The top-rated mobile home insurance agent in Elkhorn, Nebraska is The Schwalbach Agency: Allstate Insurance, rated 4.8 stars across 176 reviews. Other highly rated options include Zimmerman Agencies: Allstate Insurance, Freedom Insurance Services, Bob Speck - State Farm Insurance Agent. This directory lists 16 mobile home insurance agents serving Elkhorn.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | The Schwalbach Agency: Allstate Insurance | 20230 Roberts St | (402) 206-2170 |
| 2 | Zimmerman Agencies: Allstate Insurance | 3707 N 200th St | (402) 291-9172 |
| 3 | Freedom Insurance Services | 20901 Cumberland Dr Suite B | (402) 972-8591 |
| 4 | Bob Speck - State Farm Insurance Agent | 19109 Mason Plaza | (402) 493-0100 |
| 5 | Mark Emsick - State Farm Insurance Agency | 20214 Veterans Dr #800 | (402) 905-9325 |
| 6 | Farmers Insurance - Micah Baughman | 1406 Veterans Dr Ste 101 | (402) 502-2010 |
| 7 | Farm Bureau Financial Services: Troy Perchal | 20324 Veterans Dr STE 101 | (402) 758-6633 |
| 8 | Sharp Agency LLC American Family Insurance | 3425 N 191st Ave | (402) 999-6137 |
| 9 | Farmers Insurance - Eric Petersen | 1314 N 205th St Ste A | (402) 614-4633 |
| 10 | McBride Insurance Agency | 3308 N 190th Plz | (402) 934-2114 |
The Schwalbach Agency, serving Elkhorn and the surrounding Douglas County area, provides mobile home insurance as a core service through Allstate Insurance. The agency aids local homeowners in securing coverage that addresses the unique risks associated with manufactured and modular dwellings in Nebraska. Their policies often include protection for the structure itself, personal belongings, and liability. They also handle specialized coverage for detached structures, such as sheds or carports, and offer comprehensive protection against weather-related damage common to the region.
Zimmerman Agencies: Allstate Insurance offers a comprehensive range of mobile home insurance services in the Elkhorn, Nebraska area. The agency helps clients secure coverage tailored to manufactured and mobile dwellings, including policies that protect the structure and personal belongings. Service and maintenance discussions focus on annual policy reviews to adjust for changes in home value or contents. It handles claims assistance and coverage questions throughout the life of a policy. The agency services single-family mobile homes, apartment complexes, retail storefronts, and restaurants.
Freedom Insurance Services serves homeowners and property owners across the Elkhorn, Nebraska area who need specialized mobile home coverage. The agency helps clients protect their manufactured or modular homes against common regional risks, including severe storms and liability concerns. It works with property managers seeking dependable insurance for rental units. By tailoring policies to individual budgets and property values, the company addresses the unique requirements of mobile home ownership. Its service area also extends into the western Omaha metro communities, including Valley and Waterloo.
Bob Speck - State Farm Insurance Agent in Elkhorn, NE, distinguishes between one-time policies for short-term needs and recurring annual coverage for ongoing mobile home protection. The agency’s plans address risks like storm damage, fire, and liability common to manufactured housing in the region, tailoring deductibles and personal property limits to each home. Service for policy reviews and claims support is available on an as-needed basis, with agents reachable during standard business hours by phone or appointment.
Mark Emsick - State Farm Insurance Agency serves Elkhorn, Nebraska, and the surrounding communities in the Omaha metro area. It handles mobile home insurance coverage for local residents, addressing the specific needs of manufactured and mobile home ownership. The agency works with homeowners to understand their individual property risks, including weather-related hazards common to the region. To handle a typical job, it reviews the mobile home's structure and personal property value, then customizes a policy that provides financial protection against covered perils.
As winter storms sweep through Elkhorn, NE, the need for reliable coverage on manufactured and mobile homes becomes pressing for local residents. Farmers Insurance - Micah Baughman serves this area by providing tailored mobile home insurance policies that address risks like hail, wind damage, and liability. The company works to help homeowners understand their specific protection needs for a structure built off‑site. The initial step in this process is a comprehensive inspection of the home to assess its condition and location.
As a mobile home insurance agent in Elkhorn, Nebraska, Farm Bureau Financial Services: Troy Perchal specializes in helping residents find policies tailored specifically to manufactured and mobile homes. The agency provides guidance on coverage for the dwelling and personal property. It also assists clients in understanding standard liability protection against accidents on their property. For the Elkhorn area, it helps address specific concerns such as the threat of hailstorms during the spring and summer, ensuring proper protection for the home's roof and exterior.
Sharp Agency LLC American Family Insurance assists mobile home owners in the Elkhorn, Nebraska area with insurance protection against common risks. The agency can cover manufactured or mobile homes and offers specialty add-ons such as coverage for personal belongings, liability protection, and additional structures like sheds or decks. Residential policies for single-family homes and rental properties are also written. The company is able to serve commercial insurance needs for local offices, warehouses, and food service businesses.
Residential mobile home coverage is offered by Farmers Insurance - Eric Petersen in Elkhorn, Nebraska, along with various commercial insurance needs for local business owners. Serving the surrounding Elkhorn area, this agency works with clients to address the specific risks associated with manufactured or mobile homes in the region. When a policyholder requires assistance after a claim or has a simple coverage question, the agent makes follow-up service available between regular policy renewal visits.
McBride Insurance Agency in Elkhorn, Nebraska, is known for providing mobile home insurance coverage tailored to the specific needs of mobile and manufactured homeowners. Serving the Elkhorn area and surrounding communities, the agency helps clients secure protection for their dwellings, personal property, and liability risks. The agent works to explain policy options, coverage limits, and deductibles in clear terms. A specialty service often offered by such agencies includes adding coverage for detached structures like sheds or carports that commonly accompany a mobile home setup.
What Does a a Mobile Home Insurance Agent in Elkhorn Cost?
Typical mobile home insurance costs in Nebraska range from 300 to 800 dollars per year for a standard policy, depending on the home value, location, and coverage limits. Older homes or those in flood-prone areas may cost more. This is general information, not insurance advice.
About mobile home insurance agents in Elkhorn
Mobile home insurance agents in Elkhorn, Nebraska help owners of manufactured and mobile homes find appropriate coverage. Nebraska law requires mobile home owners to carry insurance that meets lender and state minimums, including liability and property damage protection. Local agents understand the specific risks for homes in the Elkhorn area, such as severe weather and hail.
Frequently Asked Questions
What does mobile home insurance cover in Nebraska?
Standard policies cover the structure, personal property, and liability. Nebraska law does not mandate mobile home insurance unless you have a loan, but lenders typically require comprehensive coverage. Additional options include flood and windstorm protection.
How do I find a mobile home insurance agent in Elkhorn?
You can search online directories or contact local independent insurance agencies in Elkhorn. Agents who specialize in manufactured homes can help you compare policies from multiple carriers. Ask about Nebraska-specific discounts for tiedowns or safety features.
Are there Nebraska laws that affect mobile home insurance?
Nebraska requires mobile homes to be properly anchored and tied down to qualify for insurance. The state also has a 30-day grace period for policy cancellations due to nonpayment. Check with your agent about compliance with local building codes.