The top-rated mobile home insurance agent in Winston-Salem, North Carolina is Rick Babusiak - State Farm Insurance Agent, rated 4.9 stars across 486 reviews. Other highly rated options include Alliance Insurance Services, Highstreet Insurance, Formerly Peak Insurance Group, ALLCHOICE Insurance. This directory lists 17 mobile home insurance agents serving Winston-Salem.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Rick Babusiak - State Farm Insurance Agent | 3516 Vest Mill Rd | (336) 760-9994 |
| 2 | Alliance Insurance Services | 5205 University Pkwy | (336) 377-9003 |
| 3 | Highstreet Insurance, Formerly Peak Insurance Group | 108 Cambridge Plaza Dr | (336) 773-1322 |
| 4 | ALLCHOICE Insurance | 401 Olive St | (336) 765-1971 |
| 5 | Jackson Phipps Insurance Agency, LLC. | 500 Lynhaven Ct | (336) 816-7119 |
| 6 | Wilson Insurance Services, Inc. | 511 Shepherd St Suite 102 | (336) 794-2810 |
| 7 | Summit Insurance LLC | 420 Jonestown Rd | (336) 831-9925 |
| 8 | Cameron Insurance, an Epperson Insurance Group company | 300 7th St W | (336) 896-0706 |
| 9 | L&L Insurance Agency Winston Salem, NC | 2120 Old Lexington Rd | (336) 793-1505 |
| 10 | Matt Murphy - State Farm Insurance Agent | 4710 Country Club Rd (Country Club Rd @, Jonestown Rd | (336) 722-1718 |
Rick Babusiak - State Farm Insurance Agent serves the Winston-Salem, NC area with a focus on mobile home insurance solutions. The agency assists local homeowners in protecting their manufactured and mobile dwellings against common regional risks such as wind, hail, and liability. Tailored coverage options address the specific needs of this property type. The office handles providing protection for both the structure itself and personal belongings inside. Additionally, it offers specialized policies for unattached structures and loss-of-use expenses during repairs.
Alliance Insurance Services in Winston-Salem, NC provides comprehensive mobile home insurance coverage designed to protect manufactured and modular homes from common risks like fire, wind, and liability. Customers can rely on its service plans that include policy reviews and renewal management to ensure continuous protection. The agency regularly details coverage options and assists with claim filing procedures. It also offers policies for single-family homes, apartments, retail spaces, and restaurants within the local area.
Highstreet Insurance, formerly Peak Insurance Group, serves homeowners and mobile home owners seeking specialized coverage in Winston-Salem and the surrounding area. The agency assists clients in protecting their manufactured or mobile homes against common regional risks, offering tailored insurance solutions for this unique property class. Customers can expect guidance on policies that cover structures, personal belongings, and liability exposures. Coverage needs are assessed individually to ensure appropriate protection levels are met. The agency also extends its services to nearby communities like Kernersville within Forsyth County.
ALLCHOICE Insurance serves the Winston-Salem, North Carolina, area as a provider of mobile home insurance coverage. The company addresses the distinct insurance needs of mobile and manufactured home owners in this region. Residential policies from this agent protect against common property risks, including wind, hail, and fire damage. For local clients, ALLCHOICE offers tailored liability and contents protection for their mobile homes.
Serving Winston-Salem and the surrounding communities of Forsyth County, Jackson Phipps Insurance Agency, LLC. specializes in mobile home insurance coverage. It handles the unique needs of manufactured and mobile homes, including protection for the structure and personal belongings. The agency works to match clients with policies that address both standard risks and the specific liabilities common in this housing sector. When helping a client, the agency first reviews the home's location and condition, then identifies suitable coverage options before presenting a tailored plan that meets their requirements.
Mobile home owners in Winston-Salem, NC, choose between one-time policy adjustments and recurring coverage reviews for their property protection. Wilson Insurance Services, Inc. structures its mobile home insurance services to address unique risks like wind damage and seasonal occupancy. The agency focuses on tailoring policies that meet local regulatory requirements. Policies range from basic structural protection to comprehensive packages. Customer service operates on both a scheduled and an as-needed basis for policy changes or claims assistance.
Summit Insurance LLC provides mobile home insurance policies tailored to manufactured and modular homes in Winston-Salem, NC. It guides clients through the process of securing coverage that protects against common property damages specific to this area. The company helps homeowners understand required levels of protection, such as liability and structure replacement. It works to ensure policies meet financing needs and community park rules. For instance, Summit Insurance LLC assists with adjusting coverage after seasonal storms or before winter freezes affect local mobile home parks.
As autumn storms and spring showers bring potential hail and wind damage to the Winston-Salem area, securing proper coverage for a manufactured or mobile home becomes essential. Cameron Insurance, an Epperson Insurance Group company, assists local homeowners by evaluating the unique exposures of these structures compared to traditional houses. Their process typically begins with gathering information about the home’s age, condition, and location to identify specific risks. A preliminary assessment helps clarify the documentation and inspection required before a policy can be issued.
L&L Insurance Agency Winston Salem provides mobile home insurance for properties in and around Winston-Salem. The agency structures policies that address the unique risks of manufactured housing. Coverage options typically include protection for the dwelling structure, personal belongings inside the home, and liability for accidents on the property. Additional specialty coverage often extends to attached structures like porches or sheds. The company works with commercial sectors that require insurance, including offices, warehouses, and food service operations.
What Does a a Mobile Home Insurance Agent in Winston-Salem Cost?
The typical cost for mobile home insurance in North Carolina ranges from 400 to 1,200 dollars per year, depending on the home age, location, coverage limits, and deductible. In Winston-Salem, factors like proximity to flood zones and wind exposure can affect premiums. This is general information and not insurance advice.
About mobile home insurance agents in Winston-Salem
Mobile home insurance agents in Winston-Salem help owners of manufactured and mobile homes find appropriate coverage. North Carolina law requires insurance companies to offer specific protections for mobile homes, including wind and hail coverage in designated areas. Agents can explain policy options that meet state requirements and fit your budget.
Frequently Asked Questions
What does mobile home insurance cover in Winston-Salem?
Standard policies cover the home structure, personal property, and liability. In North Carolina, wind and hail coverage is often required for mobile homes in coastal or high-risk areas. Agents can help you add flood or earthquake coverage if needed.
Is mobile home insurance required by law in North Carolina?
North Carolina does not require mobile home insurance by state law. However, if you have a loan on the home, your lender will require coverage. Agents can help you meet lender requirements and protect your investment.
How do I choose a mobile home insurance agent in Winston-Salem?
Look for an agent experienced with manufactured homes and familiar with North Carolina regulations. Ask about policy options for wind, hail, and replacement cost coverage. Compare quotes from multiple agents to find suitable coverage.
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