The top-rated mobile home insurance agent in Hilton Head Island, South Carolina is Carolina Heritage Insurance, rated 4.9 stars across 163 reviews. Other highly rated options include Hilton Head Insurance & Brokerage, Ryley Hendry - State Farm Insurance Agent, Best Insurance HH. This directory lists 17 mobile home insurance agents serving Hilton Head Island.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Carolina Heritage Insurance | 92 Main St suite c | (843) 689-3030 |
| 2 | Hilton Head Insurance & Brokerage | 55 New Orleans Rd STE 203 | (843) 252-0840 |
| 3 | Ryley Hendry - State Farm Insurance Agent | 1541 Fording Island Rd Ste 2 | (843) 949-4194 |
| 4 | Best Insurance HH | 2 Corpus Christi Pl #200 | (843) 540-0722 |
| 5 | Goosehead Insurance - Tanner Russell | 5 New Orleans Rd #100 | (843) 701-8730 |
| 6 | Premier Insurance Advisors | 10 Hospital Center Commons suite b | (843) 689-5300 |
| 7 | PC&L Agency, Inc. | 12 Lafayette Pl | (843) 682-4845 |
| 8 | Goosehead Insurance - Coastal Solutions Agency | 2 Park Ln #200 | (843) 790-8529 |
| 9 | Correll Insurance Group of Hilton Head | 15 Bow Cir STE 101 | (888) 668-8082 |
| 10 | Kinghorn Insurance Agency - Hilton Head | 23A Shelter Cove Ln | (843) 686-3911 |
Carolina Heritage Insurance provides mobile home coverage tailored to the unique risks of manufactured and modular homes in Hilton Head Island, South Carolina. Their policies typically include specialty add-ons such as protection against wind and hail damage, which are common along the coastal Southeast. They also offer endorsements for replacement cost coverage and detached structures. Beyond residential clients, the agency can serve commercial sectors needing insurance solutions, including offices, warehouses, and food service establishments requiring gap coverage for business property.
Hilton Head Insurance & Brokerage provides residential mobile home insurance for clients in Hilton Head Island, South Carolina. The agency also offers commercial coverage for businesses needing insurable mobile structures within the area and surrounding communities. Policies are arranged to protect manufactured and mobile homes against regional weather risks. Brokers review each client’s coverage needs during the initial appointment. They then assist with follow-up questions or adjustments between regular policy renewal visits.
Ryley Hendry - State Farm Insurance Agent serves the Hilton Head Island, South Carolina area as a local mobile home insurance agent. This agency provides specialized coverage policies designed to protect manufactured and modular homes from regional weather risks, including wind and storm damage. Common services include personal liability coverage for homeowner protection and customized policies that address the unique structural requirements of mobile dwellings. The office routinely handles claims processing for storm-related roof leaks and interior water damage resulting from seasonal coastal winds.
Best Insurance HH in Hilton Head Island, SC offers mobile home insurance policies tailored to a variety of housing needs. Its service plans typically include coverage options for storm damage, liability protection, and replacement cost for personal property. Maintenance advice often accompanies policy discussions to help homeowners preserve their investment. The agency regularly assists clients with policy reviews to ensure adequate protection over time. It services single-family mobile homes, manufactured home communities, seasonal vacation rentals, and commercial structures like retail shops and restaurants.
Goosehead Insurance - Tanner Russell serves homeowners and property managers in Hilton Head Island, South Carolina, specializing in mobile home insurance policies. The agency provides coverage tailored to manufactured and mobile homes, protecting clients from coastal weather risks and liability concerns. It helps customers navigate policy options to secure appropriate dwelling and personal property protection. The agency also extends its services to neighboring Bluffton, ensuring broader Lowcountry coverage for mobile home owners seeking localized insurance guidance.
Serving Hilton Head Island and the surrounding Lowcountry communities, Premier Insurance Advisors specializes in mobile home insurance for local residents. The agency handles policies covering mobile and manufactured homes, addressing risks specific to the coastal region. When assessing coverage, it evaluates the property's location, age, and condition to recommend appropriate protection. To handle a typical job, the agency begins by reviewing the client's current coverage, compares options from different carriers, and then explains the policy details before binding a customized plan.
When a mobile home requires specialized structural coverage, PC&L Agency, Inc. in Hilton Head Island, SC provides policies designed for manufactured and modular dwellings. Their service addresses repair costs, liability protection, and potential wind or storm damage common to coastal properties. Unlike a one-time inspection policy, this agent offers ongoing coverage that renews annually based on the homeowner’s changing needs. The service runs on a scheduled annual renewal cycle, ensuring continuous protection rather than a single, as-needed visit after a loss.
With hurricane season approaching on Hilton Head Island, homeowners seek reliable protection for their mobile homes against coastal weather risks. Goosehead Insurance - Coastal Solutions Agency offers coverage tailored for manufactured and mobile homes in this region, addressing specific needs like windstorm and flood exposure common to low-country properties. The agency provides policy comparisons to help clients find suitable deductibles and liability limits for their structures. An initial inspection of the home's roof, tie-downs, and exterior condition begins the coverage assessment process.
Correll Insurance Group of Hilton Head specializes in securing mobile home insurance policies, addressing the unique coverage needs of manufactured and modular homes. It provides general insurance agent services for clients throughout Hilton Head Island, SC, helping to match property owners with appropriate protection plans. The agency often assists with wind and storm damage concerns, which are particularly relevant during the Atlantic hurricane season that impacts the local coastal area.
Kinghorn Insurance Agency - Hilton Head provides mobile home insurance solutions for property owners in Hilton Head Island, South Carolina. The agency covers standard risks such as fire, theft, and wind damage tailored to manufactured homes. It also assists with liability protection for rental properties and seasonal residences. An additional option includes coverage for personal belongings during severe weather events common to the coastal Lowcountry region.
What Does a a Mobile Home Insurance Agent in Hilton Head Island Cost?
Typical mobile home insurance costs in South Carolina range from 400 to 1200 dollars per year depending on the home value location and coverage level. Hilton Head Island policies may cost more due to hurricane risk. Deductibles for wind damage are often a percentage of the home value. This is general information and not insurance advice.
About mobile home insurance agents in Hilton Head Island
Mobile home insurance agents in Hilton Head Island help owners protect their homes against coastal storms and flooding. South Carolina law requires mobile home owners to have liability coverage if they finance the home. Agents can explain how wind and hail deductibles work in the Lowcountry region.
Frequently Asked Questions
What does mobile home insurance cover in South Carolina?
Standard policies cover the home structure personal property and liability. Flood and windstorm coverage are often separate in coastal areas like Hilton Head Island.
Do I need flood insurance for my mobile home in Hilton Head Island?
Flood insurance is not required by state law but mortgage lenders often require it. The island is in a high-risk flood zone so agents recommend adding flood coverage.
How can a mobile home insurance agent help me save money?
Agents can compare policies from multiple insurers and suggest discounts for safety features or bundling. They also know which companies specialize in older manufactured homes.
Mobile Home Insurance Agents in Other South Carolina Cities
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