The top-rated motorcycle insurance agent in Owensboro, Kentucky is Shane Satterfield - State Farm Insurance Agent, rated 5.0 stars across 584 reviews. Other highly rated options include Candace Crossan - State Farm Insurance Agent, Branden Haines - State Farm Insurance Agent, The Hayden Agency: Allstate Insurance. This directory lists 20 motorcycle insurance agents serving Owensboro.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Shane Satterfield - State Farm Insurance Agent | 2100 Frederica St | (270) 685-4452 |
| 2 | Candace Crossan - State Farm Insurance Agent | 933 Tamarack Rd | (270) 926-1114 |
| 3 | Branden Haines - State Farm Insurance Agent | 2917 New Hartford Rd | (270) 683-0001 |
| 4 | The Hayden Agency: Allstate Insurance | 700 Carlton Dr | (270) 926-7007 |
| 5 | T.H.E Insurance Group | 745 Carlton Dr | (270) 240-1835 |
| 6 | Daniel Dick - State Farm Insurance Agent | 3101 Alvey Park Dr E B | (270) 686-7676 |
| 7 | Ryan Vincent - State Farm Insurance Agent | 201 W 2nd St | (270) 684-2081 |
| 8 | Shelter Insurance - Krystal Roark Caudill | 2600 Veach Rd B | (270) 686-6116 |
| 9 | Allstate Insurance Agent: Kent Banning | 3221 Frederica St STE D | (270) 683-7343 |
| 10 | Elevate Insurance Agency Inc | 3118 Alvey Park Dr E Ste 4 | (270) 682-0001 |
Shane Satterfield - State Farm Insurance Agent serves the Owensboro, KY area as a local motorcycle insurance agent. The company provides tailored coverage solutions for riders in this region, helping to protect motorcycles from common risks on the road. Policies typically include liability coverage, which is often required by Kentucky law, and options for collision and comprehensive protection. Shane Satterfield - State Farm Insurance Agent also handles custom parts and equipment coverage for local motorcycle owners, as well as uninsured motorist protection.
Candace Crossan - State Farm Insurance Agent in Owensboro, KY, provides motorcycle insurance policies and related coverage options for local riders. The agency offers assistance with liability, comprehensive, and collision plans, along with supporting documentation and policy adjustments for seasonal or year-round use. Services include regular policy reviews and claims support. The agency serves motorcyclists who own single-family homes, apartments, retail properties, and restaurants.
Homeowners, motorcyclists, and local property owners in Owensboro, KY turn to Branden Haines - State Farm Insurance Agent for motorcycle insurance policies and related coverage. They assist clients with selecting appropriate liability and protection options for their bikes. The agency provides straightforward guidance to riders seeking personal insurance solutions in the region. Their service area also extends out to surrounding communities such as Philpot, KY.
The Hayden Agency: Allstate Insurance serves the Owensboro, Kentucky area and surrounding communities, offering motorcycle insurance coverage and related services. The agency handles the needs of riders in the region, providing policies that address liability, comprehensive, and collision protection for various types of motorcycles. It works directly with each client to tailor a plan to fit their individual riding habits and preferences, using a straightforward assessment of their specific requirements and available options.
Customers choose between one-time policy setup and ongoing coverage management for their motorcycle insurance needs. T.H.E Insurance Group in Owensboro, KY assists riders in selecting liability, comprehensive, or collision plans that fit local riding conditions. The agency explains policy terms and coverage limits without pressure. Service scheduling accommodates individual preference, running on either a one-time basis for a single policy purchase or an as-needed basis for periodic reviews.
Daniel Dick, a State Farm Insurance Agent in Owensboro, KY, specializes in providing motorcycle insurance coverage tailored to local riders. The agency handles policies that protect motorcycles, scooters, and other two-wheeled vehicles while also offering general auto and home insurance services. Its work includes helping clients understand liability limits and physical damage options for their bikes. As the spring riding season approaches in western Kentucky, the agency assists motorcyclists in updating their coverage before hitting the road.
In late summer, many Owensboro riders begin reviewing their coverage before the fall riding season shortens. Ryan Vincent - State Farm Insurance Agent offers motorcycle insurance policies tailored for local road and highway conditions. This agency helps customers understand liability limits and comprehensive options for their bikes. A straightforward process enables riders to compare coverage quickly without unnecessary pressure. Potential clients begin by scheduling a short inspection of their motorcycle at the Owensboro office before receiving any coverage recommendations.
Shelter Insurance - Krystal Roark Caudill provides motorcycle insurance coverage for residents in the Owensboro, Kentucky area. Commercial policies for business-owned bikes are also available to local riders. The agency serves clients throughout the surrounding region. Following an initial policy setup or claim, the agent can assist with future coverage adjustments. Regular follow-up appointments between routine service visits help keep policy details current for each client.
Allstate Insurance Agent Kent Banning in Owensboro, KY provides comprehensive insurance solutions for motorcyclists throughout the area. The agency assists riders in protecting their bikes with custom coverage options. Package add-ons commonly address roadside assistance, accessory coverage, and medical payments. This agent also secures policies for local commercial sectors carrying motorcycles for business purposes, including offices, warehouses, and food service operations.
Elevate Insurance Agency Inc, based in Owensboro, KY, is known for providing motorcycle insurance coverage tailored to local riders. Its services include liability, comprehensive, and collision policies to protect motorcycles from common on-road risks in the region. The agency helps clients navigate coverage requirements specific to Kentucky’s roads and riding seasons. As an added specialty, Elevate Insurance Agency Inc can arrange accessory or custom parts coverage for modified motorcycles.
What Does a a Motorcycle Insurance Agent in Owensboro Cost?
Motorcycle insurance costs in Kentucky vary based on your bike type driving record and coverage levels. A basic liability only policy for a standard cruiser might cost 200 to 400 dollars per year. Full coverage including collision and comprehensive can range from 500 to 1200 dollars annually for many riders. Factors like your age credit score and location in Owensboro also affect the premium. This is general information and not insurance advice.
About motorcycle insurance agents in Owensboro
Motorcycle insurance agents in Owensboro Kentucky help riders find coverage that meets state liability requirements. Kentucky law requires motorcycle owners to carry minimum liability insurance of 25 thousand dollars for bodily injury per person and 50 thousand dollars per accident. Local agents can explain Kentucky specific rules like the no fault system and help you choose between full coverage and liability only policies.
Frequently Asked Questions
What are the minimum insurance requirements for motorcycles in Kentucky?
Kentucky law requires motorcycle owners to carry liability insurance of 25 thousand dollars per person for bodily injury and 50 thousand dollars per accident. Property damage liability of 10 thousand dollars is also required. An agent can help you meet these minimums and add optional coverage.
Do I need uninsured motorist coverage for my motorcycle in Kentucky?
Kentucky requires insurers to offer uninsured motorist coverage but you can reject it in writing. Given the risk of accidents with uninsured drivers in the state many riders choose to add this coverage. An Owensboro agent can explain the options and costs.
How does Kentucky no fault insurance apply to motorcycles?
Kentucky is a no fault state which means your own insurance pays for medical bills after an accident regardless of fault. However motorcycle riders are not required to carry personal injury protection PIP. An agent can advise whether PIP is a good choice for your situation.
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