The top-rated motorcycle insurance agent in Cottage Grove, Minnesota is Tim Zajicek - State Farm Insurance Agent, rated 5.0 stars across 124 reviews. Other highly rated options include Nate Pica-Anderson - State Farm Insurance Agent, Truguard Insurance Brokers, Brady Snedden - State Farm Insurance Agent. This directory lists 10 motorcycle insurance agents serving Cottage Grove.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tim Zajicek - State Farm Insurance Agent | 8617 W Point Douglas Rd S #150 | (651) 459-0224 |
| 2 | Nate Pica-Anderson - State Farm Insurance Agent | 7450 E Point Douglas Rd S | (651) 365-2343 |
| 3 | Truguard Insurance Brokers | 8063 Hadley Ave S | (651) 888-2170 |
| 4 | Brady Snedden - State Farm Insurance Agent | 7420 80th St S Ste 200 | (651) 458-0425 |
| 5 | Farmers Insurance - Jennifer Wheeler | 7449 80th St S | (651) 459-6699 |
| 6 | Daniel Lawrence American Family Insurance | 7750 Harkness Ave S #103 | (651) 458-6900 |
| 7 | Jack Germo - State Farm Insurance Agent | 7450 E Point Douglas Rd S | (651) 458-0425 |
| 8 | Andrea Zajicek - State Farm Insurance Agent | 8617 W Point Douglas Rd S #150 | (651) 459-2207 |
| 9 | Tim Maluski Agcy, Inc. American Family Insurance | 8617 W Point Douglas Rd S #180 | (651) 458-3519 |
| 10 | Darin Husaby American Family Insurance | 8617 W Point Douglas Rd S #180 | (651) 458-3519 |
Tim Zajicek - State Farm Insurance Agent serves Washington County and the greater Cottage Grove, Minnesota area, offering personal insurance services including options tailored for motorcycle owners. The agency helps riders secure essential liability coverage, as well as protections for collision and comprehensive damage. Each policy is designed to meet local regulatory requirements while addressing individual riding needs. Customers can explore options for protecting their bike against theft, fire, and weather-related incidents, and may also add medical payments or uninsured motorist coverage.
Nate Pica-Anderson - State Farm Insurance Agent in Cottage Grove, MN, offers a range of motorcycle insurance services, including liability, collision, and comprehensive coverage. The agency assists riders in developing personalized protection plans tailored to their needs and budgets. Regular policy reviews and updates are provided to ensure ongoing coverage that adapts to changing circumstances. Its service extends to a variety of properties, including single-family homes, apartments, retail spaces, and restaurants.
Truguard Insurance Brokers provides insurance solutions for homeowners, renters, and vehicle owners in Cottage Grove, Minnesota. As a local motorcycle insurance agent, the company assists riders in covering both standard motorcycles and specialty bikes. Truguard works with clients to find policies that match their specific riding needs and driving records. The agency also frequently serves customers from the neighboring community of Woodbury and the surrounding southeast metro area.
Serving Cottage Grove and the surrounding communities in Washington County, Brady Snedden - State Farm Insurance Agent handles motorcycle insurance policies for local riders. The agency works with customers to secure liability, comprehensive, and collision coverage that meets state requirements. For a typical job, it assesses an individual’s riding habits and bike type to recommend appropriate policy limits and deductibles.
Farmers Insurance - Jennifer Wheeler provides specialized motorcycle insurance coverage for riders in Cottage Grove, Minnesota, along with more general auto and home policies. The agency assists local motorcyclists in customizing their policies to protect their bikes and meet state requirements. It also helps clients navigate insurance needs for daily commuting on busy metro-area roads and rural highways. For the winter season, the office advises on storage coverage options during the extended cold months when many bikes are not ridden.
When the riding season arrives in Cottage Grove, MN, securing proper coverage is essential for local motorcyclists. Daniel Lawrence American Family Insurance offers motorcycle insurance services tailored to the needs of area riders. As an agent, they help clients understand policy options that address common regional concerns, such as seasonal riding limitations and equipment protection. They assist with selecting appropriate liability and coverage levels for various bike types. A typical first step involves a consultation to review the motorcycle details and assess the rider’s needs before completing coverage.
Jack Germo - State Farm Insurance Agent in Cottage Grove, MN, tailors policy options for local riders, distinguishing between one-time seasonal coverage and recurring annual plans to match varying usage patterns. Comprehensive motorcycle insurance covering liability, collision, and comprehensive options protects against Minnesota’s unique road and weather hazards while safeguarding the rider’s investment. Service arrangements for this agent are available on either a one-time, scheduled, or as-needed basis, accommodating individual schedules and policy reviews regardless of season.
Andrea Zajicek - State Farm Insurance Agent in Cottage Grove, Minnesota, provides standard motorcycle insurance policies that cover liability, collision, and comprehensive damage. For additional protection, the agency offers specialty add-ons such as roadside assistance and coverage for custom parts or accessories. This allows riders to secure their motorcycles against common risks on local roads. The company can serve commercial sectors like offices, warehouses, and food service establishments with appropriate business insurance policies.
Tim Maluski Agcy, Inc. American Family Insurance provides residential motorcycle insurance services for riders in Cottage Grove, MN. Commercial coverage is also available for bikes used in business operations. The agency serves clients throughout the surrounding area, offering policies tailored to individual needs. Representatives explain coverage options fully, including liability, comprehensive, and collision plans. Clients often return for follow-up service between regular policy reviews, ensuring their protection remains current.
Darin Husaby American Family Insurance is a motorcycle insurance agent based in Cottage Grove, MN. It serves riders in surrounding areas, providing standard coverage options and liability policies for various motorcycle types. The agency assists clients with policy selection and filing claims after accidents. It also helps tailor coverage for seasonal storage needs. For specialized protection, the agency can add on accessory coverage for custom parts and equipment.
What Does a a Motorcycle Insurance Agent in Cottage Grove Cost?
Motorcycle insurance costs in Minnesota vary based on factors like your riding experience, bike type, and coverage levels. On average, a basic liability-only policy may cost $100 to $300 per year, while full coverage policies often range from $300 to $800 per year. Riders with clean records and older bikes typically pay less. This is general information, not insurance advice.
About motorcycle insurance agents in Cottage Grove
Motorcycle insurance agents in Cottage Grove, Minnesota help riders find policies that meet state requirements and personal needs. Minnesota law requires all motorcyclists to carry liability insurance with minimum limits of $30,000 for injury per person, $60,000 for injury per accident, and $10,000 for property damage. An agent can explain these requirements and help you choose optional coverages like comprehensive and collision.
Frequently Asked Questions
What are the minimum insurance requirements for motorcycles in Minnesota?
Minnesota law requires liability coverage of at least $30,000 per person for bodily injury, $60,000 per accident for bodily injury, and $10,000 per accident for property damage. Uninsured motorist coverage is also required unless you reject it in writing.
Do I need special insurance for a motorcycle in Cottage Grove?
Yes, you need a motorcycle-specific policy because standard auto insurance does not cover motorcycles. An agent can help you find a policy that includes liability, comprehensive, collision, and optional add-ons like accessory coverage.
Can I insure more than one motorcycle on a single policy?
Yes, many insurance companies offer multi-bike policies that allow you to insure multiple motorcycles under one policy. This can sometimes lead to discounts compared to separate policies for each bike.
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