The top-rated mobile home insurance agent in Chattanooga, Tennessee is Freeway Insurance, rated 5.0 stars across 811 reviews. Other highly rated options include Atlas Insurance Agency, Rock Creek Insurance, Knox Associated Insurance Agency. This directory lists 18 mobile home insurance agents serving Chattanooga.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Freeway Insurance | 4340 Ringgold Rd #154 | (423) 491-7181 |
| 2 | Atlas Insurance Agency | 2245 Olan Mills Dr | (423) 822-5263 |
| 3 | Rock Creek Insurance | 1200 Mountain Creek Rd #441 | (423) 994-4200 |
| 4 | Knox Associated Insurance Agency | 1402 Altamaha St | (423) 855-1544 |
| 5 | Greater Chattanooga Insurance | 5506 Miller Dr | (423) 894-1515 |
| 6 | Stevens Insurance Associates | 7000 Lee Hwy #900 | (423) 894-8821 |
| 7 | JR Isham - State Farm Insurance Agent | 6774 Executive Oak Ln | (423) 622-1534 |
| 8 | Acceptance Insurance | 3905 Hixson Pike Ste 111 | (423) 491-7183 |
| 9 | River City Insurance | 3320 Dayton Blvd | (423) 843-2552 |
| 10 | Ramsey Family Insurance | 5705 Marlin Rd Suite 2007 | (423) 212-1122 |
Freeway Insurance serves the Chattanooga, Tennessee, metro area as a mobile home insurance agent. It assists clients in finding coverage for manufactured and modular homes. This agency typically helps customers compare policies that protect the dwelling structure and personal belongings. May cover risks including fire, wind, and hail common to the region. It often handles liability protection for the property owner and available endorsements for improved items like skirting or attached decks.
Atlas Insurance Agency offers mobile home insurance policies in the Chattanooga area, covering protection against common risks like fire, storm damage, and liability. The agency assists clients in selecting appropriate coverage levels and can adjust plans to reflect property value or location needs. Policyholders may bundle their mobile home insurance with other personal lines, and the agency also provides claim support services. It services a range of property types, including single-family mobile homes, seasonal vacation trailers, and manufactured home communities throughout the region.
Homeowners, landlords, and property managers in Chattanooga turn to Rock Creek Insurance for mobile home coverage tailored to manufactured and modular dwellings. The agency assists with securing protection against common regional risks like wind and hail damage, while also addressing liability and personal property needs for owners of single-wide and double-wide homes. Policies can be reviewed to align with both owner-occupied and rental situations. Rock Creek Insurance extends its mobile home insurance services to nearby communities in Hamilton County, including East Ridge and Red Bank.
Knox Associated Insurance Agency serves Chattanooga and the surrounding communities across southeastern Tennessee, addressing the specialized coverage needs of mobile home owners in the region. It handles policies that protect manufactured and modular homes against local weather risks, fire, and liability concerns common to this area. The agency typically approaches each client by reviewing individual property details and coverage gaps, then presenting policy options that match the homeowner's specific situation and budget.
Mobile home insurance policies fall into two categories: one-time options for seasonal or empty units, and recurring plans for year-round full-time residences. As a mobile home insurance agent in Chattanooga, TN, Greater Chattanooga Insurance helps local homeowners select between actual cash value and replacement cost coverage, tailored to the specific risks of area weather conditions and manufactured housing regulations. Service for claims, policy adjustments, and annual policy reviews runs on an as-needed basis through direct contact with the agent.
Stevens Insurance Associates specializes in providing mobile home insurance policies for manufactured and modular homes in Chattanooga, TN. It assists local homeowners in obtaining coverage that protects their dwellings and personal property. The agency helps clients navigate different policy options, including liability and loss settlement choices. Its work addresses common regional concerns, such as securing adequate coverage for storm damage and wind or hail events that frequently affect the Tennessee Valley area.
When spring storms roll across Chattanooga, safeguarding a mobile home against wind and hail becomes a priority for local owners. JR Isham - State Farm Insurance Agent helps residents in the area secure coverage tailored specifically for manufactured and mobile homes. The agency focuses on providing policies that address the unique risks these homes face, including storm damage and liability concerns. To start, a representative from the office schedules an individual consultation to review the property. This initial assessment identifies coverage needs before presenting policy options.
Acceptance Insurance serves the Chattanooga, Tennessee metro area by providing mobile home insurance policies designed to protect manufactured and modular homes. Coverage typically includes dwelling protection for the structure itself, as well as liability coverage against accidents occurring on the property. Personal belongings stored within the home can also be insured against theft or damage. The company assists local homeowners with securing both actual cash value and replacement cost policies to match individual needs.
River City Insurance works with clients in Chattanooga, Tennessee, to secure mobile home insurance policies that cover structures and personal property. Its specialists can help add endorsements for extended replacement cost, detached structures, and contents replacement, tailoring coverage to the specific needs of mobile home owners. The agency also arranges coverage for commercial sectors, including offices, warehouses, and food service operations.
Ramsey Family Insurance provides residential mobile home insurance services in Chattanooga, Tennessee, helping homeowners protect their manufactured housing structures and personal property. The agency also offers commercial coverage options for mobile home parks or rental properties within the local service area. Coverage consultations can be arranged directly, and policyholders may find follow-up service between regular visits useful for adjusting coverage as needs change.
What Does a a Mobile Home Insurance Agent in Chattanooga Cost?
The cost of mobile home insurance in Tennessee typically ranges from 300 to 800 dollars per year for a standard policy. Factors like the homes age location and coverage limits affect the price. Flood insurance is separate and may cost 400 to 700 dollars annually. This is general information not insurance advice.
About mobile home insurance agents in Chattanooga
A mobile home insurance agent in Chattanooga Tennessee can help you find coverage for your manufactured or mobile home. Tennessee law requires mobile home owners to have liability insurance if the home is financed or located in a park. Agents in Chattanooga understand local risks like severe storms and can guide you through policy options.
Frequently Asked Questions
What does a mobile home insurance agent in Chattanooga do?
A mobile home insurance agent helps you compare policies from different insurers. They explain coverage types such as dwelling protection liability and personal property. They also advise on Tennessee specific requirements like minimum liability limits.
Is mobile home insurance required in Tennessee?
Tennessee does not require mobile home insurance by state law. However lenders and mobile home parks often require liability coverage. It is wise to have coverage to protect against damage from storms fire or theft.
How do I choose a mobile home insurance agent in Chattanooga?
Look for an agent licensed in Tennessee who has experience with manufactured homes. Ask about their knowledge of local risks like tornadoes and flooding. Check customer reviews and compare quotes from multiple agents.
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