The top-rated mobile home insurance agent in Pawtucket, Rhode Island is Affordable Insurance, rated 4.5 stars across 816 reviews. Other highly rated options include Andrews Insurance Agency, Medicare Mavis, Jack Tavares: Allstate Insurance. This directory lists 15 mobile home insurance agents serving Pawtucket.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Affordable Insurance | 44 East St | (401) 725-2222 |
| 2 | Andrews Insurance Agency | 450 Armistice Blvd | (401) 722-4271 |
| 3 | Medicare Mavis | 333 School St Suite 213 B | (401) 864-4716 |
| 4 | Jack Tavares: Allstate Insurance | 720 Central Ave | (401) 728-8686 |
| 5 | Butler & Messier Insurance | 1401 Newport Ave | (401) 728-3200 |
| 6 | Smith Insurance Group | 664 Armistice Blvd | (401) 724-1660 |
| 7 | Garcia Insurance Agency | 459 Smithfield Ave Unit R | (401) 729-1336 |
| 8 | All-Star Insurance Agency | 50 Division St | (401) 213-1244 |
| 9 | General Insurance LLC | 249 Prospect St | (401) 655-2712 |
| 10 | T & R Svc LLC | 872 Newport Ave | (401) 475-4774 |
Affordable Insurance serves the Pawtucket, Rhode Island area as a mobile home insurance agency. It helps local homeowners protect their manufactured and mobile dwellings from regional weather risks like storms and snow. Coverage options typically include protection for the home structure, personal belongings, and liability on the property. The agency also assists clients with finding appropriate policies for older mobile homes and seasonal units. As a dedicated local office, therefore offering customized quotes and guidance on specific coverage needs such as wind and hail protection.
Andrews Insurance Agency in Pawtucket, RI provides a full range of mobile home insurance services, including quotes, policy comparisons, and claims support for manufactured and modular dwellings. It offers service-oriented assistance with policy maintenance and regular coverage reviews to help adjust to changing needs or local regulations. The agency commonly works with clients looking for specialized protection for mobile home properties, including single-family manufactured homes, retirement community units, and seasonal or vacation-oriented trailer residences in the surrounding area.
At Medicare Mavis in Pawtucket, RI, a single-time policy addresses immediate mobile home coverage needs, whereas a recurring plan provides ongoing protection against local weather events. They structure policies that safeguard both the structure and personal belongings within standard mobile home settings. Services are arranged strictly on an as-needed basis, ensuring clients only engage when specific insurance assistance or policy adjustments are required.
Serving Pawtucket and the surrounding communities in Rhode Island, Jack Tavares: Allstate Insurance handles mobile home insurance coverage for local homeowners. The agency works with clients to protect their manufactured and modular houses from common regional risks like storms and liability concerns. Policies typically include protection for the dwelling structure and personal belongings. An agent evaluates individual property needs and existing coverage gaps before recommending tailored solutions. For a typical job, the agency follows a straightforward consultative process to match each client with an appropriate Allstate policy.
Butler & Messier Insurance serves homeowners and mobile home owners in Pawtucket, Rhode Island, providing tailored insurance policies for manufactured and modular dwellings. The agency helps clients secure coverage that protects their property and personal belongings against common regional risks, including storm damage and liability. Its services focus on offering competitive policy options from established carriers. Butler & Messier Insurance also writes coverage for residents in neighboring communities throughout the greater Providence metropolitan area.
Smith Insurance Group in Pawtucket, Rhode Island, offers specialized services in mobile home insurance, including tailored policies that address the unique structural and liability needs of manufactured and modular homes. They also serve local homeowners by helping them navigate insurance requirements specific to the region’s climate and regulations. The agency guides clients through options for covering storm damage from nor’easters, a frequent seasonal concern that requires diligent protection for mobile homes.
In coastal Pawtucket, seasonal storms often prompt homeowners to review their mobile home coverage, and Garcia Insurance Agency responds with clear, practical guidance focused on matching policies to property specifics. The agency operates within Rhode Island’s regulatory framework, helping clients understand standard mobile home risks such as wind damage or liability concerns. Each consultation highlights differences between manufactured and traditional home insurance, tailored to local building codes and weather patterns. The process begins with a thorough inspection of the home’s condition and location to recommend an appropriate initial coverage assessment.
Based in Pawtucket, All-Star Insurance Agency works with homeowners to secure coverage tailored to their specific needs, focusing on the specialty requirements of manufactured and mobile homes. They help clients navigate policies that address unique risks not covered by standard homeowners insurance. Commonly needed add-ons include protection for personal property, liability coverage, and additional living expenses during repairs. Their services are available for commercial sectors such as offices, warehouses, and food service operations.
General Insurance LLC in Pawtucket, RI, provides residential mobile home insurance coverage, addressing risks specific to manufactured and modular homes. The agency also offers related commercial policies for park owners or rental properties in the region. Serving clients across the Pawtucket area, the company structures policies that comply with local building codes and lender requirements. Customers often reach out for routine policy reviews before the peak storm season, helping ensure continuous protection between regular visits.
T & R Svc LLC in Pawtucket, RI, is known for providing mobile home insurance policies to local residents, offering coverage that addresses the unique risks and needs of manufactured and mobile homes in the area. The company serves customers throughout Pawtucket and the surrounding Rhode Island communities, ensuring their properties are protected from common regional hazards. Among its services, the agency can add on specialized flood and storm damage endorsements for owners.
What Does a a Mobile Home Insurance Agent in Pawtucket Cost?
Typical mobile home insurance costs in Rhode Island range from 300 to 800 dollars per year for basic coverage, depending on the home value, location, and deductible. Older homes or those in flood-prone areas may cost more. This is general information and not insurance advice.
About mobile home insurance agents in Pawtucket
Mobile home insurance agents in Pawtucket, Rhode Island help owners of manufactured and mobile homes find proper coverage. Rhode Island law requires mobile homes to be titled and insured similarly to vehicles, and agents can explain how local building codes and weather risks affect your policy. Working with a local agent ensures you meet state requirements and get protection tailored to your home.
Frequently Asked Questions
Do I need mobile home insurance in Pawtucket Rhode Island?
Yes, Rhode Island law does not mandate mobile home insurance, but lenders and parks often require it. A local agent can help you get liability and property coverage to protect your investment and meet park rules.
How does Rhode Island treat mobile homes for insurance purposes?
In Rhode Island, mobile homes are often classified as personal property unless permanently affixed to land. This affects how insurance policies are written, and an agent can explain the difference between a mobile home policy and a standard homeowners policy.
What discounts are available for mobile home insurance in Rhode Island?
Common discounts include multi-policy bundling, protective devices like smoke alarms, and claims-free history. An agent in Pawtucket can review your situation to find applicable savings.