The top-rated mobile home insurance agent in Providence, Rhode Island is Cross Insurance, rated 4.9 stars across 898 reviews. Other highly rated options include Podmaska Insurance Agency Inc, Wilson Insurance Agency, Insurance Leader. This directory lists 12 mobile home insurance agents serving Providence.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Cross Insurance | 291 Promenade St | (401) 431-9200 |
| 2 | Podmaska Insurance Agency Inc | 1309 Chalkstone Ave | (401) 272-5444 |
| 3 | Wilson Insurance Agency | 723 Atwells Ave | (401) 453-6659 |
| 4 | Insurance Leader | 1237 Elmwood Ave | (401) 781-1810 |
| 5 | World Insurance Associates LLC | 477 Elmwood Ave | (401) 572-3303 |
| 6 | Gilbane Insurance Agency Inc. | 515 Elmwood Ave | (401) 781-8680 |
| 7 | Farmington Insurance Agency | 24 Farmington Ave | (401) 944-2230 |
| 8 | AAA Northeast Insurance Corporate Office | 70 Royal Little Dr | (401) 535-9995 |
| 9 | Lefebvre Insurance Agency, Inc. | 839 N Main St | (401) 273-0022 |
| 10 | Taveras Insurance Group Inc. | 1165 Elmwood Ave | (401) 781-4481 |
Cross Insurance serves Providence, Rhode Island and the surrounding Providence County by offering dedicated mobile home insurance coverage for local residents. The agency helps property owners secure protection tailored to manufactured and modular homes, addressing common risks in the region. These policies typically cover the home structure, personal belongings, and liability for accidents on the property. Cross Insurance also assists with specialized endorsements for detached structures and replacement cost valuations. Its work focuses on providing guidance for seasonal and permanent mobile home dwellings in the Providence area.
Podmaska Insurance Agency Inc provides a full range of mobile home insurance services for property owners in Providence, RI. It assists clients in selecting appropriate coverage options tailored specifically for manufactured and modular homes. The agency offers ongoing policy review and adjustments to ensure the coverage remains suitable as property values or personal circumstances change. It services mobile homes within mobile home parks as well as single-family manufactured homes situated on private land in the surrounding area.
Wilson Insurance Agency serves Providence, Rhode Island, and the surrounding communities, specializing in mobile home insurance coverage. It handles policies designed to protect manufactured and mobile homes against common regional risks such as storms, theft, and liability concerns. To assess each property, the agent reviews the specific structure type, its location, and the coverage needs of the homeowner. The agency then tailors a policy that aligns with local building codes and lender requirements, using a straightforward consultation process to ensure adequate protection.
Unlike one-time mobile home providers who offer only emergency repairs, recurring coverage includes proactive inspections against Providence’s seasonal weather. Insurance Leader specializes in policies that protect against wind, hail, and freeze damage common to Rhode Island trailer parks. Their agents explain the difference between actual cash value and replacement cost endorsements tailored for manufactured homes. Service coordination runs strictly on an as-needed basis, triggered by policy renewal reminders or storm alerts issued by the local emergency management office.
World Insurance Associates LLC specializes in mobile home insurance, offering tailored policies that protect manufactured and mobile homes in Providence. The agency provides liability coverage, property damage protection, and content insurance, ensuring residents meet lender requirements while securing their investments. It works with diverse structures, from single-wide to double-wide models, and addresses typical local risks such as storm damage from seasonal weather. Its services also include guidance on flood and wind coverage, helping homeowners prepare for Rhode Island’s hurricane season and winter ice threats.
Autumn storms can stir concerns about wind and water damage to mobile homes across Providence, Rhode Island. Gilbane Insurance Agency Inc. provides mobile home insurance coverage to help local residents protect their properties from these seasonal threats. The agency helps customers evaluate policy options that address risks like roof leaks or falling branches common in the New England climate. To begin, an agent will schedule an inspection of the home’s foundation and utilities to assess specific coverage needs.
Farmington Insurance Agency provides residential mobile home insurance services in Providence, Rhode Island, helping homeowners secure tailored coverage for their manufactured housing. The company also offers commercial coverage for mobile home parks or related rental properties in the area. Their work focuses on explaining policy options suited to local needs and regulatory requirements. After an initial policy setup, they remain available to assist with adjustments or questions that arise between regular annual renewal visits or when property changes occur.
Homeowners, landlords, and property managers in Providence, Rhode Island turn to AAA Northeast Insurance Corporate Office for mobile home insurance coverage designed to safeguard manufactured and modular homes. The agency helps clients evaluate policies that protect dwelling structures, personal belongings, and liability exposures specific to mobile homes. Working with this local office allows customers to compare coverage options tailored to the unique risks of their region. The office supports residents across the greater Providence metro area, including consistent service to the neighboring community of Cranston.
Lefebvre Insurance Agency, Inc. is known for serving Providence, Rhode Island, homeowners by offering specialized mobile home insurance policies that address the unique risks of manufactured and mobile dwellings. Its service range includes essential property coverage tailored to local weather patterns and liability protection for both primary and seasonal residences. Clients can obtain policies that bundle standard protection with optional add-on services, such as coverage for personal property and detached structures.
Taveras Insurance Group Inc. works as a local mobile home insurance agent in Providence, RI. It structures policies to match the unique construction and risk profiles of manufactured housing. The agency can add specialty endorsements for attached decks, skirting, or seasonal shut-off protection that standard plans often exclude. Its service territory covers both singlewide and doublewide residences across the region. Commercial sectors it can serve include small offices, storage warehouses, and limited food service operations that require tailored mobile home coverage.
What Does a a Mobile Home Insurance Agent in Providence Cost?
Typical mobile home insurance in Rhode Island ranges from 400 to 1,200 dollars per year for a standard policy. Costs depend on the home age location and coverage limits. Homes in flood zones or near the coast may have higher premiums. This is general information and not insurance advice.
About mobile home insurance agents in Providence
Mobile home insurance agents in Providence Rhode Island help owners protect their homes from coastal storms and seasonal weather. Rhode Island requires mobile home owners to carry liability coverage if the home is in a park. These agents can explain local flood zone requirements and help you meet state minimum coverage rules.
Frequently Asked Questions
What does a mobile home insurance agent in Providence do?
A mobile home insurance agent in Providence helps you find a policy that covers your home structure personal property and liability. They know Rhode Island laws including the requirement for liability insurance if your mobile home is in a licensed park. They also advise on flood insurance which is often needed in coastal areas like Providence.
Is mobile home insurance required by law in Rhode Island?
Rhode Island does not require mobile home insurance by state law for privately owned land. However if your mobile home is in a mobile home park the park operator can require liability coverage. Lenders also typically require full coverage if you have a loan on the home.
How do I choose a mobile home insurance agent in Providence?
Look for an agent who has experience with manufactured homes and understands Rhode Island coastal risks. Ask if they work with multiple insurance companies to compare rates. Check that they are licensed in Rhode Island through the state Department of Business Regulation.