The top-rated mobile home insurance agent in Albany, New York is Rob Field - State Farm Insurance Agent, rated 5.0 stars across 573 reviews. Other highly rated options include Nicolas Morales - State Farm Insurance Agent, Capital Gate Insurance Group, MetzWood Insurance. This directory lists 18 mobile home insurance agents serving Albany.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Rob Field - State Farm Insurance Agent | 431 New Scotland Ave | (518) 389-2886 |
| 2 | Nicolas Morales - State Farm Insurance Agent | 142 Central Ave | (518) 427-2886 |
| 3 | Capital Gate Insurance Group | 1843 Central Ave | (518) 389-2610 |
| 4 | MetzWood Insurance | 300 Great Oaks Blvd Suite 300 | (518) 392-5161 |
| 5 | Brick House Insurance Agency | 150 State St Fourth Floor | (518) 412-4244 |
| 6 | Ten Eyck Group | 1924 Western Ave | (518) 464-0059 |
| 7 | AAA Hudson Valley | 618 Delaware Ave | (518) 426-1000 |
| 8 | Toedt Insurance Agency LLC | 17 Wendell Dr | (518) 438-8154 |
| 9 | John Capobianco - State Farm Insurance Agent | 1745 Central Ave | (518) 869-6888 |
| 10 | Twin Bridges Insurance Agency, Inc. | 1881 Western Ave #210 | (518) 608-5797 |
Rob Field - State Farm Insurance Agent serves the Albany, NY area and surrounding communities, specializing in mobile home insurance policies. The agency helps local residents secure coverage for manufactured and modular homes, addressing unique risks associated with such structures. As a local provider, it works with clients to understand specific policy needs and available plan options for their properties. Customers can inquire about liability protection and dwelling coverage tailored to mobile homes.
Nicolas Morales - State Farm Insurance Agent in Albany, NY, provides mobile home insurance services tailored to protect manufactured and modular housing. Coverage options typically include dwelling protection, personal property, and liability for various policy needs. The agent maintains straightforward service and insurance plans to help safeguard owners from common risks such as fire, storm damage, or theft. Property inspections and policy reviews are offered to ensure ongoing coverage matches changing conditions. This agent serves clients who own single-family homes, apartments, retail properties, and local restaurants.
Capital Gate Insurance Group serves Albany, New York, and its surrounding communities, handling mobile home insurance policies for clients in this area. The agency covers various coverage options, including property damage and liability protection. It also assists local homeowners with understanding policy exclusions and endorsements specific to manufactured housing. To handle a typical job, it reviews the client’s current coverage, assesses risks tied to regional weather exposures, and recommends adjustments to match individual needs.
Homeowners who need mobile home insurance often either pay a single annual premium or arrange monthly installments for continuous protection. MetzWood Insurance in Albany, NY assists local clients in selecting coverage suited for manufactured and mobile homes. Typical policies address dwelling damage, personal property loss, and liability risks specific to this housing type. Assistance is provided on an as-needed basis, allowing customers to inquire about policies or file service requests whenever required without a scheduled appointment.
Brick House Insurance Agency specializes in providing mobile home insurance policies in Albany, NY. It assists homeowners in securing coverage tailored to the unique risks of manufactured and modular housing. The agency also guides clients through standard property insurance options for their primary residences. A common seasonal concern it addresses is wind and hail damage from severe upstate New York thunderstorms, helping mobile homeowners prepare before storm season arrives.
With winter storms and freeze events common in the Albany area, protecting a mobile home’s roof and plumbing system becomes a critical concern for local owners. Ten Eyck Group serves this need by offering specialized insurance policies tailored to these unique structures and local weather risks. Their approach begins with a careful review of coverage options for depreciation and liability, followed by scheduling a physical inspection to assess your home’s current condition and immediate protection gaps.
AAA Hudson Valley serves homeowners and property owners in Albany, New York, who require mobile home insurance coverage. The agency helps clients protect their manufactured homes and personal property from common regional risks such as storms and liability concerns. Policies can be tailored to fit individual housing situations and budgets, ensuring essential financial safeguards. The company also extends its insurance services to mobile home owners in the greater metropolitan area, including the neighboring city of Troy.
Toedt Insurance Agency LLC works with property owners to help secure appropriate mobile home coverage tailored to the unique risks of manufactured and modular housing in the Albany, NY area. Specialized add-ons commonly arranged include protection against wind and hail damage as well as liability for attached decks or carports. The agency can serve the insurance needs of local commercial sectors such as offices, warehouses, and food service operations.
John Capobianco, a State Farm Insurance Agent in Albany, NY, provides residential mobile home insurance policies that protect manufactured and modular homes in the surrounding region. He also offers commercial coverage options for mobile home parks and related rental properties throughout the greater Albany area. Serving local clients with tailored protection, his agency helps homeowners secure policies that meet specific coverage needs for mobile dwellings. Between regular policy review visits, agents follow up to address any claims or coverage adjustments required for ongoing client satisfaction.
Twin Bridges Insurance Agency, Inc., known for its mobile home insurance expertise in Albany, NY, serves clients seeking specialized coverage for manufactured and modular dwellings. The agency assists policyholders in navigating the unique risks of mobile home ownership, including weather-related damage. It tailors policies to meet individual needs, factoring in the value and location of the home within the region. Additional specialty services include securing coverage for detached structures, such as sheds or carports, often found on mobile home properties.
What Does a a Mobile Home Insurance Agent in Albany Cost?
The average cost for mobile home insurance in New York ranges from 300 to 800 dollars per year, depending on the home value, location, and coverage limits. Albany area policies may cost slightly more due to winter weather risks and local building costs. This is general information and not insurance advice.
About mobile home insurance agents in Albany
Mobile home insurance agents in Albany New York help owners of manufactured and modular homes find the right coverage. New York state law requires mobile home owners to carry liability insurance if the home is financed, and agents can explain specific policy options that meet local building codes and weather risks. These professionals also assist with bundling policies for additional savings on your Albany property.
Frequently Asked Questions
What does mobile home insurance cover in Albany New York?
A standard mobile home policy in New York typically covers damage from fire, wind, hail, and theft. It also includes liability protection if someone is injured on your property. Flood and earthquake coverage are usually separate add-ons.
Is mobile home insurance required by law in New York?
New York state does not legally require mobile home insurance, but most lenders will require it if you have a loan. Even without a loan, an agent can explain why coverage is recommended to protect your investment.
How do I choose a mobile home insurance agent in Albany?
Look for an agent who is licensed in New York and has experience with manufactured homes. Ask about their knowledge of local weather risks like lake effect snow and hail. Compare quotes from multiple agents to find a policy that fits your needs.
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