The top-rated mobile home insurance agent in Grand Island, Nebraska is Melissa Reed - State Farm Insurance Agent, rated 5.0 stars across 257 reviews. Other highly rated options include Magiera & Associates, LLC American Family Insurance, Farmers Insurance - Mark Porter, Edgewater Insurance + Real Estate. This directory lists 20 mobile home insurance agents serving Grand Island.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Melissa Reed - State Farm Insurance Agent | 1300 S Locust St # D | (308) 210-9261 |
| 2 | Magiera & Associates, LLC American Family Insurance | 620 N Webb Rd | (308) 384-5161 |
| 3 | Farmers Insurance - Mark Porter | 1004 Diers Ave Ste 206 | (308) 382-8787 |
| 4 | Edgewater Insurance + Real Estate | 3610 W Capital Ave | (308) 381-1761 |
| 5 | Swartzbaugh Insurance Service | 2012 N Broadwell Ave | (308) 381-8312 |
| 6 | Shelter Insurance - Paul Hoos | 204 S Locust St | (308) 384-7599 |
| 7 | Ty Benton - State Farm Insurance Agent | 1032 S Locust St | (308) 382-1213 |
| 8 | Highstreet Insurance | 3234 W Schimmer Dr | (308) 384-0388 |
| 9 | Ryder Rosacker McCue & Huston Insurance | 509 W Koenig St | (308) 382-2330 |
| 10 | Matt Jurgena American Family Insurance | 204 N Walnut St | (308) 389-9124 |
Melissa Reed - State Farm Insurance Agent serves the Grand Island, Nebraska area by providing mobile home insurance coverage. These policies help protect manufactured and modular homes from common regional risks such as hailstorms, high winds, and fire damage. The agency tailors each plan to cover both the structure itself and the possessions inside it. For customers in and around Grand Island, the agent handles personal property protection and liability coverage for mobile home owners.
Magiera & Associates, LLC American Family Insurance provides mobile home insurance coverage to customers in Grand Island, Nebraska. Its services include protecting structures against wind, hail, fire, and liability concerns, and it offers flexible payment plans for annual or monthly premiums. The agency keeps policyholders informed of coverage options and adjustments as needed. The types of properties it services include single-family homes, apartments, and retail establishments like local shops and restaurants.
Farmers Insurance - Mark Porter serves homeowners and property owners in Grand Island, Nebraska, who need coverage for their mobile homes. This agency provides insurance policies that protect mobile and manufactured homes against damage from storms, fire, and liability risks common in the area. Clients can discuss their specific coverage needs in person or over the phone, receiving guidance tailored to their property’s location and value. The agent also serves clients in nearby Wood River and the surrounding Hall County communities.
Mobile home owners in Grand Island, NE can choose between one-time consultations to address a single policy question and recurring service options that adjust coverage as property or life circumstances change. Edgewater Insurance + Real Estate arranges protection for manufactured and mobile dwellings, including policies that respond to weather damage common to the region. Coverage details are explained face-to-face or over the phone, with policy renewals handled automatically or on a per-request basis. Service for existing clients operates primarily on an as-needed schedule.
When spring storms sweep across central Nebraska, mobile home owners in Grand Island often review their coverage. Swartzbaugh Insurance Service addresses these needs by analyzing policies for wind and hail protection specific to manufactured homes. Their office helps clients understand the differences between actual cash value and replacement cost provisions. New homeowners routinely seek guidance on securing adequate structural and personal property protection. The process begins with a thorough review of the current living situation and property condition, followed by a detailed inspection of the unit’s anchoring systems and roofing materials.
Shelter Insurance - Paul Hoos serves Grand Island and the surrounding communities of central Nebraska, offering mobile home insurance policies. It handles protection for manufactured and mobile homes against common regional risks like severe storms and hail damage. The agency works to match coverage options, including liability and personal property, to each homeowner's specific situation. It approaches a typical job by first assessing the client's needs and property details to recommend an appropriate policy.
Ty Benton's agency in Grand Island specializes in mobile home insurance policies tailored to this area's manufactured and modular dwellings. It also offers general home and auto coverage for local residents. The office works to protect mobile homes from common Nebraska risks, such as hailstorms and sudden tornado damage. Additionally, it addresses coverage needs during winter months when frozen pipes can cause significant interior water loss.
Highstreet Insurance in Grand Island, NE, connects area residents with mobile home insurance policies to protect their manufactured or modular dwellings. The agency can arrange specialized add-ons covering attached structures, personal property inside the home, and liability protection for accidents on the premises. These policies help safeguard against common regional weather risks like hailstorms and high winds. Commercial services are also available, covering offices, warehouses, and food service operations.
Ryder Rosacker McCue & Huston Insurance serves Grand Island, Nebraska, with residential mobile home coverage designed to protect homeowners against local weather and structural risks. The agency also offers commercial insurance for area businesses, extending its service throughout the surrounding region. Policies are tailored to meet specific dwelling and liability needs common in central Nebraska. The team provides clear follow-up communication and repeat service adjustments between regular policy review visits to keep coverage aligned with changing circumstances.
Matt Jurgena American Family Insurance, a mobile home insurance agent in Grand Island, NE, provides policies tailored to manufactured and modular homes. The agency helps local residents protect their dwellings against common regional risks, such as hailstorms and tornadoes. Customers can work with the agent to select coverage for the structure itself, as well as for personal belongings inside the home. The office also offers an add-on for loss of use coverage to assist with temporary housing if the mobile home becomes uninhabitable after a covered event.
What Does a a Mobile Home Insurance Agent in Grand Island Cost?
Typical mobile home insurance in Nebraska costs between 300 and 800 dollars per year for a standard policy. Factors like home age, location in Grand Island, and coverage amounts can raise or lower this range. Policies with replacement cost coverage or additional wind and hail protection may cost more. This is general information and not insurance advice.
About mobile home insurance agents in Grand Island
Mobile home insurance agents in Grand Island Nebraska help owners of manufactured and mobile homes find appropriate coverage. Nebraska law requires mobile homes to be insured if they are financed or located in a mobile home park. Local agents can explain policy options that meet state requirements and protect against common risks like hail and wind damage.
Frequently Asked Questions
What does a mobile home insurance agent in Grand Island do?
An agent helps you compare policies from different insurance companies. They explain coverage for the home structure, personal property, and liability. They also advise on Nebraska-specific requirements such as proof of insurance for park permits.
Is mobile home insurance required in Nebraska?
Nebraska does not have a state law requiring mobile home insurance. However lenders and mobile home parks often require proof of insurance. An agent can help you meet these requirements.
What factors affect the cost of mobile home insurance in Grand Island?
Costs depend on the age and value of the home, its location, and the coverage limits. Nebraska weather risks like tornadoes and hail can increase premiums. Your claims history and credit score also matter.