The top-rated motorcycle insurance agent in Winona, Minnesota is Schmit Insurance Group, rated 5.0 stars across 239 reviews. Other highly rated options include Anthony Vote - State Farm Insurance Agent, A.J. Kanz American Family Insurance, Strategic Insurance Group. This directory lists 19 motorcycle insurance agents serving Winona.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Schmit Insurance Group | 1159 Gilmore Ave #3 | (507) 458-0007 |
| 2 | Anthony Vote - State Farm Insurance Agent | 1201 Gilmore Ave Ste F-6 | (507) 452-9270 |
| 3 | A.J. Kanz American Family Insurance | 163 Walnut St | (507) 454-4638 |
| 4 | Strategic Insurance Group | 157 W 3rd St Suite E | (507) 858-5365 |
| 5 | Steve Young Agency Inc American Family Insurance | 1502 W Service Dr | (507) 454-1185 |
| 6 | Wunderlich Insurance Agency | 601 Main St | (507) 454-3348 |
| 7 | State Farm Insurance | 678 Mankato Ave #100 | (507) 452-2934 |
| 8 | Farm Bureau Financial Services: Steve Jansen | 163 W 2nd St | (507) 615-5166 |
| 9 | Farmers Insurance - David Jensen | 350 E Sarnia St Ste 5 | (507) 474-7005 |
| 10 | WA Group (formerly Winona Agency) | 174 Center St | (507) 452-3366 |
Schmit Insurance Group serves the Winona County area of Minnesota as a motorcycle insurance agent. It helps riders secure coverage that protects their bikes against common risks on local and regional roads. Policies offered can address liability concerns from accidents as well as physical damage from collisions or weather events. The agency also assists motorcyclists in finding comprehensive options for theft or vandalism. Services include processing claims for both bobber and touring motorcycles.
Anthony Vote - State Farm Insurance Agent in Winona, MN offers motorcycle insurance policies tailored to individual riding needs, alongside coverage for auto, home, and life insurance. The agency provides routine policy reviews and claim assistance to help clients maintain proper protection. Service includes evaluating coverage options and adjusting plans when circumstances change. Properties commonly served include single-family homes, apartments, retail locations, and restaurants.
Motorcycle owners throughout the Winona, MN area who need tailored insurance coverage can turn to A.J. Kanz American Family Insurance. This agency provides liability policies, comprehensive protection, and uninsured motorist options for riders of all experience levels. Customers receive guidance on selecting appropriate deductibles and coverage limits to safeguard their bikes and personal assets. Service extends to the surrounding Bluff Country communities as well as the city of La Crosse, Wisconsin.
Strategic Insurance Group serves Winona and the surrounding communities of southeastern Minnesota, handling motorcycle insurance for riders across the region. As a local agent in this area, it offers coverage for a variety of bikes, from cruisers to touring models, helping customers meet state liability requirements. The agency typically works by reviewing each rider’s specific situation to match them with an appropriate policy from its available carriers.
Specializing in motorcycle insurance, Steve Young Agency Inc American Family Insurance helps riders in Winona find coverage tailored to their bikes. The agency also offers general personal insurance services to meet broader protection needs. With professional guidance on local road and weather risks, it assists motorcyclists in securing policies that address unique seasonal exposures. Throughout Minnesota’s riding seasons, the agency pays particular attention to helping clients manage policy adjustments after winter storage or before long summer trips.
As winter thaws on the Mississippi, Winona riders begin preparing their bikes for the open roads of southeastern Minnesota, making coverage a timely concern. Wunderlich Insurance Agency serves local motorcyclists as a dedicated insurance agent, connecting them with policies for liability, comprehensive, and collision needs relevant to the region. The agency understands the distinct risks faced by riders on area highways and scenic routes. A practical first step for any rider is to schedule a phone or in-person consultation to review specific coverage gaps for their machine.
Some motorcycle insurance agents work with customers on a single purchase, while others maintain ongoing policies for long-term coverage. State Farm Insurance in Winona, MN, provides liability, comprehensive, and collision protection tailored for motorcycle owners. These policies help cover damages from accidents, theft, or weather-related events according to standard industry practices. Coverage can also include uninsured motorist protection to address local road risks. Assistance is available on a one-time basis for initial policy setup and can continue on a scheduled renewal cycle as needed for consistent protection.
Farm Bureau Financial Services: Steve Jansen provides professional guidance for motorcycle owners in Winona, Minnesota, helping them secure appropriate liability and comprehensive coverage. The agency can assist with adding optional protections like roadside assistance and accessory coverage for custom parts. This service is tailored for riders seeking personal policies for touring, cruiser, or sport bikes. The agency also supports commercial sectors such as local offices, warehouses, and food service businesses that need insured motorcycles for delivery or fleet operations.
Farmers Insurance - David Jensen is known for working with area riders to secure motorcycle insurance coverage in Winona, MN. The agency helps clients find policies that match their specific bike and riding habits. It serves both experienced motorcyclists and those new to the road. The company can also add coverage for custom parts and accessories, ensuring a rider’s investment is fully protected beyond standard liability limits.
Serving residential clients in Winona, WA Group provides motorcycle insurance for personal bikes and also offers commercial coverage for businesses with fleet vehicles. Their service area includes Winona and the surrounding region. An agent reviews each policy to match coverage with the rider’s needs. Riders can return for policy adjustments after major life changes or between regular riding seasons for updated quotes and endorsements.
What Does a a Motorcycle Insurance Agent in Winona Cost?
Motorcycle insurance in Minnesota typically costs between 200 and 800 dollars per year for basic liability coverage. Full coverage policies with collision and comprehensive can range from 400 to 1500 dollars annually. Factors like your driving record, bike model, age, and coverage limits affect the final premium. This is general information and not insurance advice.
About motorcycle insurance agents in Winona
Motorcycle insurance agents in Winona Minnesota help riders find coverage that meets state law and personal needs. Minnesota requires motorcyclists to carry liability insurance with minimum limits of 30/60/10. Local agents can explain how Winona's river valley roads and seasonal weather affect your policy.
Frequently Asked Questions
What are the minimum insurance requirements for motorcycles in Minnesota?
Minnesota law requires liability coverage of at least 30 thousand dollars for bodily injury per person, 60 thousand dollars per accident, and 10 thousand dollars for property damage. Uninsured motorist coverage and underinsured motorist coverage are also required by law.
Do I need special insurance for a motorcycle in Winona Minnesota?
Standard motorcycle insurance policies cover liability, collision, and comprehensive options. Agents in Winona can add coverage for custom parts, roadside assistance, and seasonal storage since many riders store bikes during winter months.
How do I find a motorcycle insurance agent in Winona Minnesota?
You can search online for independent agents or contact local insurance offices in Winona. Many agencies offer free quotes and can compare policies from multiple carriers to find a plan that fits your budget and riding habits.
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