The top-rated mobile home insurance agent in Bluffton, South Carolina is Carolina Heritage Insurance, rated 5.0 stars across 273 reviews. Other highly rated options include Christian Davis - State Farm Insurance Agent, Brightway Insurance, The BDIM Agency, John Mallett - State Farm Insurance Agent. This directory lists 20 mobile home insurance agents serving Bluffton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Carolina Heritage Insurance | 198 Okatie Village Dr #102 | (843) 689-3030 |
| 2 | Christian Davis - State Farm Insurance Agent | 1019 Fording Island Rd #103g | (843) 548-0880 |
| 3 | Brightway Insurance, The BDIM Agency | 102 Buckwalter Pkwy Suite 3Z | (843) 480-9933 |
| 4 | John Mallett - State Farm Insurance Agent | 15 Mallett Wy | (843) 815-4888 |
| 5 | Hilton Head Insurance & Brokerage | 14 Westbury Pk Wy Suite 200 | (843) 252-0840 |
| 6 | GSP Insurance Group | 8 Buckingham Plantation Dr | (843) 707-4473 |
| 7 | Abbi Keen - State Farm Insurance Agent | 152 State St Suite 102 | (843) 836-9900 |
| 8 | Kevin Sevier - State Farm Insurance Agent | 301 Buckwalter Place Blvd | (843) 837-2886 |
| 9 | Steve Helwig & Associates: Allstate Insurance | 75 Towne Dr Unit 102 | (843) 507-9888 |
| 10 | Palmetto Bluff Insurance Agency Inc | 110 Traders Cross | (843) 592-3705 |
Carolina Heritage Insurance serves the Bluffton, South Carolina, area as a mobile home insurance agent. The company assists local homeowners by obtaining coverage tailored to manufactured and mobile dwellings. Mobile homes require specialized policies that address unique risks and replacement considerations distinct from traditional houses. Agents help clients navigate these options to secure protection for both the structure and personal property. Specific services include providing liability coverage and assisting with claims for storm damage common in the Lowcountry.
Christian Davis - State Farm Insurance Agent provides mobile home insurance coverage for manufactured and modular homes in the Bluffton, SC area. Its service offerings include policies that protect against hazards like fire, wind, and liability. The agency assists clients in reviewing their coverage needs and can adjust deductibles or add endorsements to fit individual circumstances. Mobile homes, manufactured homes on owned land, and rental mobile home properties are among the types of properties it services.
Brightway Insurance, The BDIM Agency serves Bluffton and the surrounding South Carolina Lowcountry communities, handling comprehensive mobile home insurance policies for local residents. It addresses the specific coverage needs of manufactured and mobile homes, including protection against weather-related damage common to this coastal region. The agency works directly with clients to assess their individual property risks and insurance requirements. To handle a typical job, it reviews each mobile home's structure and location, evaluating potential hazards before recommending appropriate coverage limits and policy options from available carriers.
John Mallett - State Farm Insurance Agent serves homeowners and mobile home owners in Bluffton, SC, with personalized insurance policies designed to protect manufactured and mobile homes from local weather risks and liability claims. The agency helps customers secure coverage that meets lender requirements and provides financial security for their property and belongings. This agent also provides mobile home insurance services for residents of the surrounding Beaufort County area, including nearby communities such as Hilton Head Island.
Clients choose between one-time services like a policy review or annual plan adjustments and recurring services such as ongoing risk assessments or seasonal coverage updates. Hilton Head Insurance & Brokerage in Bluffton, SC, offers mobile home insurance agent work covering protection against wind, hail, and structural damage for manufactured and modular homes in the local area. This service operates strictly on an as-needed basis to address client requests when they arise.
Specializing in tailored coverage for manufactured and modular homes, GSP Insurance Group in Bluffton, SC, works with local mobile home owners to secure appropriate insurance policies. It also handles standard homeowners and renters protection plans for area residents seeking comprehensive risk management. The agency helps navigate the complexities of protecting structures in South Carolina’s coastal climate. During hurricane season, it can review wind and flood exclusions to ensure properties have adequate coverage against storm-related damage.
As summer storms and humidity take a toll on mobile homes in the Bluffton area, Abbi Keen - State Farm Insurance Agent offers tailored coverage to protect against wind, hail, and moisture damage. This agency specializes in mobile home insurance, helping local residents secure policies that address the unique risks of manufactured housing. They focus on matching each client with suitable liability and dwelling protection. A thorough initial on-site inspection of the property is typically scheduled to assess specific structural needs and finalize coverage details.
Kevin Sevier, operating as a State Farm Insurance Agent in Bluffton, SC, helps clients secure coverage for manufactured and modular homes against common regional risks. His agency also offers additional policies specifically designed for mobile home properties, such as protection for personal belongings and liability coverage. In addition to residential needs, the agency can provide commercial insurance solutions for local offices, warehouses, and food service operations.
Steve Helwig & Associates: Allstate Insurance provides residential mobile home insurance services to clients in Bluffton, South Carolina, along with offering commercial coverage options for local property needs and serving the surrounding area. The agency helps homeowners protect their structures and belongings through tailored policies. After policies are placed, they remain available for questions and routinely check in with customers to discuss any necessary adjustments or follow-up service between regular visits.
Palmetto Bluff Insurance Agency Inc is known for providing mobile home insurance coverage to residents of Bluffton, SC. The agents help clients protect their manufactured and mobile homes against common risks such as storm damage, fire, and liability. They work with various insurance carriers to find policies that meet local housing needs. Coverage options typically include protection for the structure, personal property, and additional living expenses. As a specialty service, the agency can also arrange flood insurance add-ons for properties in designated flood zones.
What Does a a Mobile Home Insurance Agent in Bluffton Cost?
Mobile home insurance in South Carolina typically costs between 500 and 1,200 dollars per year for a standard policy. Rates depend on the home age value location and coverage limits. Homes in Bluffton near the coast may have higher premiums due to hurricane risk. This is general information not insurance advice.
About mobile home insurance agents in Bluffton
Mobile home insurance agents in Bluffton South Carolina help owners protect their homes from wind storms and flooding common to the Lowcountry region. South Carolina law requires mobile home owners to have a minimum of liability coverage if the home is financed. Agents can explain how state regulations affect your policy and help you find the right coverage for your property.
Frequently Asked Questions
What does mobile home insurance cover in South Carolina?
Standard policies cover damage from fire wind and hail. Flood coverage is not included and requires a separate policy. South Carolina does not require mobile home insurance by law but lenders usually require it.
How do I choose a mobile home insurance agent in Bluffton?
Look for agents who specialize in manufactured homes and know local risks like hurricanes. Ask about their experience with South Carolina insurance laws and whether they offer policies from multiple carriers.
Are there special requirements for mobile homes in Bluffton?
Bluffton is in Beaufort County which has specific wind mitigation requirements. Agents can help you meet these rules to qualify for discounts. Older mobile homes may need an inspection before getting coverage.
Mobile Home Insurance Agents in Other South Carolina Cities
Aiken · Anderson · Charleston · Columbia · Conway · Easley · Florence · Fort Mill · Goose Creek · Greenville · Greer · Hilton Head Island · Lexington · Mt Pleasant · Myrtle Beach