The top-rated mobile home insurance agent in Wilmington, North Carolina is Able Insurance, rated 4.8 stars across 2,674 reviews. Other highly rated options include Sizemore Insurance - Wilmington, Jonathan Calhoun - State Farm Insurance Agent, Atlantic Coast Insurance Agency. This directory lists 22 mobile home insurance agents serving Wilmington.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Able Insurance | 4008 Oleander Dr | (910) 452-4333 |
| 2 | Sizemore Insurance - Wilmington | 4815 Oleander Dr Ste 100 | (910) 791-1011 |
| 3 | Jonathan Calhoun - State Farm Insurance Agent | 507 Shipyard Blvd | (910) 632-2397 |
| 4 | Atlantic Coast Insurance Agency | 29 S Kerr Ave | (910) 343-0030 |
| 5 | Acrisure Wilmington, NC (Don Bullard) | 110 Dungannon Blvd #150 | (910) 791-5400 |
| 6 | Superior Insurance | 2390 Carolina Beach Rd #101 | (910) 399-6628 |
| 7 | Wells Insurance | 1 N 3rd St | (910) 762-8551 |
| 8 | April Jones Insurance | 1213 Culbreth Dr Suite 455 | (910) 660-0215 |
| 9 | Rob Cutting - State Farm Insurance Agent | 432 Eastwood Rd #100 | (910) 798-2460 |
| 10 | ALLCHOICE Insurance | 2018 Eastwood Rd | (910) 500-6116 |
Able Insurance serves the greater Wilmington, North Carolina area, providing tailored coverage solutions for owners of mobile and manufactured homes. The agency understands the specific insurance needs of this housing type, including protection against local weather risks and structural vulnerabilities. Policies can be structured to safeguard both the dwelling and personal belongings within. They also offer liability coverage for accidents that may occur on the property. Among its specialized services, Able Insurance handles wind and hail damage protection and total loss replacement coverage for area residents.
Sizemore Insurance in Wilmington provides a full range of mobile home insurance policies, including coverage for structure damage and liability protection. Service and maintenance plans help clients keep their policies active by guiding them on regular upkeep requirements and policy renewals. The agency serves local mobile homeowners, ensuring their specific housing needs are addressed with appropriate insurance solutions. It services single-family mobile homes, double-wide units, and park model properties.
Jonathan Calhoun - State Farm Insurance Agent serves Wilmington, North Carolina, and the surrounding communities. This agency handles mobile home insurance policies for mobile and manufactured homes in the area. It works with clients to assess their specific coverage needs, including protection for the structure, personal property, and liability. The typical job is approached by reviewing individual requirements, identifying suitable policy options, and explaining coverage details clearly to help clients make informed decisions about their insurance.
Atlantic Coast Insurance Agency serves mobile homeowners in Wilmington, North Carolina, helping them secure coverage tailored to manufactured and modular dwellings. It also assists property managers and individual homeowners seeking specialized protection for their mobile homes. The agency navigates local regulatory requirements and risk factors common to the region, focusing on policies that address storm exposure and structural considerations. With a localized approach, it additionally provides insurance solutions for mobile homeowners in nearby communities such as Leland.
For mobile home insurance through Acrisure Wilmington, NC (Don Bullard), clients choose between a one-time policy for a fixed term or recurring coverage that renews automatically. This local mobile home insurance agent crafts plans that protect against common risks like wind, fire, and liability typical for manufactured homes in the coastal region. The service operates strictly on a scheduled renewal process, with the option for as-needed policy adjustments between cycles.
Specializing in mobile home insurance policies tailored to manufactured and modular dwellings, Superior Insurance serves homeowners throughout the Wilmington, NC area. Its general service work involves comparing coverage options from multiple carriers to help secure protection for both single-wide and double-wide structures. The agency addresses typical needs like dwelling replacement cost, personal property coverage, and liability protection. For seasonal concerns, it assists clients with policy adjustments after hurricane season evaluations to account for storm damage risks and increased wind exposure in this coastal region.
As hurricane season approaches in coastal Wilmington, NC, residents turn to Wells Insurance for specialized mobile home coverage tailored to local weather risks. The agency helps property owners navigate unique insurance requirements for manufactured and modular homes, ensuring adequate protection against wind, flood, and storm damage common to the region. Policies typically cover dwelling structure, personal belongings, and liability. An initial inspection of the mobile home is scheduled at the time of application to assess condition and foundation security before binding coverage.
April Jones Insurance provides mobile home insurance policies tailored for residents and property owners throughout the coastal region of Wilmington, North Carolina. The agency works to secure coverage that addresses the unique weather-related risks characteristic of this area. Specialty additions can include protection against wind and hail damage, as well as personal liability endorsements. This Wilmington firm serves a mix of commercial sectors, offering coverage solutions for mobile home offices, warehouses, and food service establishments.
Rob Cutting - State Farm Insurance Agent in Wilmington, NC provides residential mobile home insurance coverage tailored to the needs of local homeowners. Commercial coverage for mobile home parks or rental properties is also available, serving clients throughout the Wilmington area and nearby communities. Each policy is designed to protect against common regional risks while meeting individual budget requirements. The agency strives for prompt follow-up on any claim or policy question, ensuring dependable service between regular visits for continued peace of mind.
ALLCHOICE Insurance is known for helping mobile home owners in Wilmington, NC, secure coverage for manufactured and modular homes. The agency works with a range of policies that protect against storm damage, fire, and liability common to coastal North Carolina. Services typically include dwelling replacement cost, personal property protection, and loss-of-use coverage for temporary housing. For added security, ALLCHOICE partners with lenders to provide gap coverage that pays the remaining loan balance if a total loss occurs.
What Does a a Mobile Home Insurance Agent in Wilmington Cost?
Typical mobile home insurance costs in North Carolina range from 400 to 1200 dollars per year for a standard policy. In Wilmington coastal risks like hurricanes and flooding can push premiums higher. Older mobile homes or those in high risk zones may cost more. This is general information and not insurance advice.
About mobile home insurance agents in Wilmington
Mobile home insurance agents in Wilmington North Carolina help owners protect their property against coastal storms and flooding. North Carolina requires mobile home owners to have liability coverage if the home is financed. Local agents understand the unique risks of the Cape Fear region including hurricane exposure and wind damage.
Frequently Asked Questions
What does a mobile home insurance agent in Wilmington do?
A mobile home insurance agent helps you find a policy that covers your home structure personal property and liability. They can explain North Carolina specific requirements like windstorm deductibles and flood insurance options. Agents also assist with claims and policy changes.
Is flood insurance required for mobile homes in Wilmington?
Flood insurance is not required by North Carolina state law but lenders often require it for mobile homes in flood zones. Wilmington is in a coastal area with high flood risk. Many agents recommend a separate flood policy through the National Flood Insurance Program.
How do North Carolina laws affect mobile home insurance costs?
North Carolina law requires insurers to offer windstorm coverage but deductibles can be high in coastal areas. The state also limits how much insurers can raise rates without approval. These rules can affect your premium especially for older mobile homes.
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