The top-rated mobile home insurance agent in Rome, New York is Stephanie Utter - State Farm Insurance Agent, rated 4.9 stars across 171 reviews. Other highly rated options include Freeway Insurance, Michael Collea - State Farm Insurance Agent, Moore Insurance Group. This directory lists 14 mobile home insurance agents serving Rome.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Stephanie Utter - State Farm Insurance Agent | 8060 Turin Rd | (315) 339-3300 |
| 2 | Freeway Insurance | 211 E Dominick St | (315) 444-3298 |
| 3 | Michael Collea - State Farm Insurance Agent | 146 Erie Blvd E | (315) 371-4225 |
| 4 | Moore Insurance Group | 1002 Black River Blvd | (315) 371-4288 |
| 5 | Steve Jarvis - State Farm Insurance Agent | 834 Black River Blvd | (315) 336-5595 |
| 6 | Joseph Zullo: Allstate Insurance | 241 E Dominick St | (315) 339-1134 |
| 7 | Alan I. Spindler: Allstate Insurance | 813 Black River Blvd N | (315) 336-4040 |
| 8 | Better Fund Insurance | 255 Hill Rd | (516) 893-4317 |
| 9 | Dimaggio Insurance Agency | 200 E Garden St | (315) 336-8875 |
| 10 | Michael Garcia: Allstate Insurance | 706 Erie Blvd W | (315) 337-6666 |
Stephanie Utter - State Farm Insurance Agent serves Rome, New York, and the surrounding Oneida County area. The company provides mobile home insurance coverage tailored to local manufactured and trailer home owners. Policies address the specific structural and liability needs found in Rome’s mobile home parks and rural residential lots. The agent can help clients select dwelling protection and personal property coverage for their mobile home.
As winter sets in across the Mohawk Valley, area homeowners seek reliable protection for manufactured and mobile homes from the region's heavy snow and wind. Freeway Insurance in Rome, New York, assists local residents in securing appropriate coverage tailored to their specific housing needs. Their agents work to match policies with each unique dwelling, considering factors like local weather exposure and replacement costs. A thorough consultation and property inspection begin the process, verifying unit specifications to determine accurate policy options before binding any coverage.
Michael Collea - State Farm Insurance Agent in Rome, NY, provides a variety of coverage options designed to protect manufactured and mobile homes against common risks such as fire, theft, and weather damage. The agency works with clients to tailor insurance plans that meet individual needs and budget considerations. Policyholders receive ongoing support for claims and policy adjustments. The company services single-family homes, apartments, retail properties, and restaurants.
Serving Rome, NY, and the surrounding communities of Oneida County, Moore Insurance Group specializes in mobile home insurance, helping local homeowners protect their manufactured and modular properties. The company helps clients navigate policies that cover structure damage, personal belongings, and liability risks. It works to match coverage to each homeowner’s specific needs and budget while explaining terms clearly. When handling a typical job, it begins by reviewing the home’s location, age, and value to recommend appropriate protection.
Steve Jarvis - State Farm Insurance Agent serves homeowners in the Rome, NY area who need specialized mobile home insurance policies. The agency helps customers protect their manufactured and mobile homes against property damage and liability concerns common to the region. They work with policyholders to secure coverage tailored to the unique construction and risk factors of these dwellings. The agency also provides assistance to residents throughout neighboring Utica for their mobile home insurance needs.
Joseph Zullo: Allstate Insurance in Rome, NY, helps clients distinguish between one-time inspections and scheduled annual reviews for mobile home policies, then advises on comprehensive coverage options tailored to manufactured housing. Coverage typically includes protection against wind, fire, and liability risks common to upstate New York properties. Service runs on an as-needed basis, allowing customers to request policy adjustments or new quotes whenever their situation changes rather than adhering to a fixed appointment schedule.
Alan I. Spindler: Allstate Insurance offers tailored specialty services for securing mobile home coverage in the Rome, NY area. It also provides general insurance solutions to local residents. The agency focuses on helping homeowners protect their properties against the unique risks of manufactured housing. For customers in the region, it addresses seasonal concerns like winter weather damage from heavy snow or ice, which is common in upstate New York’s colder months.
As winter ice and snow accumulate on roofs in Rome, NY, the risk of water damage to mobile homes rises sharply. Better Fund Insurance provides specialized mobile home insurance coverage to address these vulnerabilities and protect local homeowners from costly repairs. Their agents help owners understand policy options tailored to manufactured housing, including liability and property protection. Every client begins with a straightforward assessment of their home’s specific conditions to identify appropriate coverage before issuing a policy.
Dimaggio Insurance Agency provides residential mobile home insurance coverage to customers in the Rome, New York area. The agency also handles commercial insurance policies for local businesses. Their service area covers Rome and surrounding communities in Oneida County. Agents work to protect homeowners from common risks like weather damage and liability claims. Clients are encouraged to contact the office when their policy comes up for renewal to ensure continued protection between regular visits.
Michael Garcia: Allstate Insurance provides comprehensive mobile home insurance coverage in the Rome, NY area. Plans typically protect the structure, personal belongings, and liability, while specialty add-ons can cover attached structures and temporary living expenses during repairs. The agency assists homeowners in securing policies that account for the unique risks of manufactured housing. Its experience extends to serving various commercial sectors, including offices, warehouses, and food service establishments.
What Does a a Mobile Home Insurance Agent in Rome Cost?
Mobile home insurance in Rome New York typically costs between 300 and 800 dollars per year for a standard policy. Factors that affect the premium include the age and value of the home your location and the coverage limits you choose. Older homes or those in flood zones may have higher rates. This is general information and not insurance advice.
About mobile home insurance agents in Rome
Mobile home insurance agents in Rome New York help owners of manufactured homes find appropriate coverage. New York state requires all mobile homes to have at least liability insurance if the home is financed or located in a park. Local agents understand the specific risks of the Mohawk Valley region including winter weather and flooding.
Frequently Asked Questions
What does mobile home insurance cover in Rome New York?
Standard policies cover the home structure personal property and liability. In New York you can also add flood insurance which is not included in basic policies. Agents can explain coverage for wind hail and fire common in the Rome area.
Is mobile home insurance required by New York law?
New York does not require mobile home insurance by state law. However lenders and mobile home parks often require proof of liability coverage. Agents can help you meet these requirements while keeping costs manageable.
How do I choose a mobile home insurance agent in Rome?
Look for agents who specialize in manufactured homes and are licensed in New York. Ask about their experience with local insurance carriers and whether they offer policies for older mobile homes. A good agent will compare quotes from multiple companies.
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