The top-rated mobile home insurance agent in Oak Ridge, Tennessee is Stephanie Hale-Smith - State Farm Insurance Agent, rated 5.0 stars across 334 reviews. Other highly rated options include Bradley Roberts: Allstate Insurance, Mike Massaglia - State Farm Insurance Agent, Laura Lynn Green - State Farm Insurance Agent. This directory lists 20 mobile home insurance agents serving Oak Ridge.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Stephanie Hale-Smith - State Farm Insurance Agent | 40 New York Ave #110 | (865) 483-7784 |
| 2 | Bradley Roberts: Allstate Insurance | 106 S Illinois Ave | (865) 482-9596 |
| 3 | Mike Massaglia - State Farm Insurance Agent | 108 S Illinois Ave | (865) 425-7750 |
| 4 | Laura Lynn Green - State Farm Insurance Agent | 136 Marquette Rd | (865) 483-5666 |
| 5 | Direct Auto Insurance | 860 Oak Ridge Turnpike Suite 4 | (865) 220-5537 |
| 6 | Farm Bureau Insurance | 1574 Oak Ridge Turnpike | (865) 482-5666 |
| 7 | Madison Insurance Group, Inc. | 795 Main St W Suite 200 | (865) 425-7300 |
| 8 | Thompson Insurance Group | 697 Emory Valley Rd E | (865) 685-5069 |
| 9 | Fox Insurance Group | 110 S Illinois Ave | (865) 482-0513 |
| 10 | Chris Smith Insurance | 471 Oak Ridge Turnpike Ste.B | (865) 272-3387 |
Stephanie Hale-Smith - State Farm Insurance Agent serves the Oak Ridge, Tennessee area, focusing on mobile home insurance policies. This mobile home insurance agent helps local residents obtain coverage for manufactured and modular homes. The agency works with clients to address the unique needs of mobile home ownership, including protection for the structure and personal belongings. Services typically involve assisting with quotes and helping policyholders file claims when needed.
Bradley Roberts: Allstate Insurance in Oak Ridge, TN offers a range of mobile home coverage options designed to protect manufactured and modular homes from local weather risks. Their service plans include policy review and claim assistance to help clients navigate coverage adjustments as property values change over time. They provide tailored protection for single-family mobile homes, permanent manufactured home residences, and seasonal or rental mobile home properties used for residential purposes.
Mike Massaglia - State Farm Insurance Agent serves local mobile homeowners in Oak Ridge, Tennessee, providing tailored coverage options for manufactured and modular homes. Policies can protect the dwelling, personal property, and liability from common regional risks such as storms and fire. The agent offers guidance to customers navigating insurance requirements for their mobile home community or individual lot. Neighboring communities in Anderson County, including Clinton and the surrounding areas of the Knoxville metro, are also covered under these same mobile home insurance services.
Serving Oak Ridge and the surrounding East Tennessee communities, Laura Lynn Green - State Farm Insurance Agent provides mobile home insurance for area residents. The agency handles coverage for manufactured and mobile homes, addressing risks commonly faced by homeowners in this region. To understand each client's unique property and protection needs, it begins with a thorough consultation reviewing the home's structure, age, and location. This process determines appropriate policy options, then tailors deductibles and liability limits to fit the customer's situation and budget.
In the market for mobile home insurance in Oak Ridge, TN, a distinction exists between one-time liability policies and scheduled coverage that renews on a fixed cycle. Direct Auto Insurance offers policies addressing both the replacement structure and personal possessions inside a manufactured home. Availability of theft, fire, weather, and liability protection varies according to individual needs and local risks. Service provision operates on a scheduled renewal basis, with as-needed support for policy changes or claims.
As autumn storms bring falling limbs and winter freeze risks to Oak Ridge, mobile home owners often review their insurance coverage. Farm Bureau Insurance provides tailored policy options to protect against these regional weather patterns and common structural concerns. Agents assist with understanding specific mobile home vulnerabilities, including roof aging and tie-down requirements. They guide clients through evaluating protection levels for personal property and liability. Each consultation typically begins with a property inspection to verify current condition and suggest appropriate coverage adjustments.
As the changing seasons in Oak Ridge bring occasional hail, wind, or heavy snow, Madison Insurance Group, Inc. helps local homeowners find the right mobile home insurance to protect their investment. They work closely with clients to explain standard coverage options and policy deductibles that suit a manufactured or mobile dwelling. Their process starts with a review of the home’s age, condition, and location to determine risk factors. From there, an inspection of the unit’s roof, tie-downs, and skirting is arranged to complete the initial assessment step.
Thompson Insurance Group provides residential mobile home insurance services to customers in Oak Ridge, Tennessee. They also offer commercial coverage options for clients with small business properties in the surrounding area. Their agents work with local carriers to find suitable policies for manufactured homes and related structures. After a policy is issued, the agency follows up with clients between regular visits to ensure their coverage remains appropriate. This ongoing service helps policyholders address any changes to their mobile home or business needs over time.
Fox Insurance Group assists Oak Ridge residents with mobile home insurance coverage, addressing the specific needs of manufactured and modular housing. Its specialty add-ons can supplement standard policies to provide more comprehensive protection. The company works to help clients understand replacement cost options and coverage for additional structures. Fox Insurance Group can serve commercial sectors that require coverage for offices, warehouses, and food service operations in the area.
What Does a a Mobile Home Insurance Agent in Oak Ridge Cost?
Typical mobile home insurance in Tennessee ranges from 300 to 800 dollars per year for a basic policy. Factors like the home age location and coverage limits affect the premium. Older homes or those in flood zones may cost more. This is general information not insurance advice.
About mobile home insurance agents in Oak Ridge
Mobile home insurance agents in Oak Ridge Tennessee help owners protect their manufactured homes against risks like fire storm damage and liability. Tennessee law requires mobile home owners to carry minimum liability coverage if the home is financed or located in a park. Local agents understand the specific needs of Oak Ridge residents including flood risks from nearby waterways.
Frequently Asked Questions
What does mobile home insurance cover in Tennessee?
A standard policy typically covers the structure personal property and liability. Tennessee law does not require comprehensive coverage but most lenders do. Flood and earthquake coverage are usually separate add-ons.
How do I find a licensed mobile home insurance agent in Oak Ridge?
You can search the Tennessee Department of Commerce and Insurance website for licensed agents in Oak Ridge. Local independent agents often represent multiple carriers and can compare options for you.
Are there special rules for mobile home insurance in Tennessee?
Yes Tennessee classifies mobile homes as personal property unless permanently affixed to land you own. This affects how the home is insured and taxed. An agent can explain the difference between a mobile home policy and a homeowners policy.
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