The top-rated mobile home insurance agent in Middletown, New York is James Demmer - State Farm Insurance Agent, rated 4.9 stars across 924 reviews. Other highly rated options include Cassie Gleeson - State Farm Insurance Agent, Joy Insurance, Curabba Insurance Agency. This directory lists 18 mobile home insurance agents serving Middletown.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | James Demmer - State Farm Insurance Agent | 13 James P Kelly Way ste a | (845) 344-3276 |
| 2 | Cassie Gleeson - State Farm Insurance Agent | 246 NY-211 | (845) 775-3277 |
| 3 | Joy Insurance | 639 E Main St | (845) 683-5261 |
| 4 | Curabba Insurance Agency | 334 E Main St | (845) 343-0855 |
| 5 | De Anne Gleeson - State Farm Insurance Agent | 809 NY-211 | (845) 692-3456 |
| 6 | Evergreen Insurance Agency -Peter Schmidt | 690, 4 NY-211 E | (845) 673-6127 |
| 7 | The Premium Select Group Inc. | 32 County Rd 78 | (845) 520-9774 |
| 8 | Hutchings Agency Inc. | 682 E Main St # 2D | (845) 343-2148 |
| 9 | Katelyn Schaffner - State Farm Insurance Agent | 4 E Main St Ste 3B | (845) 394-2622 |
| 10 | Nicole Feichtl at Comparion Insurance Agency | 265 NY-211 Suite 106B | (845) 394-6155 |
James Demmer - State Farm Insurance Agent serves the Middletown, New York, area and surrounding Orange County communities by providing specialized coverage for manufactured and mobile homes. This agency helps local homeowners protect their investment against region-specific risks such as winter storms and liability concerns. Policy options typically include dwelling protection, personal property coverage, and structure-specific endorsements tailored to mobile home ownership. The agent also assists clients with quotes for detached structures and replacement cost coverage on their mobile home.
Cassie Gleeson - State Farm Insurance Agent in Middletown, NY, provides a range of mobile home coverage options designed to protect manufactured and modular dwellings from common local risks. The agency offers policies that can safeguard the structure and personal belongings, along with liability protection for accidents occurring on the property. Services include regular policy reviews to help ensure coverage stays current with changing needs. It services single-family mobile homes, apartments, and retail properties in the surrounding area.
Joy Insurance serves mobile home owners throughout the Middletown area, helping them secure coverage that protects their homes and personal property. The agency assists clients in navigating the specific insurance needs tied to manufactured and mobile homes, offering guidance on policies that address liability and structure protection. Joy Insurance also provides support for property managers who oversee mobile home communities in the region. Its service area extends to neighboring communities such as Goshen and the surrounding Orange County metro.
Curabba Insurance Agency serves Middletown, New York, and the surrounding Orange County communities, handling a full line of mobile home insurance policies for area residents. The company addresses the specific coverage needs typical to manufactured and mobile homes, including protection against local weather risks and property damage. Their general approach involves offering tailored plans that align with each client’s individual housing situation.
De Anne Gleeson - State Farm Insurance Agent in Middletown, NY, distinguishes between one-time policy purchases for a single mobile home and recurring annual plans that renew automatically for ongoing coverage. Their mobile home insurance options generally protect the dwelling, personal belongings, and liability against common local risks such as storms or property damage. Services are offered on an as-needed basis for policy adjustments, claims assistance, or inquiries, while the core coverage itself operates on a scheduled annual renewal cycle for continuous protection.
As the warm weather returns to Middletown, NY, homeowners often review their insurance coverage for storm protection on their mobile homes. The Premium Select Group Inc. provides mobile home insurance agent services tailored to this need. In this category, an agent helps clients understand available policies and selects appropriate coverage limits. The process typically begins with an assessment of the home’s condition and location, followed by a scheduled on-site inspection to verify all requirements for a quote.
Hutchings Agency Inc. is known for helping mobile homeowners in the Middletown area find appropriate insurance coverage for manufactured and modular homes. The agency works to match clients with policies that protect their structures and personal property. It can also assist in adding specialized coverage for detached structures like sheds or carports, which are often not fully covered by a standard mobile home policy.
Katelyn Schaffner, a State Farm Insurance Agent in Middletown, NY, specializes in mobile home insurance for local residents, handling standard policies and coverage options. Commercial insurance needs for area businesses with mobile home lots are also addressed. The agency serves residential clients throughout Orange County and surrounding communities, offering tailored advice on risks like weather damage or liability. Between policy renewals, the office provides follow-up assistance for claims or billing questions, ensuring customers receive attentive service at each regular visit.
Nicole Feichtl at Comparion Insurance Agency in Middletown, New York, is known for specializing in mobile home insurance, offering tailored coverage options for manufactured and modular homes in the region. The agency helps clients protect their structures, personal property, and liability exposure with policies designed for local weather and zoning considerations. A specialty service it can add on is extended replacement cost coverage, which provides additional funds beyond policy limits to rebuild after a total loss.
What Does a a Mobile Home Insurance Agent in Middletown Cost?
Typical mobile home insurance costs in New York range from 400 to 1,200 dollars per year, depending on the home value, location, and coverage level. In Middletown, factors like age of the home and proximity to flood zones can affect the premium. This is general information and not insurance advice.
About mobile home insurance agents in Middletown
Mobile home insurance agents in Middletown, New York help owners protect their manufactured homes from risks like fire, wind, and liability. New York state law requires mobile home owners to have at least liability coverage if the home is financed or located in a park. Agents can also explain options for replacement cost coverage, which is important given the region's weather patterns.
Frequently Asked Questions
What does mobile home insurance cover in Middletown New York?
Mobile home insurance typically covers the structure, personal belongings, and liability for injuries on your property. In New York, policies may also include coverage for wind and hail damage, which are common in the region.
Do I need mobile home insurance if I own my home outright in New York?
New York law does not require insurance for a paid-off mobile home, but most lenders and mobile home parks require it. Without insurance, you risk losing your home to fire or storm damage without financial protection.
How can a local agent help me with New York mobile home insurance?
A local agent in Middletown knows the specific risks in Orange County, such as winter storms and flooding. They can help you find a policy that meets New York state requirements and fits your budget.
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