The top-rated motorcycle insurance agent in Germantown, Tennessee is Frank Simmons - State Farm Insurance Agent, rated 5.0 stars across 704 reviews. Other highly rated options include Caleb Hollingsworth - State Farm Insurance Agent, Alisha Dumas - State Farm Insurance Agent, Davis McCord - State Farm Insurance Agent. This directory lists 18 motorcycle insurance agents serving Germantown.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Frank Simmons - State Farm Insurance Agent | 7730 Wolf River Blvd Suite 109 | (901) 755-7190 |
| 2 | Caleb Hollingsworth - State Farm Insurance Agent | 3059 Forest Hill Irene Rd #103 | (901) 755-3100 |
| 3 | Alisha Dumas - State Farm Insurance Agent | 2135 Merchants Row STE 5 | (901) 755-5551 |
| 4 | Davis McCord - State Farm Insurance Agent | 8608 Farmington Blvd Ste 3 | (901) 755-6110 |
| 5 | Marc Ashley - State Farm Insurance Agent | 3030 Forest Hill Irene Rd Ste 103 | (901) 755-2850 |
| 6 | Michael Duel: Allstate Insurance | 7608 Poplar Pike | (901) 767-7131 |
| 7 | Shoemaker Insurance Solutions | 2176 West St Suite 202 | (901) 757-5757 |
| 8 | Thompson Insurance Agency | 2298 S Germantown Rd # 1 | (901) 402-0779 |
| 9 | Matt Haaga - State Farm Insurance Agent | 7871 Farmington Blvd | (901) 755-5200 |
| 10 | Laura McKay - State Farm Insurance Agent | 9056 Poplar Pike #104 | (901) 590-1929 |
Frank Simmons - State Farm Insurance Agent serves the Germantown, TN area as a full-service motorcycle insurance provider. This local agency offers coverage solutions designed specifically for motorcycle owners, including liability and comprehensive policies. The team can help riders evaluate their individual needs, such as protection for custom parts, accessories, and towing expenses. The office specializes in policies for both street bikes and touring motorcycles.
Caleb Hollingsworth - State Farm Insurance Agent in Germantown, TN provides a comprehensive range of motorcycle insurance services, including liability, collision, and comprehensive coverage. Personalized policy consultations help riders select levels of protection tailored to their individual needs and budgets. The agency offers straightforward claims support to guide clients through the process. Regular policy reviews are available to adjust coverage as circumstances change. Its services cover single-family homes, apartments, retail stores, and restaurants.
Alisha Dumas - State Farm Insurance Agent in Germantown, TN helps homeowners and local residents protect their motorcycles with personalized insurance policies. As a dedicated motorcycle insurance agent, the business works to match riders with appropriate liability, collision, and comprehensive coverage for their bikes. The agency understands the specific needs of motorcycle enthusiasts in the Germantown area and provides clear guidance on available policy options. Their service area includes nearby Collierville and surrounding parts of the Memphis metropolitan region for client convenience.
Davis McCord - State Farm Insurance Agent serves Germantown, Tennessee, and its surrounding communities, handling motorcycle insurance policies for area riders. The agency works with clients to evaluate coverage options that protect their bikes and meet legal requirements. Ordinary policies typically address liability, collision, and comprehensive needs. Each customer receives a review of available discounts and coverage limits. The agency approaches a typical job by assessing individual riding habits and vehicle value to recommend a tailored policy package.
Marc Ashley - State Farm Insurance Agent in Germantown, TN, offers riders the choice between purchasing a single policy for a specific trip or opting for a recurring annual plan that automatically protects each riding season. Coverage includes liability, collision, comprehensive, and uninsured motorist protection, all tailored to the local roads and weather conditions. Policies address both solo cruisers and group riders. Service operates on either a one-time basis for short-term needs or on a scheduled recurring cycle, as each client prefers.
Michael Duel: Allstate Insurance in Germantown, TN provides motorcycle insurance agent services focused on helping riders find appropriate coverage for their bikes. The agency works with customers to understand different policy options suited to various riding habits and vehicle types. It assists with liability, comprehensive, and collision coverages that align with local riding conditions. The agency also helps address insurance concerns related to seasonal storage in the winter months or increased riding during the warmer Tennessee weather.
Shoemaker Insurance Solutions in Germantown, TN assists customers in finding appropriate coverage for their motorcycles. For added protection, the agency can help arrange specialty endorsements such as accessory coverage and roadside assistance plans. These supplementary options allow riders to customize their policies based on individual needs. The agency supports a variety of commercial sectors by providing insurance solutions for businesses including offices, warehouses, and food service establishments.
As the riding season picks up in Germantown, many motorcyclists inspect their coverage before hitting the local roads. Thompson Insurance Agency helps riders address those needs near Shelby Farms and points west. The agency works through the varied coverage options that protect both older cruisers and newer sport bikes across the Memphis metro area. Specific policy details can be discussed once a motorcyclist brings the bike in for the initial walk-around inspection.
Matt Haaga - State Farm Insurance Agent in Germantown, TN provides residential motorcycle insurance for local riders, helping protect personal bikes used for daily commuting or weekend trips. Commercial coverage is also available for businesses needing fleet or liability protection. Service extends throughout the greater Germantown area. After an initial policy is set, the agent offers follow-up service between regular visits to adjust coverage as riding habits or vehicle values change.
Laura McKay – State Farm Insurance Agent in Germantown, TN, is known for providing motorcycle insurance to local riders. The agency serves customers in the Germantown area and surrounding communities, helping them obtain coverage for cruisers, sport bikes, and touring models. Policies are designed to address common needs such as liability, comprehensive, and collision protection. The agent can also add roadside assistance coverage to a policy for added convenience on the road.
What Does a a Motorcycle Insurance Agent in Germantown Cost?
Motorcycle insurance costs in Tennessee typically range from 300 to 800 dollars per year for basic liability coverage. Full coverage policies with comprehensive and collision can cost between 600 and 1500 dollars annually depending on your bike value and driving record. Rates vary by factors like age location and motorcycle type. This is general information and not insurance advice.
About motorcycle insurance agents in Germantown
Motorcycle insurance agents in Germantown Tennessee help riders find policies that meet state law requirements. Tennessee requires all motorcycle owners to carry liability insurance with minimum limits of 25 thousand dollars for bodily injury per person and 50 thousand dollars per accident. Local agents can explain coverage options and help you comply with Tennessee financial responsibility laws.
Frequently Asked Questions
What are the minimum insurance requirements for motorcycles in Tennessee?
Tennessee law requires motorcycle owners to have liability insurance with at least 25 thousand dollars per person for bodily injury and 50 thousand dollars per accident. You also need 15 thousand dollars for property damage. An agent in Germantown can help you get a policy that meets these minimums.
Do I need uninsured motorist coverage for my motorcycle in Tennessee?
Tennessee law requires insurance companies to offer uninsured motorist coverage with your motorcycle policy. You can reject this coverage in writing but it is generally recommended. An agent can explain how this coverage protects you if you are hit by a driver without insurance.
How can a Germantown motorcycle insurance agent help me save money?
A local agent can compare quotes from multiple insurance companies to find a competitive rate for your motorcycle. They can also advise on discounts such as multi-policy discounts or safety course credits. Agents understand Tennessee rating factors and can help you choose the right deductible.
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