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Find Motorcycle Insurance Agents Near You in Richmond, KY

Browse motorcycle insurance agents serving Richmond, Kentucky. Updated 2026-07-14.

The top-rated motorcycle insurance agent in Richmond, Kentucky is Ashley Williams - State Farm Insurance Agent, rated 4.9 stars across 356 reviews. Other highly rated options include Chris Brown - State Farm Insurance Agent, Parsons & Howard Insurance Group LLC, State Farm: Jerry Goble. This directory lists 20 motorcycle insurance agents serving Richmond.

Showing 20 motorcycle insurance agents in Richmond, KYListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Ashley Williams - State Farm Insurance Agent213 St George St(859) 353-0746
2Chris Brown - State Farm Insurance Agent638 University Shopping, Center Dr(859) 623-0180
3Parsons & Howard Insurance Group LLC332 High Land Park Dr(859) 624-9199
4State Farm: Jerry Goble444 Big Hill Ave(859) 623-0350
5The Richmond Insurance Group2130 Lexington Rd suite e(859) 353-5596
6Insurance Pro226 E Main St(859) 624-1500
7Shelter Insurance - Ashley Kovaleski610 Big Hill Ave Ste 6(859) 624-0883
8Bray and Oakley Insurance Agency2150 Lexington Rd d2(859) 623-1933
9Nationwide Insurance: Alan K Hatfield Inc.136 Big Hill Ave(859) 623-2970
10Greg Neace: Kentucky Farm Bureau Insurance/ Madison County-North296 Michelle Dr(859) 626-7725
AW
213 St George St
Ashley Williams - State Farm Insurance Agent
Motorcycle Insurance Agent · Richmond, KY

Ashley Williams - State Farm Insurance Agent serves the Richmond, KY, area, providing motorcycle insurance policies to local riders. This agency helps motorcyclists meet Kentucky’s minimum liability coverage requirements and also offers options for comprehensive and collision protection. Riders can review their coverage needs during a personalized consultation, ensuring their policy fits their bike and riding habits. Additional services include roadside assistance endorsements and accessory coverage for custom parts or equipment, making this agent a resource for bikers seeking tailored protection in the region.

CB
638 University Shopping, Center Dr
Chris Brown - State Farm Insurance Agent
Motorcycle Insurance Agent · Richmond, KY
PH
332 High Land Park Dr
Parsons & Howard Insurance Group LLC
Motorcycle Insurance Agent · Richmond, KY

Parsons & Howard Insurance Group LLC serves Richmond, Kentucky, and the surrounding communities of Madison County, handling motorcycle insurance for local riders. The agency assists clients with coverage for cruisers, sport bikes, and touring models, addressing liability, collision, and comprehensive options. It also helps compare policies from different carriers to find suitable protection for each rider. Its typical approach involves reviewing a client’s riding habits and bike specifications to match them with the appropriate coverage limits.

SF
444 Big Hill Ave
State Farm: Jerry Goble
Motorcycle Insurance Agent · Richmond, KY

Homeowners, property managers, and small business owners in the Richmond, KY area turn to State Farm: Jerry Goble for their motorcycle insurance needs. The agency helps riders protect their bikes with liability, comprehensive, and collision options. By assessing each customer’s coverage requirements, the agent works to fit policies to individual budgets and vehicle types. Assistance is also available for routine policy reviews and claims guidance. This office extends its services to clients in the surrounding communities, including Berea and the broader Madison County region.

RI
2130 Lexington Rd suite e
The Richmond Insurance Group
Motorcycle Insurance Agent · Richmond, KY

The Richmond Insurance Group in Richmond, KY offers motorcycle insurance as a one-time policy purchase rather than a recurring payment plan, with coverage options addressing liability and physical damage for standard and customized bikes. Riders can select tailored protection based on their specific needs and local riding conditions. Service runs entirely on an as-needed basis, with no scheduled follow-up beyond the initial policy set up.

IP
226 E Main St
Insurance Pro
Motorcycle Insurance Agent · Richmond, KY

Insurance Pro offers specialized motorcycle insurance guidance, helping riders secure coverage for cruisers, sport bikes, and touring models. The agency manages general service work, including policy reviews and claims assistance, for clients throughout Richmond, KY. Its agents address the unique risks of local two-lane highways and seasonal weather changes. When spring rains or autumn leaves create hazardous conditions, the company helps motorcyclists adjust their policies to maintain proper protection.

SI
610 Big Hill Ave Ste 6
Shelter Insurance - Ashley Kovaleski
Motorcycle Insurance Agent · Richmond, KY

As Richmond, Kentucky riders prepare for the changing seasons, securing proper coverage becomes essential for safeguarding their machines on local roads. Shelter Insurance - Ashley Kovaleski provides motorcycle insurance policies tailored to this need, working to match each rider with an appropriate plan. The agent focuses on the specific requirements of motorcycle owners, helping clients understand the coverage that applies to their bike and riding habits. The process of obtaining a policy begins with an inspection of the motorcycle to confirm its condition and eligibility before moving forward with the application.

BO
2150 Lexington Rd d2
Bray and Oakley Insurance Agency
Motorcycle Insurance Agent · Richmond, KY

Bray and Oakley Insurance Agency provides essential coverage for motorcycle riders and can tailor policies with specialty add-ons such as accessory protection and roadside assistance. Serving the Richmond, KY area, the agency works with clients to secure liability, collision, and comprehensive plans that meet local requirements. Its commercial sectors include offices, warehouses, and food service operations that need to insure motorcycles used for business delivery or errands.

NI
136 Big Hill Ave
Nationwide Insurance: Alan K Hatfield Inc.
Motorcycle Insurance Agent · Richmond, KY

Nationwide Insurance: Alan K Hatfield Inc. provides residential motorcycle insurance service for private policyholders in Richmond and the surrounding area. Commercial coverage is also available for business-owned bikes. The agency serves clients throughout central Kentucky, including nearby communities. Policies are tailored to individual riding needs, offering liability and comprehensive protection. Follow-up or repeat service is arranged between regular seasonal visits to adjust coverage based on riding habits, bike upgrades, or any changes in the policyholder’s situation.

GN
296 Michelle Dr
Greg Neace: Kentucky Farm Bureau Insurance/ Madison County-North
Motorcycle Insurance Agent · Richmond, KY

Based in Richmond, Kentucky, Greg Neace: Kentucky Farm Bureau Insurance/ Madison County-North serves local riders seeking dependable motorcycle coverage. This agency helps motorcyclists protect their bikes with liability, comprehensive, and collision policies tailored to different bikes and riding habits. Clients often seek guidance on policy limits for their specific machine. Seasoned coverage planners can recommend adding roadside assistance to handle breakdowns on rural roads.

KF
300 High Land Park Dr
Kentucky Farm Bureau Insurance
Motorcycle Insurance Agent · Richmond, KY
(859) 623-5254
kyfb.com/madison/richmond
MI
310 Geri Ln
Madison Insurance Agency
Motorcycle Insurance Agent · Richmond, KY
(859) 626-0002
insurewithmadison.com
LI
1060 Center Dr
Linville Insurance Agency
Motorcycle Insurance Agent · Richmond, KY
(859) 626-5252
linvilleinsurance.com
KF
296 Michelle Dr
Kentucky Farm Bureau Insurance
Motorcycle Insurance Agent · Richmond, KY
(859) 626-7725
kyfb.com/madison/north
SI
301 W Main St
Supreme insurance Richmond
Motorcycle Insurance Agent · Richmond, KY
(859) 374-3444
CI
310 High Land Park Dr
Cole Insurance Agency
Motorcycle Insurance Agent · Richmond, KY
(859) 623-4309
coleinsinc.com
SI
155 N Keeneland Dr Suite 1
Shelter Insurance - Evan Worrell
Motorcycle Insurance Agent · Richmond, KY
(859) 624-0031
shelterinsurance.com/CA/agent/EWORRELL
AI
125 S 3rd St
ALH Insurance
Motorcycle Insurance Agent · Richmond, KY
(859) 626-7888
alhinsurance.com
WS
120 N 2nd St
Weaver's Insurance Agency
Motorcycle Insurance Agent · Richmond, KY
(859) 623-7040
progressiveagent.com/agents
MI
1509 1/2 Lexington Rd
Maupin Insurance Agency
Motorcycle Insurance Agent · Richmond, KY
(859) 220-0408
maupininsuranceky.com

What Does a a Motorcycle Insurance Agent in Richmond Cost?

Motorcycle insurance costs in Kentucky typically range from 300 to 800 dollars per year for basic liability coverage. Full coverage policies with comprehensive and collision can cost 600 to 1,500 dollars annually. Factors like your bike model, riding experience, and location in Richmond affect the premium. This is general information, not insurance advice.

About motorcycle insurance agents in Richmond

Motorcycle insurance agents in Richmond Kentucky help riders find policies that meet state requirements. Kentucky law mandates liability coverage for all motorcycles operated on public roads. Local agents can also advise on optional coverages like comprehensive and collision for protection against theft or damage on Richmond roads.

Frequently Asked Questions

What is the minimum motorcycle insurance coverage required in Kentucky?

Kentucky requires at least 25,000 dollars per person for bodily injury, 50,000 dollars per accident for bodily injury, and 10,000 dollars for property damage. This is often called 25/50/10 coverage.

Do I need uninsured motorist coverage for my motorcycle in Kentucky?

Yes, Kentucky law requires uninsured motorist coverage for motorcycles. This protects you if you are hit by a driver without insurance. Agents can help you choose the right limits.

Can I get a discount on motorcycle insurance in Richmond Kentucky?

Many agents offer discounts for completing a motorcycle safety course, bundling policies, or having a clean driving record. Ask your agent about available discounts in Richmond.

Motorcycle Insurance Agents in Other Kentucky Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each motorcycle insurance agent's credentials and current standing with your state Department of Insurance.