The top-rated mobile home insurance agent in Everett, Washington is Vern Fonk Insurance, rated 4.9 stars across 817 reviews. Other highly rated options include McClain Insurance Services, Mike Ramirez - State Farm Insurance Agent, Chris Jones - State Farm Insurance Agent. This directory lists 18 mobile home insurance agents serving Everett.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Vern Fonk Insurance | 3531 Rucker Ave Suite A | (425) 434-4036 |
| 2 | McClain Insurance Services | 10410 19th Ave SE STE 100 | (425) 379-9200 |
| 3 | Mike Ramirez - State Farm Insurance Agent | 4809 132nd St SE A103 | (425) 823-2500 |
| 4 | Chris Jones - State Farm Insurance Agent | 1817 Broadway | (425) 939-0403 |
| 5 | Luigi Damian - State Farm Insurance Agent | 4522 Evergreen Wy | (425) 423-9800 |
| 6 | The Miller Insurance Agency of Washington | 3301 Hoyt Ave | (425) 212-3505 |
| 7 | PTX Group | 2707 Colby Ave #604 | (425) 406-7872 |
| 8 | Calrose Insurance | 2231 Broadway | (425) 252-5188 |
| 9 | Farmers Insurance - Mary Allred | 909 SE Everett Mall Way Ste C318 | (425) 513-6204 |
| 10 | Westphal Insurance Agency | 2911 1/2 Hewitt Ave Ste 6 | (425) 354-5988 |
As a mobile home insurance agent in Everett, Washington, Vern Fonk Insurance provides residential coverage tailored for manufactured and mobile homes in the area. Commercial policies are also available, extending service to local businesses and rental property owners throughout Snohomish County and beyond. The agency works to address each client’s individual coverage needs by exploring a range of insurance options. Clients often schedule follow-up appointments to review changing policies or adjust coverages between regular annual visits, ensuring their protection remains current.
McClain Insurance Services, serving Everett and Snohomish County, provides mobile home insurance for local homeowners. This agency helps clients secure coverage that typically protects the structure, personal belongings, and liability. Mobile home policies in this area often address unique risks like windstorms and older home replacement costs. McClain Insurance Services handles the process of comparing different carriers to find suitable protection. For this market, it specifically manages affordable mobile home insurance and attached structure coverage.
Mike Ramirez - State Farm Insurance Agent offers a full range of mobile home insurance services tailored to the Everett, WA area. It provides property coverage and comprehensive liability protection in one structured policy. Clients can explore deductible options and personalized policy adjustments to fit seasonal or permanent living arrangements. An annual policy review is available to monitor coverage needs and necessary endorsements. The office serves owners of single-family manufactured homes, double-wide units, and park model residences.
Chris Jones - State Farm Insurance Agent serves homeowners and property managers in Everett, Washington, with mobile home insurance solutions. The agency helps protect manufactured and mobile homes against common regional risks like windstorms, theft, and liability claims. Policies are tailored to meet the specific needs of mobile home owners seeking reliable coverage. As an independent agent, Chris Jones also provides insurance services to residents in neighboring Marysville and other parts of Snohomish County.
Serving Everett, Washington, and the surrounding Snohomish County communities, Luigi Damian - State Farm Insurance Agent handles policies for mobile home insurance. Covering mobile and manufactured homes, the agency helps local clients protect their residences and personal property. The office reviews unique coverage needs, including risks specific to the Pacific Northwest climate. Each policy is typically approached through a detailed discussion of the homeowner’s layout and usage, followed by a comparative review of protection plan options for adequate replacement value.
In Everett, this mobile home insurance agency distinguishes between tailored one-time policy adjustments for initial setup and recurring service options such as annual policy renewals and coverage reviews. Coverage through The Miller Insurance Agency of Washington typically includes protection for the mobile home structure, personal property, and liability for accidents occurring on the premises. Policyholders can also add riders for specific risks common to manufactured homes, including essential tie-down damage or transportation during a move. Services for existing clients generally run on a scheduled basis, coinciding with policy renewal periods.
PTX Group specializes in mobile home insurance policies tailored to the unique needs of manufactured and mobile homes in Everett, WA. The company provides guidance on obtaining coverage for both single-wide and double-wide structures, including protection against common risks such as wind and hail damage. It also assists homeowners in navigating policy differences between mobile homes and traditional site-built houses. In the rainy Pacific Northwest, this includes helping clients understand coverage for storm-related water intrusion and seasonal leaks.
As spring storms sweep through Everett, mobile home owners face potential damage from high winds and flooding. Calrose Insurance provides coverage options tailored for manufactured housing in Snohomish County, addressing risks like storm debris or water intrusion. Their agents explain policy terms clearly, helping residents secure protection for their structures and belongings. A typical first step involves a brief property assessment to match coverage with the home’s specific needs and location.
Farmers Insurance - Mary Allred provides mobile home insurance guidance in Everett, Washington, helping clients protect their manufactured or mobile homes with appropriate coverage. The agent can discuss specialty add-ons such as coverage for personal belongings, detached structures, and liability protection tailored to mobile home living. Policies may also address risks common to the Pacific Northwest, including wind and water damage. Commercial sectors that the agency can serve include offices, warehouses, and food service establishments seeking insurance for their business properties and operations.
What Does a a Mobile Home Insurance Agent in Everett Cost?
The average cost for mobile home insurance in Washington ranges from 400 to 1,200 dollars per year depending on the home value location and coverage limits. Everett area rates may be higher due to wind and rain risks. Older homes or homes in flood zones can cost more. This is general information and not insurance advice.
About mobile home insurance agents in Everett
Mobile home insurance agents in Everett Washington help you find coverage for manufactured homes. Washington state requires insurers to offer specific protections for mobile homes including replacement cost options. Local agents understand the unique risks in Snohomish County such as wind and flood exposure.
Frequently Asked Questions
What does mobile home insurance cover in Everett Washington?
A standard mobile home policy covers your home structure personal property and liability. Washington law requires insurers to offer coverage for fire wind and theft. You can also add flood or earthquake coverage as separate endorsements.
Do I need mobile home insurance in Washington state?
Yes if you have a loan on your mobile home your lender will require insurance. Even if you own the home outright insurance is recommended to protect your investment. Washington does not have a state law requiring mobile home insurance but most parks require proof of coverage.
How do I choose a mobile home insurance agent in Everett?
Look for an agent who specializes in manufactured home policies. Ask about replacement cost versus actual cash value coverage. A good agent will explain Washington specific rules like the 30 day notice requirement for policy nonrenewal.
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