The top-rated motorcycle insurance agent in Richmond, Kentucky is Ashley Williams - State Farm Insurance Agent, rated 4.9 stars across 356 reviews. Other highly rated options include Chris Brown - State Farm Insurance Agent, Parsons & Howard Insurance Group LLC, State Farm: Jerry Goble. This directory lists 20 motorcycle insurance agents serving Richmond.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ashley Williams - State Farm Insurance Agent | 213 St George St | (859) 353-0746 |
| 2 | Chris Brown - State Farm Insurance Agent | 638 University Shopping, Center Dr | (859) 623-0180 |
| 3 | Parsons & Howard Insurance Group LLC | 332 High Land Park Dr | (859) 624-9199 |
| 4 | State Farm: Jerry Goble | 444 Big Hill Ave | (859) 623-0350 |
| 5 | The Richmond Insurance Group | 2130 Lexington Rd suite e | (859) 353-5596 |
| 6 | Insurance Pro | 226 E Main St | (859) 624-1500 |
| 7 | Shelter Insurance - Ashley Kovaleski | 610 Big Hill Ave Ste 6 | (859) 624-0883 |
| 8 | Bray and Oakley Insurance Agency | 2150 Lexington Rd d2 | (859) 623-1933 |
| 9 | Nationwide Insurance: Alan K Hatfield Inc. | 136 Big Hill Ave | (859) 623-2970 |
| 10 | Greg Neace: Kentucky Farm Bureau Insurance/ Madison County-North | 296 Michelle Dr | (859) 626-7725 |
Ashley Williams - State Farm Insurance Agent serves the Richmond, KY, area, providing motorcycle insurance policies to local riders. This agency helps motorcyclists meet Kentucky’s minimum liability coverage requirements and also offers options for comprehensive and collision protection. Riders can review their coverage needs during a personalized consultation, ensuring their policy fits their bike and riding habits. Additional services include roadside assistance endorsements and accessory coverage for custom parts or equipment, making this agent a resource for bikers seeking tailored protection in the region.
Parsons & Howard Insurance Group LLC serves Richmond, Kentucky, and the surrounding communities of Madison County, handling motorcycle insurance for local riders. The agency assists clients with coverage for cruisers, sport bikes, and touring models, addressing liability, collision, and comprehensive options. It also helps compare policies from different carriers to find suitable protection for each rider. Its typical approach involves reviewing a client’s riding habits and bike specifications to match them with the appropriate coverage limits.
Homeowners, property managers, and small business owners in the Richmond, KY area turn to State Farm: Jerry Goble for their motorcycle insurance needs. The agency helps riders protect their bikes with liability, comprehensive, and collision options. By assessing each customer’s coverage requirements, the agent works to fit policies to individual budgets and vehicle types. Assistance is also available for routine policy reviews and claims guidance. This office extends its services to clients in the surrounding communities, including Berea and the broader Madison County region.
The Richmond Insurance Group in Richmond, KY offers motorcycle insurance as a one-time policy purchase rather than a recurring payment plan, with coverage options addressing liability and physical damage for standard and customized bikes. Riders can select tailored protection based on their specific needs and local riding conditions. Service runs entirely on an as-needed basis, with no scheduled follow-up beyond the initial policy set up.
Insurance Pro offers specialized motorcycle insurance guidance, helping riders secure coverage for cruisers, sport bikes, and touring models. The agency manages general service work, including policy reviews and claims assistance, for clients throughout Richmond, KY. Its agents address the unique risks of local two-lane highways and seasonal weather changes. When spring rains or autumn leaves create hazardous conditions, the company helps motorcyclists adjust their policies to maintain proper protection.
As Richmond, Kentucky riders prepare for the changing seasons, securing proper coverage becomes essential for safeguarding their machines on local roads. Shelter Insurance - Ashley Kovaleski provides motorcycle insurance policies tailored to this need, working to match each rider with an appropriate plan. The agent focuses on the specific requirements of motorcycle owners, helping clients understand the coverage that applies to their bike and riding habits. The process of obtaining a policy begins with an inspection of the motorcycle to confirm its condition and eligibility before moving forward with the application.
Bray and Oakley Insurance Agency provides essential coverage for motorcycle riders and can tailor policies with specialty add-ons such as accessory protection and roadside assistance. Serving the Richmond, KY area, the agency works with clients to secure liability, collision, and comprehensive plans that meet local requirements. Its commercial sectors include offices, warehouses, and food service operations that need to insure motorcycles used for business delivery or errands.
Nationwide Insurance: Alan K Hatfield Inc. provides residential motorcycle insurance service for private policyholders in Richmond and the surrounding area. Commercial coverage is also available for business-owned bikes. The agency serves clients throughout central Kentucky, including nearby communities. Policies are tailored to individual riding needs, offering liability and comprehensive protection. Follow-up or repeat service is arranged between regular seasonal visits to adjust coverage based on riding habits, bike upgrades, or any changes in the policyholder’s situation.
Based in Richmond, Kentucky, Greg Neace: Kentucky Farm Bureau Insurance/ Madison County-North serves local riders seeking dependable motorcycle coverage. This agency helps motorcyclists protect their bikes with liability, comprehensive, and collision policies tailored to different bikes and riding habits. Clients often seek guidance on policy limits for their specific machine. Seasoned coverage planners can recommend adding roadside assistance to handle breakdowns on rural roads.
What Does a a Motorcycle Insurance Agent in Richmond Cost?
Motorcycle insurance costs in Kentucky typically range from 300 to 800 dollars per year for basic liability coverage. Full coverage policies with comprehensive and collision can cost 600 to 1,500 dollars annually. Factors like your bike model, riding experience, and location in Richmond affect the premium. This is general information, not insurance advice.
About motorcycle insurance agents in Richmond
Motorcycle insurance agents in Richmond Kentucky help riders find policies that meet state requirements. Kentucky law mandates liability coverage for all motorcycles operated on public roads. Local agents can also advise on optional coverages like comprehensive and collision for protection against theft or damage on Richmond roads.
Frequently Asked Questions
What is the minimum motorcycle insurance coverage required in Kentucky?
Kentucky requires at least 25,000 dollars per person for bodily injury, 50,000 dollars per accident for bodily injury, and 10,000 dollars for property damage. This is often called 25/50/10 coverage.
Do I need uninsured motorist coverage for my motorcycle in Kentucky?
Yes, Kentucky law requires uninsured motorist coverage for motorcycles. This protects you if you are hit by a driver without insurance. Agents can help you choose the right limits.
Can I get a discount on motorcycle insurance in Richmond Kentucky?
Many agents offer discounts for completing a motorcycle safety course, bundling policies, or having a clean driving record. Ask your agent about available discounts in Richmond.
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