The top-rated mobile home insurance agent in Saratoga Springs, New York is Kyle Magne - State Farm Insurance Agent, rated 5.0 stars across 372 reviews. Other highly rated options include Bob Fitch - State Farm Insurance Agent, Dione Ramsdill - State Farm Insurance Agent, Jenks Family Insurance Agency, LLC. This directory lists 19 mobile home insurance agents serving Saratoga Springs.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kyle Magne - State Farm Insurance Agent | 120 West Ave Apartment 102 | (518) 633-1010 |
| 2 | Bob Fitch - State Farm Insurance Agent | 440 Maple Ave | (518) 409-8685 |
| 3 | Dione Ramsdill - State Farm Insurance Agent | 4286 NY-50 | (518) 581-7010 |
| 4 | Jenks Family Insurance Agency, LLC | 11 Ballston Ave | (518) 581-1111 |
| 5 | Lubica Mills - State Farm Insurance Agent | 8 Circular St Suite 3 | (518) 587-6483 |
| 6 | Todd Harvey Farmers Insurance | 2 Smith Bridge Rd | (518) 693-6893 |
| 7 | Armor Group Insurance Agency | 340 Broadway Ste 301 | (518) 952-4296 |
| 8 | Steve Cook - State Farm Insurance Agent | 6 Franklin Square Ste E | (518) 581-8240 |
| 9 | AAA Saratoga | 26 West Ave | (518) 587-8529 |
| 10 | Robert J. Hoy Agency, Inc. | 538 Maple Ave Suite C | (518) 583-2025 |
Kyle Magne - State Farm Insurance Agent serves Saratoga Springs, NY and the surrounding Saratoga County area with mobile home insurance policies designed to protect manufactured and modular homes. The agency helps residents secure coverage for their dwelling structure and personal belongings. They also assist with liability protection for accidents that may occur on a policyholder’s property and provide guidance on optional endorsements for additional living expenses if a home becomes uninhabitable.
Bob Fitch - State Farm Insurance Agent in Saratoga Springs, NY provides mobile home insurance policies designed to protect manufactured and modular dwellings. Standard coverage includes protection against common perils like fire, wind, and theft, with optional endorsements available for personal property and liability. The agency offers routine policy reviews to ensure coverage aligns with changing local regulations and property values. Bob Fitch serves homeowners of single-wide and double-wide mobile homes, as well as manufactured homes situated in parks or on private land, including seasonal and year-round residences.
Dione Ramsdill - State Farm Insurance Agent serves homeowners, renters, and property managers in the Saratoga Springs area. It provides mobile home insurance policies that cover structures, personal belongings, and liability protection tailored to manufactured and modular homes. The agency assists clients with selecting deductible options and bundling coverage for potential savings. It also services the surrounding communities, including Wilton and the greater Saratoga County metro region.
Jenks Family Insurance Agency, LLC serves the Saratoga Springs area and surrounding communities in New York, handling mobile home insurance coverage for local residents. The agency works to protect manufactured and mobile homes against risks common to the region, including weather-related damage and liability concerns. It offers personalized policies tailored to individual property values and needs. For a typical job, the agency begins by reviewing the homeowner’s specific situation and then compares available options to find a suitable plan.
Mobile home owners in Saratoga Springs, NY can choose between a one-time policy purchase or recurring service options for ongoing coverage adjustments. Lubica Mills - State Farm Insurance Agent helps evaluate structural and liability risks unique to manufactured homes. Coverage details and premium structures are explained clearly so clients understand their policy limits. Service runs on an as-needed basis, with policyholders scheduling consultations when their coverage needs change or a new mobile home is acquired.
Todd Harvey Farmers Insurance provides specialized mobile home insurance policies tailored to the unique risks of manufactured housing. It also offers general property and liability coverage for homeowners in Saratoga Springs, New York, ensuring protection for both primary and seasonal residences. The agency helps clients address insurance needs before the winter months, when frozen pipes and ice damage become significant concerns for mobile homes.
With winter storms common in Saratoga Springs, mobile home owners often worry about ice dams or wind damage affecting their roofs and siding. Armor Group Insurance Agency helps local residents select policies that address these seasonal hazards along with standard fire and liability coverage for their manufactured homes. The agency explains coverage differences between actual cash value and replacement cost, ensuring clients understand their options before making a choice. An initial inspection of the home and its surroundings helps the company determine accurate risk factors and policy terms.
Steve Cook - State Farm Insurance Agent in Saratoga Springs, NY provides residential mobile home insurance coverage to local homeowners. The agency also offers commercial coverage options for clients who own or manage mobile home parks. Service extends to the surrounding Saratoga County area. After securing a policy, the agency remains available for follow-up service needs and typically assists homeowners with coverage adjustments or questions between regular policy reviews.
AAA Saratoga handles residential property insurance placements in the Saratoga Springs area and specializes in mobile home coverage extra endorsements. Agents assess local weather exposure and offer optional protection for detached structures or personal property replacement. The firm can arrange liability extensions for seasonal or year-round manufactured housing. Additional risk management consultations address commercial sectors such as offices, warehouses, and food service establishments.
What Does a a Mobile Home Insurance Agent in Saratoga Springs Cost?
Typical mobile home insurance in New York costs between 300 and 800 dollars per year for a standard policy. Factors like home age location and coverage limits affect the price. Older homes or those in flood zones may cost more. This is general information not insurance advice.
About mobile home insurance agents in Saratoga Springs
Mobile home insurance agents in Saratoga Springs help owners protect their homes with policies tailored to manufactured housing. New York law requires mobile home owners to carry liability coverage if the home is on rented land. Agents can explain how local weather risks like snow and ice affect your policy options.
Frequently Asked Questions
What does mobile home insurance cover in Saratoga Springs?
Standard policies cover damage from fire wind and hail. They also protect against theft and liability if someone is injured on your property. Flood and earthquake coverage usually require separate policies.
Is mobile home insurance required by law in New York?
New York does not require insurance for owned mobile homes on private land. However lenders and park owners often require coverage. If you rent a lot in a park the park may mandate liability insurance.
How do I find a mobile home insurance agent in Saratoga Springs?
Look for agents who specialize in manufactured home policies. You can search online directories or ask local real estate agents for referrals. Compare quotes from multiple agents to find suitable coverage.
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