The top-rated mobile home insurance agent in Lacey, Washington is Kevin Hayward - State Farm Insurance Agent, rated 4.9 stars across 583 reviews. Other highly rated options include Jeff Kearin Agency - American Family Insurance, Leta Hankins: Allstate Insurance, Kim Asay: Allstate Insurance. This directory lists 18 mobile home insurance agents serving Lacey.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kevin Hayward - State Farm Insurance Agent | 4440 Pacific Ave SE | (360) 459-2277 |
| 2 | Jeff Kearin Agency - American Family Insurance | 4450 Avery Ln SE Ste A | (360) 459-0989 |
| 3 | Leta Hankins: Allstate Insurance | 1110 Golf Club Rd SE Ste 102 | (360) 491-4042 |
| 4 | Kim Asay: Allstate Insurance | 1601 College St SE | (360) 491-3376 |
| 5 | Whims Insurance and Financial Services | 418 Carpenter Rd SE Suite 102 | (360) 292-7240 |
| 6 | State Farm Insurance | 8765 Tallon Ln NE STE M | (360) 493-8284 |
| 7 | All Insurance Inc One | 4433 Lacey Blvd SE | (360) 438-2797 |
| 8 | Mike Oliver - COUNTRY Financial Representative | 6050 Pacific Ave SE Ste F | (360) 357-4035 |
| 9 | Angle Agency | 8650 Martin Way E Suite 219 | (360) 350-0109 |
| 10 | L A I: Allstate Insurance | 8910 Martin Way E # B | (360) 438-0564 |
Kevin Hayward - State Farm Insurance Agent serves Lacey, Washington, and surrounding Thurston County. The agency provides mobile home insurance tailored to the specific risks of manufactured and modular housing in the Pacific Northwest. Coverage options address concerns such as windstorms, freeze damage, and liability protection for lot renters or owners. Among its services, the agency handles comprehensive policies for personal property and offers endorsements for expanded replacement cost on structures.
Jeff Kearin Agency - American Family Insurance provides mobile home insurance for manufactured and modular homes, serving the Lacey, Washington area. Its policies help protect structures against common coverage needs. The agency offers plans that may include liability protection and coverage for personal belongings. Policies are designed to address risks specific to mobile homes, such as weather-related damage. The agency also assists with reviewing coverage options. It services single-family manufactured homes, mobile home parks, seasonal vacation rentals, and independent senior living communities.
Homeowners, landlords, and property managers in the Lacey area seeking coverage for their manufactured homes turn to Leta Hankins: Allstate Insurance. The agency specializes in mobile home insurance, offering policies that generally protect dwellings from common risks like wind and hail damage. Clients can often discuss options for protecting personal property and securing liability coverage through this local office. Its service area also extends to neighborhing communities within the Olympia metro region, including Tumwater.
Serving Lacey, WA, and the surrounding communities of Thurston County, Kim Asay: Allstate Insurance handles mobile home insurance policies for local residents. The company addresses the unique coverage needs that come with manufactured and mobile homes in the Pacific Northwest climate. Typical policies offered include protection for the structure itself, personal property inside, and liability coverage. To develop a typical policy, the agent reviews the home’s age, condition, and placement to match coverage with the client’s specific risks and budget.
Whims Insurance and Financial Services in Lacey, Washington, is known for providing mobile home insurance policies tailored to the unique needs of park model owners and manufactured home residents. Their service range covers standard property protection along with specialized liability coverage common to local mobile home communities. They assist clients in securing policies that meet lender requirements and safeguard personal belongings. For an added layer of security, the company offers coverage for detached structures such as sheds or carports.
State Farm Insurance in Lacey, Washington, offers both one-time policy purchases and ongoing service options for mobile home coverage, with local agents tailoring each plan to the specific risks of manufactured housing in the Pacific Northwest. Their protection typically covers the structure, personal property, and liability needs common to mobile homes in this region. Services are available on a scheduled inspection and renewal basis, with additional as-need support for claims or policy adjustments.
All Insurance Inc One specializes in securing mobile home insurance coverage for Lacey residents, offering policies tailored to manufactured and modular dwellings. It works closely with clients to navigate standard protections for structures and personal belongings against common Pacific Northwest risks. The agency provides assistance with claims and policy adjustments throughout the year. It specifically helps property owners prepare their homes before the winter storm season, ensuring adequate coverage for wind, hail, and falling debris damage that frequently occurs in the region.
As the Pacific Northwest's rainy season approaches, mobile homeowners in the Lacey area often confront concerns about roof leaks and storm damage. Mike Oliver - COUNTRY Financial Representative helps address these coverage needs by offering tailored insurance policies designed specifically for manufactured and mobile homes. He works with clients to understand the unique risks facing their property, from high winds to fallen branches. The process begins with a thorough inspection of the current policy and an assessment of the homeowner's specific risks to identify any coverage gaps.
Angle Agency specializes in mobile home insurance in Lacey, WA, providing residential coverage tailored to manufactured and mobile homes. The company also offers commercial insurance solutions to protect mobile home parks and related businesses throughout the surrounding area. Their service focuses on helping local homeowners and park operators maintain appropriate coverage for their needs. When a policyholder’s situation changes, Angle Agency follows up to review and adjust their plan, ensuring consistent protection between regular visits.
L A I: Allstate Insurance assists Lacey residents with the ongoing coverage needs of their manufactured and mobile homes. Its work includes addressing typical risks specific to these dwellings, such as weather-related damage and structural concerns. The agency can also arrange for specialty add-ons that broaden a basic policy, often covering attached structures or replacement cost provisions. Commercial sectors it can serve include offices, warehouses, and food service establishments seeking appropriate property protection.
What Does a a Mobile Home Insurance Agent in Lacey Cost?
Typical mobile home insurance in Washington ranges from 300 to 800 dollars per year for basic policies. Higher coverage limits or additional endorsements for earthquake or flood can increase costs to 1,000 dollars or more. Factors like the homes age and your claims history also affect the price. This is general information and not insurance advice.
About mobile home insurance agents in Lacey
Mobile home insurance agents in Lacey Washington help owners of manufactured and mobile homes find appropriate coverage. Washington state requires mobile home owners to have insurance that meets minimum liability and property damage standards. Local agents can explain how Lacey weather risks like wind and rain affect your policy needs.
Frequently Asked Questions
What does a mobile home insurance agent in Lacey do?
A mobile home insurance agent in Lacey helps you compare policies from different carriers. They explain coverage options like dwelling protection, personal property, and liability. They also advise on Washington-specific requirements such as flood or earthquake endorsements.
Is mobile home insurance required in Washington state?
Washington state does not legally require mobile home insurance. However lenders and mobile home parks often require it. A Lacey agent can help you meet these requirements and protect your investment.
What factors affect mobile home insurance cost in Lacey?
Cost depends on the homes age, location, value, and chosen coverage limits. Washington state has a 30-day notice requirement for policy non-renewal. An agent can explain how these rules affect your premium.
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