The top-rated mobile home insurance agent in Rochester, New York is VanScoter Insurance Agency LLC, rated 5.0 stars across 438 reviews. Other highly rated options include Elmwood Agency, Jackie Ortiz - State Farm Insurance Agent, Quinton Insurance. This directory lists 46 mobile home insurance agents serving Rochester.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | VanScoter Insurance Agency LLC | 1577 W Ridge Rd Suite 218 | (585) 663-2004 |
| 2 | Elmwood Agency | 1 Reserve View Blvd | (585) 548-4500 |
| 3 | Jackie Ortiz - State Farm Insurance Agent | 225 Alexander St | (585) 325-1960 |
| 4 | Quinton Insurance | 2700 Elmwood Ave | (585) 244-9004 |
| 5 | Jessica Guay: Allstate Insurance | 3366 Latta Rd #4 | (585) 225-2700 |
| 6 | Freeway Insurance | 2199 E Henrietta Rd | (585) 283-2053 |
| 7 | Sean Davern - State Farm Insurance Agent | 2121 E Main St | (585) 482-0738 |
| 8 | FLANAGAN MILLS INSURANCE AGENCY | 448 Titus Ave | (585) 678-8008 |
| 9 | Flour City Insurance Agency | 1260 Scottsville Rd Suite 202A | (585) 861-2002 |
| 10 | Insurance Marketplace Agency | 150 Allens Creek Rd Suite 220 | (585) 482-9980 |
VanScoter Insurance Agency LLC provides residential mobile home coverage for clients in Rochester, New York. The company also handles commercial policies for manufactured housing and related property needs within the surrounding region. With a focus on protecting structures and personal belongings from common local risks, the agency offers clear guidance through the policy selection process. Policyholders can expect attentive follow-up after initial service, ensuring coverage remains appropriate between regular review visits.
Elmwood Agency assists local homeowners with securing appropriate coverage tailored to manufactured and mobile homes in the Rochester, New York area. Its specialty services include adding protections for attached structures, personal belongings, and liability against accidents on the property. The agency can also source policies for commercial dwellings such as offices, warehouses, and food service facilities needing mobile or modular unit coverage.
Jackie Ortiz - State Farm Insurance Agent in Rochester, New York, is known for providing mobile home insurance policies tailored to area residents. The company serves clients seeking coverage for manufactured and mobile homes throughout the greater Rochester region. Basic policies typically protect against common perils such as fire, wind, and theft. Jackie Ortiz - State Farm Insurance Agent can add on coverage for detached structures like carports or storage sheds.
Quinton Insurance serves the Rochester, New York area as a mobile home insurance agent. The agency provides coverage solutions tailored specifically for manufactured and mobile homes, addressing the unique risks these structures face in the local climate. Their policies help protect the dwelling from damage due to wind, hail, and other common weather events affecting mobile home ownership in Monroe County. Quinton Insurance handles both standard mobile home policies and specialized roof replacement coverage for these properties in the region.
Jessica Guay: Allstate Insurance provides a comprehensive range of mobile home insurance services in Rochester, New York, including coverage for structure, belongings, and liability. It offers flexible payment plans and policy reviews to help clients adjust coverage as needed over time. The company also assists with filing claims and understanding policy terms. Its service extends to various property types, such as single-family manufactured homes, seasonal vacation residences, and residential rental units like apartments.
Freeway Insurance offers specialized mobile home insurance solutions in Rochester, New York, helping area residents protect manufactured and modular dwellings. Their general service work involves advising property owners on appropriate coverage to safeguard their investments against common local risks. Policies typically address unique structures and personal property within these homes. As seasons change in upstate New York, the agency assists clients in securing coverage that especially accounts for potential damage from heavy winter snowfall or spring flooding in the region.
Sean Davern - State Farm Insurance Agent serves Rochester, New York, and its surrounding communities. The agency handles mobile home insurance policies for manufactured and modular dwellings. It addresses typical coverage needs such as property damage, liability protection, and personal belongings. To manage a standard job, the team first reviews the unique risks associated with the client’s specific property type, then presents coverage options that align with local codes and regulations while focusing on affordable premium structures.
Unlike a one-time purchase for a standalone policy, mobile home service frequently involves continuous oversight from a dedicated agent. Flanagan Mills Insurance Agency in Rochester, New York helps clients review their specific risks and coverage options for manufactured and mobile homes. These tailored plans typically protect against property damage, liability, and personal belongings. The agency ensures clients understand their local protection needs for severe weather or other regional hazards. Their service typically operates on a scheduled basis, assisting with annual policy reviews and mid-term adjustments as situations evolve.
As Rochester winters bring heavy snow and ice, Mobile Home Insurance Agents help owners protect against roof leaks and frozen-pipe damage. Flour City Insurance Agency serves this need for area manufactured and mobile homeowners. They review coverage options for structure and contents, including protection against wind and hail common in upstate New York storms. Policies typically address liability and loss-of-use concerns specific to mobile home dwellings. The agency begins with a thorough on-site or virtual inspection to assess current risks and policy fit.
What Does a a Mobile Home Insurance Agent in Rochester Cost?
Typical mobile home insurance in New York costs between 400 and 900 dollars per year for a standard policy. Factors like the home age location in Rochester and coverage amount affect the price. Older homes or those in flood zones may cost more. This is general information not insurance advice.
About mobile home insurance agents in Rochester
A mobile home insurance agent in Rochester New York can help you find a policy that meets state requirements. New York law does not require mobile home insurance but lenders usually mandate it. Local agents understand the risks of Monroe County weather and can tailor coverage to your needs.
Frequently Asked Questions
What does mobile home insurance cover in Rochester New York?
Standard policies cover the home structure personal property and liability. In New York you can add coverage for wind hail and winter freeze damage. Flood insurance is separate and recommended for homes near Lake Ontario.
How do I choose a mobile home insurance agent in Rochester?
Look for an agent licensed in New York who has experience with manufactured homes. Ask about replacement cost coverage and policy exclusions. Compare quotes from multiple agents to find a suitable rate.
Are there special New York laws for mobile home insurance?
New York Insurance Law requires insurers to offer replacement cost coverage for mobile homes. You also have a right to cancel a policy within 14 days of purchase. Agents must clearly explain deductibles and coverage limits.
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