The top-rated motorcycle insurance agent in Prior Lake, Minnesota is Mandi Vote- State Farm Insurance Agent, rated 5.0 stars across 214 reviews. Other highly rated options include AB & B Insurance, Jeremy Senn - State Farm Insurance Agent, Lakes Insurance. This directory lists 14 motorcycle insurance agents serving Prior Lake.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mandi Vote- State Farm Insurance Agent | 16731 State Hwy 13 Suit 109 | (612) 255-0941 |
| 2 | AB & B Insurance | 14198 Commerce Ave NE #700 | (952) 226-1226 |
| 3 | Jeremy Senn - State Farm Insurance Agent | 14033 Commerce Ave NE Suite 102 | (952) 447-8700 |
| 4 | Lakes Insurance | 6885 Boudin St NE | (612) 750-3108 |
| 5 | Prior Lake State Agency | 16677 Duluth Ave SE UNIT 101 | (952) 447-8350 |
| 6 | DeRose Commercial Insurance Group | 15875 Franklin Trail SE #105 | (651) 999-8985 |
| 7 | Van Curler Independent Insurance Agency | 16228 Main Ave SE UNIT 111 | (952) 226-1160 |
| 8 | Nick Atkinson & Associates Inc American Family Insurance | 14180 Commerce Ave NE STE 107 | (952) 226-6999 |
| 9 | Oak Tree Insurance | 15870 Franklin Trail SE #105a | (952) 469-9261 |
| 10 | Goosehead Insurance - Jessica Gillin | 16268 Eagle Creek Ave SE | (612) 439-5544 |
Mandi Vote- State Farm Insurance Agent serves Scott and Dakota counties from Prior Lake, Minnesota, offering motorcycle insurance coverage tailored to local riders. The agency works directly with clients to evaluate their needs for protecting bikes used for daily commuting or weekend cruising. Policies can address liability, comprehensive, and collision options specific to motorcycles. The team also assists in setting up uninsured motorist coverage for added security on the road.
AB & B Insurance in Prior Lake, Minnesota offers a range of services as a dedicated motorcycle insurance agent. It provides tailored coverage plans designed to protect riders and their vehicles on local roads and highways. The agency also assists with policy reviews and claim support to help maintain continuous protection for clients. Its service area includes single-family homes, apartments, retail establishments, and restaurants in the surrounding region.
Homeowners and riders in the Prior Lake, MN area turn to Jeremy Senn - State Farm Insurance Agent for personal and motorcycle insurance. This agency provides liability, comprehensive, and collision coverage tailored for motorcycles, as well as bundled policies for homeowners. They assist with customizing a policy to match a specific bike and driving needs while working within the State Farm framework. Service territories extend south to nearby Shakopee.
Lakes Insurance serves clients in Prior Lake and the surrounding communities of Scott and Carver counties. As a motorcycle insurance agent, it handles policies for touring bikes, cruisers, and sport models. The agency works through a local office, arranging coverage that meets Minnesota’s liability and helmet compliance requirements. For each client, it begins by reviewing riding history and bike specifications, then compares available policy options to address personal coverage needs before binding the final agreement.
Prior Lake State Agency in Prior Lake, Minnesota, assists riders in choosing between a single-policy purchase for a specific season or an ongoing annual plan that automatically renews for continuous coverage. Their motorcycle insurance typically protects against collision, theft, liability, and uninsured motorist damages as standard options. This agency structures its client interactions on an as-needed basis, with policy adjustments or new quotes available whenever a rider decides to buy, sell, or update a motorcycle.
DeRose Commercial Insurance Group in Prior Lake, MN offers specialized motorcycle insurance policies tailored to protect riders and their bikes. The agency also provides general commercial coverage for local businesses in the area. They work closely with clients to find coverage that fits both touring and sport models. When the riding season ends in the late fall, they can help adjust policies to reflect winter storage and reduced usage, protecting investments until spring returns.
Local motorcyclists preparing for spring riding in the Prior Lake area often seek adequate coverage before the season begins. Van Curler Independent Insurance Agency addresses this need by offering tailored policies for various bikes and riding styles. As a dedicated motorcycle insurance agent, the company focuses on matching each rider with appropriate liability, collision, and comprehensive options. After reviewing your current coverage and discussing your typical yearly mileage and storage arrangements, their process begins with an initial policy inspection to confirm all necessary details are accurately recorded.
Nick Atkinson & Associates Inc American Family Insurance provides comprehensive motorcycle insurance guidance for riders in Prior Lake, MN, helping clients select appropriate policy coverages and liability limits. Their agency also specializes in adding tailored endorsements such as roadside assistance and accessory protection for custom parts and equipment. They serve a variety of commercial sectors needing vehicle insurance, including local offices, warehouses, and food service establishments operating delivery fleets.
Oak Tree Insurance in Prior Lake, MN is known for providing motorcycle insurance policies to local riders. The company serves clients across the region, offering coverage options for various bike types and riding styles. Standard policies include liability, collision, and comprehensive protection. Riders can also add on customized roadside assistance coverage for extra peace of mind during long trips.
What Does a a Motorcycle Insurance Agent in Prior Lake Cost?
Motorcycle insurance costs in Minnesota vary widely. A basic liability-only policy for a standard cruiser might cost 200 to 500 dollars per year. Full coverage with comprehensive and collision can range from 500 to 1,200 dollars annually. Factors like your age, bike value, and claims history affect the final price. This is general information, not insurance advice.
About motorcycle insurance agents in Prior Lake
Motorcycle insurance agents in Prior Lake help riders find policies that meet Minnesota legal requirements. Minnesota law requires all motorcyclists to carry liability insurance with minimum limits of 30/60/10. An agent can explain options like comprehensive and collision coverage for your specific bike and riding habits.
Frequently Asked Questions
What are the minimum insurance requirements for motorcycles in Minnesota?
Minnesota requires liability coverage of at least 30/60/10. This means 30,000 dollars for injury per person, 60,000 dollars total per accident, and 10,000 dollars for property damage. An agent can help you meet these legal minimums.
Do I need uninsured motorist coverage for my motorcycle in Prior Lake?
Yes, Minnesota law requires uninsured and underinsured motorist coverage on motorcycle policies. This protects you if you are hit by a driver with no insurance or not enough insurance. Your agent can explain the required limits.
How do local factors in Prior Lake affect my motorcycle insurance rate?
Rates are based on your driving record, bike type, and where you live. Prior Lake has both rural and suburban roads which can influence risk. An agent can compare quotes from different companies to find a suitable rate for your situation.
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