The top-rated mobile home insurance agent in Ronkonkoma, New York is Brandon Vanderbeck: Allstate Insurance, rated 4.8 stars across 387 reviews. Other highly rated options include Effie Knuth - State Farm Insurance Agent, Goosehead Insurance - Ali Shah, Michele Kitterle: Allstate Insurance. This directory lists 12 mobile home insurance agents serving Ronkonkoma.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Brandon Vanderbeck: Allstate Insurance | 700 Union Pkwy STE 5 | (516) 762-4195 |
| 2 | Effie Knuth - State Farm Insurance Agent | 2411 Chestnut Ave c | (631) 737-3276 |
| 3 | Goosehead Insurance - Ali Shah | 154-2 Remington Blvd | (631) 759-4449 |
| 4 | Michele Kitterle: Allstate Insurance | 625A Portion Rd | (631) 567-5544 |
| 5 | Chris Pedone - State Farm Insurance Agent | 290 Hawkins Ave Suite A | (631) 588-6677 |
| 6 | LPL Risk Management | 148 Remington Blvd Suite 2 | (631) 676-7020 |
| 7 | Jesse Seigman: Allstate Insurance | 33 Comac Loop | (516) 568-0400 |
| 8 | Robert Vera: Allstate Insurance | 299 Hawkins Ave Ste 14 | (631) 737-0505 |
| 9 | Tara Smith-Vera: Allstate Insurance | 29 Railroad Ave | (631) 471-5500 |
| 10 | Vanderbeck Agency | 1951 County Road 93 | (516) 558-7181 |
Brandon Vanderbeck: Allstate Insurance serves the Ronkonkoma, New York, metro area as a mobile home insurance agent. The company helps clients protect their manufactured or modular homes against common regional risks such as wind and hail. Policies are tailored to cover the structure itself along with personal belongings inside the dwelling. Liability protection is also offered for accidents occurring on the property. Additional coverage options include loss of use and protection for detached structures like sheds or carports.
Effie Knuth - State Farm Insurance Agent provides a range of mobile home insurance services, including coverage for the structure, personal belongings, and liability protection. It offers customizable policy plans tailored to protect against common risks such as fire, wind, and theft. The agency assists with routine policy reviews to ensure coverage remains adequate for changing needs. Its services extend to various property types in the Ronkonkoma area, including single-family mobile homes, apartment-dwelling policyholders, retail establishments, and local restaurants.
Goosehead Insurance - Ali Shah serves homeowners and property managers in Ronkonkoma, New York, who need tailored mobile home insurance coverage. The agency provides policies that protect manufactured and mobile homes against common regional risks such as storms and liability concerns. Each client’s unique structure and property needs are evaluated to find appropriate protection. The agency also extends its mobile home insurance services to the neighboring communities of Lake Ronkonkoma and Centereach within Suffolk County.
Serving Ronkonkoma and the surrounding communities of Long Island, Michele Kitterle: Allstate Insurance handles mobile home insurance needs for local owners. The agency provides policies that typically cover the structure, personal property, and liability for manufactured and mobile homes in the area. They help clients understand common coverage options like protection against wind, hail, and fire. For each client, the agency’s standard approach begins with a personal consultation to discuss the specific risks of the home’s location.
Chris Pedone - State Farm Insurance Agent in Ronkonkoma, NY, helps clients understand the difference between a one-time mobile home insurance policy, often used for seasonal properties, and recurring coverage for year-round residences. The agency provides policies that protect against damage from storms, fires, and liability claims common in the region. Service runs on an as-needed basis, with each policy tailored to the specific use and risk profile of the individual mobile home and its location.
LPL Risk Management in Ronkonkoma, NY specializes in tailored mobile home insurance policies that address the unique structural and liability needs of manufactured housing. The company assists local homeowners in securing coverage for their dwellings and personal property. This includes advising on policy options for fire, wind, and vandalism protection often essential in the region. During the winter season, the agent helps clients evaluate coverage for damage from freezing pipes and snow load on roofs, a specific seasonal concern for mobile homeowners.
After a heavy winter storm or spring thaw, many Ronkonkoma homeowners worry about unseen damage to their mobile homes. Jesse Seigman at Allstate Insurance helps local residents find appropriate coverage for their manufactured housing, responding to typical owners' concerns about roof leaks, wind damage, and structural wear. The agency offers a straightforward consultation to examine a property's age, condition, and risk factors. This process begins with a personalized inspection to assess each home and its surrounding lot.
Robert Vera Allstate Insurance assists clients throughout Ronkonkoma, NY with standard mobile home insurance coverage. Specialty add-ons are available to help protect homeowners from common regional risks. The agency works to explain policy options clearly for those who own manufactured or modular homes. In addition to residential properties, the agent can serve commercial sectors such as offices, warehouses, and food service establishments.
Serving the residential market, this Ronkonkoma agency provides mobile home insurance policies tailored for individual homeowners, while also offering commercial coverage options for mobile home park owners and operators in the surrounding area. The agency works with clients to evaluate specific risk factors associated with manufactured housing and other local property concerns. Customers receive thorough initial service and detailed policy reviews, with the agency encouraging follow-up service or repeat contact between regular insurance reviews.
What Does a a Mobile Home Insurance Agent in Ronkonkoma Cost?
Mobile home insurance costs in New York typically range from 300 to 800 dollars per year for basic coverage, but can go higher for full replacement cost or added perils. Factors like the home age, location in Ronkonkoma, and your claims history affect the premium. This is general information and not insurance advice. Always consult a licensed agent for a quote specific to your situation.
About mobile home insurance agents in Ronkonkoma
A mobile home insurance agent in Ronkonkoma New York can help you protect your manufactured home against risks like fire, wind, and liability. New York State requires mobile home owners to carry at least liability insurance if the home is financed or located in a park. Local agents understand Suffolk County weather patterns and can tailor a policy to meet your needs.
Frequently Asked Questions
What does mobile home insurance cover in Ronkonkoma New York?
Standard policies cover the home structure, personal belongings, and liability for injuries on your property. In New York, you may also need flood or windstorm coverage due to coastal weather risks. An agent can explain optional endorsements for extra protection.
Is mobile home insurance required by law in New York?
New York State does not mandate mobile home insurance by law, but lenders and mobile home parks often require it. If you have a loan on your home, your lender will likely demand a minimum amount of coverage. An agent can help you meet these requirements.
How do I choose a mobile home insurance agent in Ronkonkoma?
Look for an agent who specializes in manufactured homes and knows New York insurance regulations. Check their license with the New York State Department of Financial Services. Ask about their experience with local claims and policy options for Suffolk County.
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