The top-rated motorcycle insurance agent in Clinton Township, Michigan is First Independent Insurance Agency, rated 4.9 stars across 594 reviews. Other highly rated options include Royal Oath Insurance Group, AAA Insurance - Schnaidt Agency, MI Insurance Agency. This directory lists 24 motorcycle insurance agents serving Clinton Township.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | First Independent Insurance Agency | 15945 Canal Rd | (586) 247-2220 |
| 2 | Royal Oath Insurance Group | 42536 Hayes Rd Suite 400 | (586) 238-3535 |
| 3 | AAA Insurance - Schnaidt Agency | 35927 Southbound Gratiot Ave | (586) 838-2555 |
| 4 | MI Insurance Agency | 40684 Hayes Rd | (586) 354-3462 |
| 5 | Dan Stawinski - State Farm Insurance Agent | 36250 Garfield Rd | (586) 792-1567 |
| 6 | AAA Insurance - McDowell Insurance Group | 24416 Crocker Blvd | (586) 846-2230 |
| 7 | Brian Lane Agency/Farm Bureau Insurance | 21250 Hall Rd #100 | (586) 412-8700 |
| 8 | Inspire Insurance Agency Inc | 20666 Hall Rd | (586) 421-5961 |
| 9 | L.A. Insurance | 37041 Gratiot Ave | (586) 954-4690 |
| 10 | McGovern Agency | 37102 S Groesbeck Hwy | (586) 464-2400 |
First Independent Insurance Agency serves Clinton Township and the greater Macomb County area by connecting motorcycle owners with the coverage they need to ride legally and securely. The agency works with multiple carriers to help clients find policies that align with their budget and riding habits. They assist with both basic liability plans for standard cruisers and expanded coverage options for touring or high-performance machines. The agency also handles customized insurance for scooters and three-wheeled motorcycles throughout the local region.
Royal Oath Insurance Group in Clinton Township, MI, provides motorcycle insurance coverage tailored to protect riders against liability, collision, and comprehensive risks. It offers payment plans and policy management to accommodate seasonal riding schedules and coverage adjustments. The agency maintains access to multiple insurers, allowing clients to compare options suited to standard and custom bikes. Its services include roadside assistance integration and claims support for local motorcyclists. Royal Oath handles policies for single-family homes, apartments, retail properties, and restaurants, ensuring coordinated coverage for clients who bundle their personal and commercial exposures.
AAA Insurance - Schnaidt Agency serves motorcycle owners across Macomb County, offering tailored coverage for sport bikes, cruisers, and touring models. The agency helps riders protect their investments with liability and comprehensive policies suited for Michigan roads. Based in Clinton Township, it assists local enthusiasts in securing insurance that meets state requirements and personal needs. Its service area extends into neighboring Sterling Heights, providing accessible protection for motorcyclists throughout the region.
MI Insurance Agency serves the Clinton Township area and surrounding communities in Macomb County, handling motorcycle insurance coverage for riders across southeastern Michigan. The agency provides policies that address common needs such as liability protection, comprehensive coverage, and uninsured motorist options for both cruiser and sport bike owners. For each client, it takes a straightforward, detail-oriented approach by reviewing individual riding habits, storage arrangements, and daily commute miles to match coverage levels appropriately.
When Michigan riders prepare their motorcycles for spring in Clinton Township, they often review their coverage for the new season. Dan Stawinski - State Farm Insurance Agent addresses these seasonal needs by focusing on motorcycle insurance policies tailored to local road and weather conditions. The agency helps riders select appropriate liability, comprehensive, and collision options for their bikes. A typical first meeting involves an agent reviewing the motorcycle’s details, the rider's driving history, and completing a quick initial assessment of coverage requirements.
For one-time service, a rider can purchase a single policy for a specific motorcycle, while recurring service involves ongoing coverage for multiple vehicles or seasonal use. As a motorcycle insurance agent in Clinton Township, MI, AAA Insurance - McDowell Insurance Group handles liability, collision, and comprehensive options to protect riders on the road. Local agents tailor policies to match individual driving habits and storage needs. Service runs on a one-time, scheduled, or as-needed basis, depending on whether the client needs a single policy adjustment or regular renewal support.
Brian Lane Agency/Farm Bureau Insurance specializes in helping Clinton Township residents secure specialized coverage for motorcycles. The agency provides services for standard liability and comprehensive protection tailored to riders’ needs. Throughout the warmer months, when local roads are busiest with bikers, the company assists clients in adjusting their policies to handle increased exposure on Southwest Michigan routes. When the riding season ends each fall, it helps owners properly store their policies alongside their bikes, ensuring coverage continues for seasonal theft or garage damage through the long winter layover.
Inspire Insurance Agency Inc provides motorcycle insurance to riders in Clinton Township, Michigan, helping them secure coverage for liability, collision, and comprehensive protection. The agency can also arrange add-ons such as roadside assistance, accessory coverage, and uninsured motorist protection to further safeguard each policyholder. By working with multiple carriers, they aim to match clients with appropriate plans that fit varied riding needs. Their commercial insurance services extend to offices, warehouses, and food service establishments in the area as well.
L.A. Insurance offers coverage for motorcycles in the Clinton Township, Michigan area, providing the liability and physical damage protection required by local and state regulations. For added security, the agency can arrange for accessory coverage, roadside assistance, and optional uninsured motorist endorsements. These policies are structured to meet the distinct needs of riding seasons and varied bike types. In addition to working with individual riders, the agent assists commercial sectors such as offices, warehouses, and food service establishments with their insurance requirements.
McGovern Agency provides motorcycle insurance for residents across Clinton Township, Michigan. The agency also offers commercial coverage for clients who operate motorcycle-based businesses within the region. Riders can obtain protection for a wide variety of motorcycles and custom builds through standard policies. Service extends to the surrounding areas in Macomb County and beyond. The agency schedules follow-up consultations to adjust coverage as needed between regular visits, helping ensure policies remain suitable throughout the riding season.
What Does a a Motorcycle Insurance Agent in Clinton Township Cost?
Motorcycle insurance costs in Clinton Township vary widely based on your bike type, riding history, and coverage limits. A basic liability-only policy for a standard cruiser might cost 200 to 400 dollars per year. Full coverage for a sportbike or high-value motorcycle can range from 600 to 1500 dollars annually. Factors like your age, driving record, and where you store the bike also affect the price. This is general information and not insurance advice.
About motorcycle insurance agents in Clinton Township
Motorcycle insurance agents in Clinton Township, Michigan help riders find coverage that meets state requirements. Michigan law requires all motorcyclists to carry at least 20/40/10 liability insurance. An agent can explain how Michigan no-fault rules apply to motorcycles and help you choose the right policy for your bike.
Frequently Asked Questions
What is the minimum motorcycle insurance required in Michigan?
Michigan requires all motorcyclists to have liability insurance with minimum limits of 20/40/10. This means 20000 dollars for bodily injury per person, 40000 dollars per accident, and 10000 dollars for property damage. An agent can help you understand these requirements.
Do I need no-fault insurance for my motorcycle in Michigan?
No. Michigan no-fault insurance does not apply to motorcycles. Motorcyclists are not required to carry personal injury protection (PIP) coverage. However, you still need liability insurance and may want optional coverages like comprehensive and collision.
Can I get motorcycle insurance if I have a DUI on my record in Clinton Township?
Yes, you can still find coverage, but premiums will be higher. Some insurers specialize in high-risk riders. An agent in Clinton Township can shop multiple companies to find you a policy that fits your situation.
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