New York Ave #110 | (865) 483-7784 |
| 2 | Bradley Roberts: Allstate Insurance | 106 S Illinois Ave | (865) 482-9596 |
| 3 | Mike Massaglia - State Farm Insurance Agent | 108 S Illinois Ave | (865) 425-7750 |
| 4 | Josh Hemphill - State Farm Insurance Agent | 574 Oak Ridge Turnpike | (865) 512-7542 |
| 5 | Laura Lynn Green - State Farm Insurance Agent | 136 Marquette Rd | (865) 483-5666 |
| 6 | Direct Auto Insurance | 860 Oak Ridge Turnpike Suite 4 | (865) 220-5537 |
| 7 | Farm Bureau Insurance | 1574 Oak Ridge Turnpike | (865) 482-5666 |
| 8 | Madison Insurance Group, Inc. | 795 Main St W Suite 200 | (865) 425-7300 |
| 9 | Thompson Insurance Group | 697 Emory Valley Rd E | (865) 685-5069 |
| 10 | Fox Insurance Group | 110 S Illinois Ave | (865) 482-0513 |
At Stephanie Hale-Smith - State Farm Insurance Agent, serving the Oak Ridge, TN area, the office provides motorcycle insurance policies tailored to local riders. These plans address protection for touring, cruiser, and sport bikes against common risks. Coverage typically includes liability, collision, and comprehensive options to safeguard riders and their machines. The agency assists clients with policy reviews and claims support. It specializes in seasonal coverage adjustments for Tennessee’s riding climate and custom parts coverage for modified motorcycles.
Bradley Roberts: Allstate Insurance offers a full range of motorcycle insurance services for riders in the Oak Ridge, TN area. The agency provides comprehensive coverage options tailored to various bike types and riding habits. It also manages routine policy reviews and claims assistance to help clients maintain continuous protection. These services are designed to support personal and commercial motorcycle needs. The agency services single-family homes, apartments, retail establishments, and restaurants in the local community.
Serving homeowners, riders, and small business owners in Oak Ridge, Tennessee, Mike Massaglia of State Farm Insurance Agent works with clients to secure motorcycle insurance tailored to their rides and budgets. Policies offered can provide coverage for liability, comprehensive needs, and uninsured motorist protection. The agency assists customers in understanding how coverage options apply to different usage scenarios, from daily commuting to weekend touring. Service also extends to riders in nearby Clinton and the surrounding Anderson County area.
Josh Hemphill - State Farm Insurance Agent serves Farragut, Tennessee, and the surrounding communities of Knox and Loudon counties. The agency handles motorcycle insurance policies for local riders, covering both standard and custom bikes. Protection plans are tailored to protect against property damage, liability, and theft. The agent reviews each client’s riding habits and vehicle value to recommend appropriate coverage levels, ensuring compliance with state requirements while addressing individual needs.
Serving Oak Ridge, Tennessee, and the surrounding communities of Anderson and Roane counties, Laura Lynn Green of State Farm Insurance handles motorcycle insurance coverage for local riders. The agency works with clients to address liability, collision, and comprehensive protection for a range of bikes. It also offers roadside assistance options tailored for motorcyclists. In handling a typical job, the agent first reviews the rider’s specific bike model and usage patterns, then compares available policy features to build a practical coverage plan.
Direct Auto Insurance in Oak Ridge, Tennessee, provides motorcycle insurance policies alongside a selection of other coverage options for motorists in the region. It offers routine policy management services and can assist with claims processing or policy adjustments as needed for bike owners. The agency helps riders protect their vehicles through standard liability and comprehensive plans. It services single-family homes, apartments, retail locations, and restaurants.
Farm Bureau Insurance in Oak Ridge, Tennessee, serves homeowners, businesses, and property managers seeking tailored motorcycle insurance coverage. The agency helps riders protect their bikes with liability, collision, and comprehensive policies suited for local roads and seasonal riding conditions. Customers benefit from personalized service and straightforward policy explanations for their specific needs. The office also provides coverage options for riders in surrounding communities such as Clinton and the wider Anderson County area.
Some customers seek a single policy purchase for a short riding season, while others require ongoing coverage adjustments for a year-round bike. Madison Insurance Group, Inc., based in Oak Ridge, TN, provides both options as a local motorcycle insurance agent. Auto and liability protection can be structured for a single trip or maintained through renewal cycles. Policy reviews and modifications are handled on an as-needed basis whenever a customer contacts the office to discuss changing coverage needs.
As the spring riding season begins in Oak Ridge, motorcycle owners seek reliable insurance protection for their new season on the road. Thompson Insurance Group offers straightforward coverage options tailored to area riders. Their approach focuses on matching local bike enthusiasts with appropriate liability and comprehensive policies. The company walks clients through each coverage type, explaining how different plans protect against common regional hazards like deer collisions or wet pavement accidents. An initial assessment of the motorcycle is the first step they take with each new client.
Fox Insurance Group specializes in motorcycle insurance policies tailored to riders of all experience levels in Oak Ridge, TN. The agency helps clients select appropriate coverage options for various bike types, including cruisers, sport bikes, and touring models. It handles routine policy changes, claims assistance, and renewal reviews with individualized attention. When the Appalachian Mountain riding season begins, Fox Insurance Group helps enthusiasts adjust their coverage to protect against increased road hazards and theft risks.
What Does a a Motorcycle Insurance Agent in Oak Ridge Cost?
Motorcycle insurance costs in Tennessee typically range from 300 to 800 dollars per year for basic liability coverage. Full coverage policies including comprehensive and collision can cost 600 to 1,500 dollars annually. Factors like your riding experience, bike type, and driving record affect the premium. This is general information and not insurance advice.
About motorcycle insurance agents in Oak Ridge
Motorcycle insurance agents in Oak Ridge Tennessee help riders find policies that meet state liability requirements. Tennessee law requires all motorcycle operators to carry liability insurance with minimum limits of 25,000 dollars for bodily injury per person and 50,000 dollars per accident. An agent can explain options for comprehensive and collision coverage to protect your bike on roads like Oak Ridge Turnpike and Illinois Avenue.
Frequently Asked Questions
What are the minimum motorcycle insurance requirements in Tennessee?
Tennessee law requires liability coverage of 25,000 dollars per person for bodily injury and 50,000 dollars per accident. Property damage liability minimum is 25,000 dollars. An agent in Oak Ridge can help you meet these requirements.
Do I need uninsured motorist coverage on my motorcycle policy in Tennessee?
Tennessee requires insurers to offer uninsured motorist coverage with limits equal to your liability limits unless you reject it in writing. This coverage can help if you are hit by a driver without insurance.
Can I get motorcycle insurance if I have a prior DUI in Tennessee?
Yes, you can still find coverage but rates will be higher. Tennessee has a mandatory SR-22 filing requirement for DUI convictions. An Oak Ridge agent can help you locate insurers that accept high-risk riders.
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