The top-rated mobile home insurance agent in Reno, Nevada is Northtowne Insurance, rated 5.0 stars across 674 reviews. Other highly rated options include Express Insurance - Kietzke, Karen Lima - State Farm Insurance Agent, A and H Insurance. This directory lists 26 mobile home insurance agents serving Reno.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Northtowne Insurance | 2880 Northtowne Ln Suite 101 | (775) 683-9019 |
| 2 | Express Insurance - Kietzke | 4088 Kietzke Ln | (775) 737-9300 |
| 3 | Karen Lima - State Farm Insurance Agent | 5458 Longley Ln Suite A | (775) 507-4600 |
| 4 | A and H Insurance | 3301 S Virginia St #115 | (775) 829-2600 |
| 5 | Farmers Insurance - Eric Olivas | 592 California Ave | (775) 993-8600 |
| 6 | Action Auto Insurance | 1100 E Plumb Ln Ste F | (775) 825-6789 |
| 7 | Rose Fox - State Farm Insurance Agent | 6500 S Virginia St | (775) 853-6500 |
| 8 | Capital Insurance Service | 9190 Double Diamond Pkwy #136 | (775) 853-3388 |
| 9 | Melendres Insurance Professionals | 9190 Double Diamond Pkwy | (775) 432-3326 |
| 10 | Nicole Williams - State Farm Insurance Agent | 197 Cadillac Pl | (775) 827-1965 |
Northtowne Insurance in Reno, Nevada, provides mobile home insurance coverage tailored to the unique needs of manufactured and modular homes. Its agents assist clients in selecting appropriate policies that protect against regional risks, including snow loads and wind events. The company also offers regular policy reviews to help customers keep their coverage aligned with changing property values or living situations. Services address single-family mobile homes, multi-section homes positioned in retirement parks, seasonal vacation properties used as secondary residences, and rental mobile home communities.
Express Insurance - Kietzke serves the Reno, Nevada area with a focus on mobile home insurance policies. As a local agency, its agents assist homeowners in securing coverage that addresses the unique risks associated with manufactured and mobile homes in the region. The company helps clients navigate policy options for protecting their dwellings and personal property from weather-related damage and other common hazards. It handles quotes and policy adjustments for both single-wide and double-wide mobile homes in the area.
As a specialty provider of mobile home insurance, Karen Lima’s State Farm agency in Reno, Nevada offers tailored coverage protecting manufactured and modular homes from structural damage and personal liability. The agency also assists local residents with standard auto, life, and renters policies, ensuring comprehensive risk management. To address a seasonal concern typical of the high desert, it helps homeowners prepare for sudden winter storms that can compromise mobile home roofs and plumbing systems.
A and H Insurance in Reno, NV, handles residential mobile home coverage for local homeowners. They also work with clients needing commercial policies in the surrounding area. Their expertise includes explaining the specific risks and requirements for mobile homes in this region. Each policy is reviewed based on individual property conditions and coverage needs. They provide ongoing assistance and can adjust protection when clients contact them between regular renewal visits.
Farmers Insurance - Eric Olivas is known for providing mobile home insurance tailored to manufactured and modular housing needs in Reno, Nevada. The agency serves clients throughout the Reno area, helping them secure coverage for their mobile homes and personal property. Policies typically include protection from common perils such as fire, wind, theft, and liability for injuries on the property. Customers can also add specialty coverage for personal belongings inside the home, including furniture and electronics, through optional endorsements that enhance standard protection.
Action Auto Insurance serves the Reno, Nevada area, specializing in mobile home insurance policies. The agency helps property owners find coverage that meets local requirements and protects their investment. Clients working with this agent can expect assistance in understanding policy options tailored to manufactured and mobile homes. The company handles claims support and offers guidance on liability and property protection for mobile homes throughout Washoe County.
Rose Fox - State Farm Insurance Agent in Reno, Nevada, provides mobile home insurance coverage to local property owners, including policy consultations and claims assistance. Service includes guidance on selecting appropriate protection for manufactured and mobile dwellings. The company structures insurance plans that address common regional risks such as hail and wind damage. Supporting documentation and renewal management are also part of its customer service approach. Rose Fox services mobile homes, manufactured homes, and single-family residences throughout the Reno area.
Capital Insurance Service serves homeowners and property managers in Reno, Nevada, who need mobile home insurance coverage. The agency provides policies that protect against common risks like fire, vandalism, and weather damage. It helps clients find appropriate coverage for manufactured and mobile homes within the area. The company also offers services to residents in neighboring Sparks and the surrounding Washoe County communities.
Melendres Insurance Professionals in Reno, Nevada offers both one-time policies for new mobile home purchases and recurring annual renewals to maintain continuous coverage. Their plans cover the dwelling structure against wind, fire, and vandalism, along with personal property protection for furnishings and electronics. They can also address liability concerns for injuries occurring on the insured property. Service is provided entirely on a scheduled, annual renewal basis, with as-needed consultations available for clients adjusting their coverage between policy terms.
Serving Reno, Nevada, and the surrounding communities, Nicole Williams - State Farm Insurance Agent handles mobile home insurance for local residents. This includes coverage for the structure itself, personal belongings, and liability protection against accidents on the property. The agent also addresses unique risks common to manufactured homes, such as specific weather-related damage and tie-down requirements. Each policy is approached by first assessing the home’s age and location to tailor appropriate limits.
What Does a a Mobile Home Insurance Agent in Reno Cost?
Annual premiums for mobile home insurance in Nevada typically range from 400 to 1200 dollars depending on the home value location and coverage limits. Older homes or those in high wildfire risk areas near Reno may cost more. Deductibles usually start at 500 or 1000 dollars. This is general information and not insurance advice. Always review your policy details with a licensed agent.
About mobile home insurance agents in Reno
A mobile home insurance agent in Reno Nevada can help you find coverage that meets state requirements and protects your manufactured home. Nevada law does not require mobile home insurance but lenders and parks often demand it. Agents in Reno understand local risks like wildfire and winter storms that affect mobile homes in the Truckee Meadows area.
Frequently Asked Questions
What does mobile home insurance cover in Nevada?
Standard policies cover the home structure personal property and liability. In Nevada flood and earthquake coverage are usually separate. Your agent can explain what perils are included in a basic policy.
Do I need mobile home insurance to live in a Reno park?
Most manufactured home communities in Reno require you to carry liability insurance and sometimes property coverage. Check your lease or park rules for specific requirements. An agent can help you meet those obligations.
How do Nevada laws affect mobile home insurance claims?
Nevada Revised Statutes Chapter 689B governs property insurance. Insurers must respond to claims promptly. You have one year from the date of loss to file a lawsuit if a claim is denied. An agent can help you understand policy terms and deadlines.