The top-rated mobile home insurance agent in Elko, Nevada is Shabonya Dutton - State Farm Insurance Agent, rated 4.9 stars across 300 reviews. Other highly rated options include Brent Stokes - State Farm Insurance Agent, Michael Popp at Comparion Insurance Agency, A and H Insurance. This directory lists 15 mobile home insurance agents serving Elko.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Shabonya Dutton - State Farm Insurance Agent | 1794 Idaho St | (775) 738-3423 |
| 2 | Brent Stokes - State Farm Insurance Agent | 698 5th St | (775) 738-9296 |
| 3 | Michael Popp at Comparion Insurance Agency | 225 Silver St Ste - 103 | (775) 748-8990 |
| 4 | A and H Insurance | 526 Idaho St | (775) 777-0900 |
| 5 | Gregory Insurance Agency | 789 Railroad St | (775) 738-7103 |
| 6 | Priority Plus Insurance & Financial Group | 521 Idaho St | (775) 738-7131 |
| 7 | Comparion Insurance Agency | 225 Silver St Ste - 103 | (775) 777-3700 |
| 8 | Hometown Solutions Insurance | 301 W Silver St | (775) 777-9771 |
| 9 | Farmers Insurance - Daena Romero Sandoval | 1010 Court St | (775) 738-3131 |
| 10 | Lisa Guttry - COUNTRY Financial Representative | 592 5th St | (775) 738-1744 |
Shabonya Dutton - State Farm Insurance Agent serves the Elko, Nevada area, specializing in mobile home insurance policies. The agency helps local residents protect their manufactured and modular homes from common regional risks. Services include coverage for physical damage to the structure and personal property inside. Policy options may also address liability protection for injuries occurring on the property. The business handles claims assistance and policy adjustments for mobile home owners. It offers specialized endorsements for detached structures like sheds or carports on the same lot.
Brent Stokes - State Farm Insurance Agent in Elko, NV provides mobile home insurance coverage tailored to protect manufactured and modular homes in the area. Policyholders receive risk assessments for local weather exposures and structural inspection guidance to maintain adequate protection. Services include liability coverage and personal property protection for the homeowner. The company services single-family mobile homes, mobile home parks, and rental properties, along with certain retail and restaurant structures.
Homeowners and property owners in Elko, Nevada, seeking specialized protection for manufactured and mobile homes can turn to Michael Popp at Comparion Insurance Agency. The company offers coverage tailored to the unique risks of mobile dwellings, including protection against storms and fire damage. Policies are designed to safeguard structures and personal belongings with appropriate liability options. The agent provides clear guidance on policy selections to match local housing needs. This service also extends to clients in the nearby Spring Creek area for convenient access.
A and H Insurance in Reno, NV, handles residential mobile home coverage for local homeowners. They also work with clients needing commercial policies in the surrounding area. Their expertise includes explaining the specific risks and requirements for mobile homes in this region. Each policy is reviewed based on individual property conditions and coverage needs. They provide ongoing assistance and can adjust protection when clients contact them between regular renewal visits.
Gregory Insurance Agency in Elko, NV, specializes in securing tailored coverage for mobile homes, addressing the unique structural and liability needs of these dwellings. It develops comprehensive policies that protect against property damage and personal risks common to manufactured housing. The agency also routinely assesses local exposures to wind, hail, and winter ice accumulation. Additionally, it helps mobile home owners navigate coverage adjustments following the threat of seasonal wildfires in the surrounding rural areas.
For mobile home insurance, a local company may provide either a one-time policy or a recurring annual plan, with Priority Plus Insurance & Financial Group in Elko, NV, offering comprehensive coverage options tailored to manufactured and mobile dwellings. Their agents assist clients in selecting protection against common regional risks such as wind, hail, and fire damage. Service runs on a one-time, scheduled, or as-needed basis, depending on whether the client seeks a single policy, an annual renewal, or a mid-term endorsement adjustment.
Comparion Insurance Agency serves Elko and the surrounding communities in northeastern Nevada, specializing in mobile home insurance coverage. The agent handles policies that protect manufactured and mobile homes against risks such as fire, wind, and liability claims common to the area. It works with local homeowners seeking tailored protection for their residences. To handle a typical job, the agency first reviews the specific structural details of the mobile home and the client’s coverage needs, then compares options from multiple carriers to find a suitable policy.
Hometown Solutions Insurance in Elko, Nevada, assists clients with securing coverage for manufactured and mobile homes. Their work typically involves helping residents protect their dwellings and personal property from common regional risks. Specialized add-ons, such as coverage for detached structures or replacement cost endorsements, can often be tailored to individual policies. The agency serves a variety of commercial sectors, including local offices, warehouses, and food service establishments needing insurance for their operations.
Winter storms in Elko can bring heavy snow and strong winds that threaten older manufactured homes. Farmers Insurance - Daena Romero Sandoval offers mobile home insurance policies tailored to protect against these specific regional weather risks. Policies typically cover the structure, personal belongings, and liability for property damage or injuries. After an initial phone consultation, the agent schedules a detailed exterior and interior inspection to document the home\u2019s current condition and confirm coverage eligibility.
Lisa Guttry - COUNTRY Financial Representative assists area residents with mobile home insurance needs, covering protection for structures and personal property. Commercial coverage options are available for mobile home park owners and related businesses throughout Elko, Nevada. The office evaluates individual policy requirements for each client, tailoring recommendations to fit specific situations and local risk factors. This location welcomes inquiries for initial consultations and provides guidance for future coverage adjustments. Clients often return between regular visits to update policies and discuss changes in their circumstances.
What Does a a Mobile Home Insurance Agent in Elko Cost?
Typical mobile home insurance costs in Nevada range from 300 to 800 dollars per year for a standard policy, depending on the home value and location. Elko area rates may be higher due to wildfire risk and remote location. Costs vary by case, so it is important to compare quotes. This is general information, not insurance advice.
About mobile home insurance agents in Elko
A mobile home insurance agent in Elko, Nevada can help you find coverage for manufactured homes, which are common in rural areas. Nevada law requires proof of insurance for any mobile home loan, and agents can explain the state specific rules for wind and hail coverage. Local agents know the risks in Elko County, including wildfire and winter storms.
Frequently Asked Questions
What does mobile home insurance cover in Elko Nevada?
Standard policies cover the home structure, personal property, and liability. In Nevada, you may need additional coverage for earthquake or flood damage, which are not included in basic plans.
Is mobile home insurance required by law in Nevada?
Nevada does not require insurance for a paid off mobile home. However, lenders and mobile home park owners usually require it. The Nevada Revised Statutes do not mandate insurance for manufactured homes, but it is strongly recommended.
How do I choose a mobile home insurance agent in Elko?
Look for an agent who is licensed in Nevada and has experience with manufactured homes. Ask about replacement cost coverage and whether the policy meets the requirements of your park or lender.