The top-rated mobile home insurance agent in Gastonia, North Carolina is Brad Riley - State Farm Insurance Agency - Gastonia, rated 4.9 stars across 749 reviews. Other highly rated options include Pegram and Noyes Insurance, Beard Insurance Group, Elite Insurance. This directory lists 20 mobile home insurance agents serving Gastonia.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Brad Riley - State Farm Insurance Agency - Gastonia | 1302 E Garrison Blvd | (704) 864-0324 |
| 2 | Pegram and Noyes Insurance | 4312 Wilkinson Blvd | (704) 823-9495 |
| 3 | Beard Insurance Group | 1312 W Franklin Blvd | (704) 861-5999 |
| 4 | Elite Insurance | 413 S York St | (704) 867-0731 |
| 5 | Anthony Gallant - State Farm Insurance Agent | 1004 Union Rd | (704) 853-8001 |
| 6 | Stephen Mitchell - State Farm Insurance Agent | 318 S South St STE A | (704) 867-1776 |
| 7 | Watson Insurance Agency | 245 E Second Ave | (704) 865-8584 |
| 8 | Pinnacle Insurance Partners LLC | 3302 S New Hope Rd Ste 300A | (704) 970-1804 |
| 9 | Ewing Insurance Agency Inc | 1548 Union Rd | (704) 861-0100 |
| 10 | A-1 Insurance Coverage | 1108 Union Rd D | (704) 866-7550 |
Brad Riley - State Farm Insurance Agency serves the Gastonia, North Carolina area and provides mobile home insurance solutions. It helps local residents protect their manufactured and mobile homes from common regional risks like storm damage and liability. Policies typically cover the dwelling structure, personal belongings, and additional living expenses if a home becomes uninhabitable. The agency assists clients in tailoring coverage to fit specific needs and budgets for their manufactured homes. It handles specialty mobile home insurance and can also arrange for associated property protection.
Pegram and Noyes Insurance provides a range of mobile home coverage options designed to protect manufactured and modular dwellings in the Gastonia area. Its service plans typically include assistance with policy adjustments, claims guidance, and periodic coverage reviews to ensure adequate protection as needs change. Standard policies often cover the structure, personal belongings, and liability exposures common to these residences. The agency services single-family mobile homes, double-wide units, and manufactured home communities throughout the region.
Beard Insurance Group serves the Gastonia, North Carolina area and surrounding communities, handling mobile home insurance coverage for local property owners. The agency works to address the specific needs of manufactured and mobile homes, which require distinct policy structures compared to standard houses. Its general approach begins with reviewing the property's details, such as age and location, before matching clients with an appropriate plan that provides necessary financial protection. It then completes the paperwork to secure the coverage through a suitable underwriting partner.
Elite Insurance in Gastonia, NC distinguishes between one-time policies for seasonal or vacated properties and recurring plans that renew annually, both tailored to protect mobile homes from common regional risks like storms and liability. Coverage typically includes the dwelling, personal belongings, and additional living expenses if a home becomes uninhabitable. The agent advises on appropriate deductibles and policy limits for local regulations. Service runs on both a one-time basis for single transactions and as a scheduled arrangement for ongoing clients who require updated coverage each year.
Anthony Gallant - State Farm Insurance Agent serves homeowners, businesses, and property managers in Gastonia, North Carolina, by providing mobile home insurance policies. This agency helps protect manufactured and mobile homes from common regional risks such as storms and vandalism. Coverage options can be tailored to fit different property needs, ensuring clients have financial protection for their structures and belongings. The company also extends its services to neighboring communities throughout Gaston County, including the Dallas and Belmont areas.
Stephen Mitchell, a State Farm Insurance Agent located in Gastonia, NC, offers specialized coverage for mobile and manufactured homes, addressing the unique risks and construction differences of these structures. The agency also provides broader personal insurance options, including auto and life policies, tailored to local residents. As seasonal storms and wind events affect the region, Stephen Mitchell helps customers review their policies to ensure adequate protection against potential damage from hurricanes or severe weather throughout the year.
When gusty spring storms roll through Gastonia, mobile home owners often face unexpected damage to roofs or skirting. Watson Insurance Agency helps safeguard these valuable structures by providing tailored coverage options that address local weather risks. They assist clients in understanding policy details for both single-wide and double-wide units. After discussing your specific mobile home situation and needs, an agent will schedule a thorough property inspection to assess current condition and determine the appropriate coverage.
Pinnacle Insurance Partners LLC assists clients in Gastonia, NC, with securing coverage for mobile homes, addressing both standard policies and specialized add-ons such as protection against wind, hail, or liability claims. Their services are geared toward residents seeking tailored options for manufactured housing within the region. The company can serve commercial sectors including offices, warehouses, and food service operations.
Ewing Insurance Agency Inc in Gastonia, NC, provides mobile home insurance solutions tailored to local owners. Coverage typically includes protection against wind, hail, fire, and theft, as well as liability for property risks common in the region. The agency works to match each policy with a client's budget and structural needs. Policies may also cover additional structures on the lot. A specialty service the agency can add is extended replacement cost coverage for personal belongings.
A-1 Insurance Coverage in Gastonia, NC helps residential customers secure mobile home policies tailored to their dwellings. The agency also provides commercial coverage for mobile home parks and seasonal rental properties throughout the Gastonia area. Every policy is reviewed to address local weather risks and specific financing requirements common to these homes. Between regular visits, clients can contact the office for policy adjustments or to schedule follow-up discussions about changing coverage needs as their property or tenancy evolves.
What Does a a Mobile Home Insurance Agent in Gastonia Cost?
The average cost for mobile home insurance in North Carolina ranges from 400 to 900 dollars per year for a standard policy. Factors like home age location and coverage limits affect the price. Flood insurance through the NFIP costs about 700 dollars per year on average. This is general information and not insurance advice.
About mobile home insurance agents in Gastonia
Mobile home insurance agents in Gastonia North Carolina help you protect your manufactured home. North Carolina law requires mobile homes to meet specific safety standards for insurance eligibility. Local agents understand the risks from storms and flooding common in the Gaston County area.
Frequently Asked Questions
What does mobile home insurance cover in Gastonia North Carolina?
A standard policy covers damage from fire wind hail and theft. Flood damage is not included and requires a separate policy. North Carolina law does not require mobile home insurance but lenders usually do.
How do I find a mobile home insurance agent in Gastonia?
You can search online for local agents or ask neighbors for referrals. Make sure the agent is licensed in North Carolina by checking the North Carolina Department of Insurance website. Compare quotes from at least three agents.
Are there special requirements for older mobile homes in North Carolina?
Yes many insurers require mobile homes built before 1976 to meet HUD standards or have a new roof. North Carolina law allows insurers to deny coverage for homes in poor condition. An agent can help you find options for older homes.
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