The top-rated motorcycle insurance agent in Royal Oak, Michigan is Cameron Barnes - State Farm Insurance Agent, rated 5.0 stars across 565 reviews. Other highly rated options include Kirsten Wood - State Farm Insurance Agent, Tiffany Khousakoun - State Farm Insurance Agent, Michael Lantzy - State Farm Insurance Agent. This directory lists 16 motorcycle insurance agents serving Royal Oak.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Cameron Barnes - State Farm Insurance Agent | 306 S Washington Ave Suite 207 | (248) 721-8365 |
| 2 | Kirsten Wood - State Farm Insurance Agent | 1017 S Washington Ave | (248) 547-5309 |
| 3 | Tiffany Khousakoun - State Farm Insurance Agent | 312 E 3rd St | (248) 864-8219 |
| 4 | Michael Lantzy - State Farm Insurance Agent | 1103 N Campbell Rd | (248) 291-6504 |
| 5 | Atlas Insurance Agency, LLC | 520 E 4th St | (248) 545-7500 |
| 6 | High Favor Insurance Agency LLC | 26080 Woodward Ave | (248) 765-8675 |
| 7 | Eric Carl: Allstate Insurance | 1196 S Washington Ave | (248) 584-0202 |
| 8 | Jordan Tracey - State Farm Insurance Agent | 2416 W 14 Mile Rd | (248) 268-4148 |
| 9 | The Robert Littleton Insurance Agency | 104 W 4th St #205 | (248) 643-7575 |
| 10 | Andy Benson: Allstate Insurance | 811 N Main St #104 | (248) 547-0660 |
Cameron Barnes - State Farm Insurance Agency serves the Royal Oak area in Oakland County, specializing in motorcycle insurance agent services. Residents and commuters rely on this office for liability and comprehensive coverage to protect their bikes on Michigan roads. The agency also provides custom parts and equipment coverage to safeguard aftermarket accessories. Seasonal policies and roadside assistance are specific services handled for local motorcyclists.
Kirsten Wood’s State Farm agency in Royal Oak serves homeowners and renters in the area who also own motorcycles, providing personalized coverage options to protect their bikes on local roads and highways. The agency works with riders to discuss liability, collision, and comprehensive policies that meet state requirements. For those seeking additional protection, it offers assistance in tailoring plans to match individual riding habits and budgets. Its services extend to clients in nearby Ferndale and surrounding Oakland County communities.
Serving Royal Oak and the surrounding communities in southeast Michigan, Tiffany Khousakoun - State Farm Insurance Agent handles motorcycle insurance policies for local riders. The agency works with clients to find appropriate levels of liability and coverage that meets typical requirements for the area. For each job, it takes the time to explain how different deductibles and policy limits affect overall protection before presenting available options to a rider. This approach ensures customers understand their choices before making a final selection.
Michael Lantzy, a State Farm Insurance Agent in Royal Oak, MI, provides short-term and annual motorcycle insurance policies. The agency assists with policy updates, claims processing, and coverage reviews for local riders. As a local motorcycle insurance agent, it offers tailored liability and comprehensive plans that meet state requirements. Its services cover single-family homes, apartments, retail spaces, and restaurants, ensuring comprehensive protection for diverse property types in the greater Royal Oak area.
Atlas Insurance Agency, LLC in Royal Oak, MI helps riders choose between one-time liability protection for seasonal use and recurring comprehensive insurance for full-year coverage. Their policies safeguard motorcycles against collision damage, theft, and liability from road incidents common on Michigan's highways and urban streets. Agent consultations walk clients through legal minimums versus optional add-ons, tailoring each plan to the rider's specific bike and mileage habits. Service is provided on an as-needed basis through individual appointments for policy inquiries or claims adjustments.
High Favor Insurance Agency LLC specializes in connecting motorcyclists with tailored coverage policies for their specific ride needs. It also provides general insurance services, including assistance with liability and comprehensive plans for riders throughout Royal Oak, Michigan. The agency helps clients navigate coverage requirements for local road conditions and seasonal riding considerations. As Michigan winters end, it assists bikers in activating lay-up policies to ensure their motorcycles are properly insured before hitting the spring roads.
In Royal Oak, the changing seasons often remind riders of the need for proper coverage, and Eric Carl: Allstate Insurance helps local motorcyclists evaluate their unique protection requirements. As a motorcycle insurance agent, the company focuses on discussing liability limits, comprehensive options, and uninsured motorist coverage tailored to each vehicle. New clients begin with a conversation about their riding habits and bike model to identify suitable safeguards. Following this discussion, the agent typically recommends a review of current documentation and an initial coverage assessment to establish personalized policy parameters.
Jordan Tracey - State Farm Insurance Agent in Royal Oak, MI, provides personalized guidance on standard auto coverage along with specialized motorcycle insurance policies tailored for riders in the area. These policies typically address liability, comprehensive, and collision needs for various bike types. The office can also arrange additional protection for custom parts and safety gear. Its services are designed for local offices, warehouses, and food service businesses that require both commercial vehicle and operational liability insurance solutions.
The Robert Littleton Insurance Agency serves the Royal Oak, Michigan area as a motorcycle insurance agent. The company is known for helping riders secure coverage that addresses liability and physical damage. Service options include customizing policies to match different types of bikes and owner needs. Agents guide clients through available protections for both standard and touring motorcycles. The agency can add on uninsured motorist coverage and accessories coverage for custom parts or upgrades to complete a rider’s policy.
Andy Benson: Allstate Insurance provides motorcycle insurance services to residents in and around the Royal Oak, Michigan area. The agency also handles commercial motorcycle coverage for local businesses and extends its service throughout the broader region. Each policy is tailored to help riders meet state requirements while addressing their specific needs. After an initial consultation or claim, clients can contact the office directly for follow-up care or to adjust their protection between regular renewal visits.
What Does a a Motorcycle Insurance Agent in Royal Oak Cost?
Motorcycle insurance costs in Michigan typically range from 300 to 1,200 dollars per year for basic liability coverage. Full coverage policies can cost between 600 and 2,000 dollars annually. Factors like your age, driving history, bike model, and coverage limits affect the price. This is general information and not insurance advice.
About motorcycle insurance agents in Royal Oak
A motorcycle insurance agent in Royal Oak Michigan helps riders find coverage that meets state requirements. Michigan law requires motorcyclists to carry liability insurance with minimum limits of 20/40/10. An agent can explain how Michigan no-fault rules apply to motorcycles and help you choose the right policy.
Frequently Asked Questions
What are the minimum insurance requirements for a motorcycle in Michigan?
Michigan law requires motorcycle owners to have liability coverage of at least 20/40/10. This means 20,000 dollars per person for bodily injury, 40,000 dollars per accident total, and 10,000 dollars for property damage.
Do I need no-fault insurance for my motorcycle in Michigan?
No, motorcycles are not subject to Michigan no-fault insurance rules. However you still need liability coverage. An agent can help you add optional coverages like collision or comprehensive for extra protection.
How can a Royal Oak agent help me save on motorcycle insurance?
An agent can compare rates from multiple carriers and help you find discounts. Common discounts include multi-policy bundling, safety course completion, and low annual mileage. Rates vary by your driving record and bike type.
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