The top-rated mobile home insurance agent in Wappingers Falls, New York is John Seymour - State Farm Insurance Agent, rated 5.0 stars across 563 reviews. Other highly rated options include Kaplan Insurance Agency, Bill Favaro - State Farm Insurance Agent, Farmers Insurance - Richard Haug. This directory lists 10 mobile home insurance agents serving Wappingers Falls.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | John Seymour - State Farm Insurance Agent | 1127 US-9 Ste B | (845) 298-7000 |
| 2 | Kaplan Insurance Agency | 12 Barrister's Row | (845) 297-3266 |
| 3 | Bill Favaro - State Farm Insurance Agent | 29 Marshall Rd Suite 3C & 3E | (845) 223-9911 |
| 4 | Farmers Insurance - Richard Haug | 638 Sergeant Palmateer Way Unit 2 | (845) 297-0210 |
| 5 | Farmers Insurance - Frank Daniberg | 946 NY-376 Ste 6a | (845) 218-8208 |
| 6 | Todd Snead: Allstate Insurance | 1136 US-9 Ste L4 | (845) 298-3600 |
| 7 | Matt Lotspeich: Allstate Insurance | 985 NY-376 Unit 8 | (845) 632-3900 |
| 8 | Jim LaChance - State Farm Insurance Agent | 1817 South Rd Ste D | (845) 297-6040 |
| 9 | Katz & Unterreiner Insurance | 29 Marshall Rd | (845) 297-0111 |
| 10 | Michael Corrado Agency: Christine Tresaloni | 2350 NY-9D Floor 2 | (845) 765-8200 |
John Seymour - State Farm Insurance Agent serves the Wappingers Falls metro area and surrounding Dutchess County. The company assists clients in selecting appropriate mobile home insurance policies. This coverage protects the structure of the manufactured home and personal belongings inside it. Agents at this agency provide guidance on understanding policy deductibles and coverage limits. They also help with optional endorsements for attached structures or temporary living expenses following a covered loss. Common services handled in this area include quoting liability protection and processing claims for wind or hail damage.
Kaplan Insurance Agency provides comprehensive mobile home insurance services in Wappingers Falls, NY, including policy selection, risk assessment, and claims assistance. The agency helps clients understand coverage options and regularly reviews plans to ensure they meet changing needs. Service support is available for policy modifications and renewal consultations. It services single-family mobile homes, manufactured housing communities, seasonal vacation properties, and rental mobile homes.
Bill Favaro - State Farm Insurance Agent serves homeowners, landlords, and property investors in Wappingers Falls, NY, who need coverage for manufactured or mobile homes. The agency provides tailored policies that protect against common risks such as storm damage, fire, and liability claims. This local office helps customers navigate coverage options to match their dwelling, personal property, and living expense needs. The agency also supports clients in neighboring communities like Fishkill and the broader Dutchess County area.
A mobile home insurance agent may guide a client through a one-time policy purchase or establish an ongoing relationship for annual renewals. Coverage typically includes protection for the structure, personal belongings, and liability for the property in Wappingers Falls, NY. Farmers Insurance - Richard Haug handles these policies for local homeowners. The agent’s service runs on an as-needed basis, meaning clients request assistance when required for a new quote, a claim, or a policy review rather than following a fixed schedule.
Serving Wappingers Falls and the surrounding Hudson Valley communities, Farmers Insurance - Frank Daniberg handles mobile home insurance for area property owners. The agency provides coverage options tailored for manufactured and mobile homes, helping clients protect their structures from local weather risks. Policies are structured to address specific needs unique to this region. To handle a typical job, the agency first reviews the client’s existing coverage and property details before explaining available policy limits and deductible choices.
Todd Snead: Allstate Insurance in Wappingers Falls, NY, specializes in mobile home insurance policies tailored for manufactured and modular homes. It also provides comprehensive coverage options for homeowners and vehicles within the region. The agency helps residents navigate the unique risks of their area, including hailstorms, heavy snowfall, and seasonal flooding threats. These concerns require coverage for potential structural damage and water intrusion specific to mobile properties. This assistance is particularly valuable before the winter months, when ice dams and freeze-related burst pipes become common risks for such homes.
As the seasons change, residents of Wappingers Falls need dependable mobile home insurance to protect their homes from unpredictable weather. Matt Lotspeich, with Allstate Insurance, offers policies that cover structures and belongings, addressing specific liability concerns for manufactured housing. They help customers review policy limits for storm damage and theft. New clients begin by scheduling a professional inspection to assess coverage requirements.
Jim LaChance, operating as a State Farm Insurance Agent in Wappingers Falls, NY, works with clients to secure coverage for their mobile and manufactured homes. The agency specializes in adding on protection for personal belongings, liability, and additional structures on the property. This focus ensures customers can address the unique insurance needs of a prefabricated residence rather than a standard house. The company also serves the insurance requirements for local commercial sectors, including offices, warehouses, and food service businesses.
Katz & Unterreiner Insurance serves Wappingers Falls, New York, providing residential mobile home coverage that protects structures and personal property against common regional risks. Commercial insurance for mobile home parks or similar properties is available through this agency. Their service area includes the local community and surrounding areas in the Hudson Valley. Clients who obtain coverage from this agent can expect responsive follow-up at policy renewal times and assistance with claims or coverage adjustments between regular service visits.
Michael Corrado Agency: Christine Tresaloni is known for providing mobile home insurance policies tailored to manufactured and modular homes in Wappingers Falls, NY. Its service range covers protecting structures, personal property, and liability in the Hudson Valley region. The company advises clients on navigating specific coverage needs for mobile homes. A specialty service it can add on is extended replacement cost coverage for mobile home frames and attached additions.
What Does a a Mobile Home Insurance Agent in Wappingers Falls Cost?
The cost of mobile home insurance in New York varies based on the home value, location, and coverage limits. Typical annual premiums range from 300 to 800 dollars for a standard policy in Wappingers Falls. Factors like the home age, construction materials, and proximity to fire stations affect the price. This is general information and not insurance advice.
About mobile home insurance agents in Wappingers Falls
Mobile home insurance agents in Wappingers Falls New York help owners of manufactured and mobile homes find coverage that meets state requirements. New York law requires all mobile home owners to have liability insurance if the home is financed or located in a park. Agents in the area can explain options for dwelling protection, personal property coverage, and liability limits specific to local risks like winter storms.
Frequently Asked Questions
What does mobile home insurance cover in Wappingers Falls New York?
Mobile home insurance in New York typically covers the dwelling structure, personal belongings, and liability for injuries on the property. Policies may also include additional living expenses if the home becomes uninhabitable due to a covered loss. Flood and earthquake coverage are usually separate add-ons.
Is mobile home insurance required by law in New York?
New York state law does not require mobile home insurance by statute, but lenders and mobile home parks often require it. If you have a loan on the home, the lender will mandate comprehensive and collision coverage. Park owners may also require liability insurance as a condition of tenancy.
How do I choose a mobile home insurance agent in Wappingers Falls?
Look for an agent who is licensed in New York and has experience with manufactured homes. Ask about their knowledge of local risks such as wind and snow damage in the Hudson Valley. Compare quotes from multiple agents to find coverage that fits your budget and needs.
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