The top-rated mobile home insurance agent in St Cloud, Minnesota is Dan Anderson - State Farm Insurance Agent, rated 5.0 stars across 615 reviews. Other highly rated options include Kristen Stebbins - State Farm Insurance Agent, Ken Bellicot - State Farm Insurance Agent, The Lyle Group: Allstate Insurance. This directory lists 16 mobile home insurance agents serving St Cloud.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Dan Anderson - State Farm Insurance Agent | 300 23rd Ave N | (320) 253-4656 |
| 2 | Kristen Stebbins - State Farm Insurance Agent | 1988 Co Rd 134 | (320) 251-8353 |
| 3 | Ken Bellicot - State Farm Insurance Agent | 2904 Roosevelt Rd #2 | (320) 251-4686 |
| 4 | The Lyle Group: Allstate Insurance | 30 15th Ave S | (320) 253-4994 |
| 5 | Hess Partners Insurance Agency | 31 33rd Ave N | (320) 255-0417 |
| 6 | Travis Williams - State Farm Insurance Agent | 330 US-10 | (320) 774-1091 |
| 7 | Michael Brower Agency, Inc. American Family Insurance | 1727 W St Germain St | (320) 252-5151 |
| 8 | Advantage 1 Insurance | 3801 3rd St N | (320) 252-6650 |
| 9 | AAA St Cloud | 3959 2nd St S | (320) 251-6200 |
| 10 | Farmers Insurance - Jed Simi | 4180 Thielman Ln Suite 108 | (320) 255-9837 |
Dan Anderson - State Farm Insurance Agent serves the St Cloud, MN area, specializing in mobile home insurance. The agency helps residents protect their manufactured or mobile homes with tailored coverage options. Policies can include protection for the structure, personal belongings, and liability in case of accidents on the property. Additional coverage may address detached structures and additional living expenses if a home becomes uninhabitable. The agency also handles quotes for replacement cost coverage.
Kristen Stebbins - State Farm Insurance Agent offers mobile home insurance coverage along with related policy options tailored to protect homes and personal belongings in St Cloud, MN. The agency assists clients in selecting appropriate coverage levels and deductibles while explaining policy terms clearly. Ongoing support is available for policy adjustments, claims guidance, and renewal reviews to keep coverage aligned with changing needs. The company primarily services single-family homes, apartments, residential properties, and mobile homes throughout the local area.
Ken Bellicot - State Farm Insurance Agent serves homeowners and light commercial property managers in St Cloud, Minnesota, providing mobile home insurance coverage tailored to manufactured and modular dwellings. Policies address structure protection and personal liability risks common to area properties. The agency offers routine policy reviews to align coverage with changing home values or household needs. It also serves residents and property owners in neighboring Waite Park and across the broader St Cloud metropolitan area.
Serving St. Cloud and the surrounding central Minnesota communities, The Lyle Group: Allstate Insurance handles mobile home insurance for area residents. This agency works with policies covering the structure, personal belongings, and liability protection for manufactured and mobile homes. To handle a typical job, it begins by reviewing the client's specific coverage needs based on their home type and location, then customizes an Allstate policy to address those local weather and risk factors.
Based in St. Cloud, MN, Hess Partners Insurance Agency specializes in providing tailored mobile home insurance policies. The agency works with local homeowners to secure coverage that protects manufactured homes against common property risks and liability concerns. Its general service includes explaining policy options and helping clients find suitable plans for their specific housing needs. When winter storms or spring hail threaten properties in central Minnesota, the agency assists policyholders with understanding their coverage and the claims process.
Travis Williams, a State Farm Insurance agent in Saint Cloud, MN, provides specialized residential mobile home insurance coverage. This service protects manufactured and mobile homes against common local risks. Commercial coverage is also available for mobile home parks and related business properties within the greater Saint Cloud area. Policies are designed to safeguard structures and personal property. After an initial policy setup, the agent offers thorough follow-up service to adjust coverage as needs change between regular visits.
Michael Brower Agency, Inc. American Family Insurance in St Cloud, MN, specializes in mobile home insurance policies tailored to manufactured and modular housing. Its services include coverage for dwelling damage, personal property loss, and liability protection for policyholders across central Minnesota. The team assists clients in evaluating risks specific to seasonal or permanent mobile home living. For additional security, the agency can add on endorsements for replacement cost coverage on personal belongings or structures.
Advantage 1 Insurance assists clients with mobile home coverage in St Cloud, Minnesota. It can provide specialty add-ons such as protection for attached structures, additional living expense coverage, and personal property endorsements. Mobile home insurance agents in this region routinely advise on risks from severe weather and seasonal insurance adjustments. The company can serve local commercial sectors including offices for remote arrangement, warehouse facilities for stored inventory, and food service establishments needing liability for their operations.
AAA St Cloud in St Cloud, MN offers a distinction between single-purchase policies for seasonal living and continuous coverage for year-round residences. Their mobile home insurance plans typically protect the dwelling structure from weather hazards and liability risks while also covering attached decks and personal belongings within the home. Service is scheduled as needed, based on policy renewal dates or whenever the client requests a new policy quote.
What Does a a Mobile Home Insurance Agent in St Cloud Cost?
Typical mobile home insurance costs in Minnesota range from 300 to 800 dollars per year for a standard policy. Factors like the age of the home, location in St Cloud, and coverage limits affect the price. A basic policy for an older mobile home may start around 250 dollars, while a newer manufactured home with full replacement cost can exceed 1,000 dollars annually. This is general information and not insurance advice.
About mobile home insurance agents in St Cloud
Mobile home insurance agents in St Cloud Minnesota help owners of manufactured and mobile homes find the right coverage. Minnesota law requires all mobile homes to be insured if they are financed or located in a park. Local agents understand the specific risks of central Minnesota weather and can guide you through policy options.
Frequently Asked Questions
What does a mobile home insurance agent in St Cloud do?
A mobile home insurance agent helps you compare policies from different carriers. They explain coverage for the structure, personal property, and liability. They also assist with claims and policy changes.
Is mobile home insurance required in Minnesota?
Minnesota does not have a state law requiring mobile home insurance. However, most lenders and mobile home parks require proof of insurance. It is a good idea to have coverage to protect your investment.
How do I choose a mobile home insurance agent in St Cloud?
Look for an agent who specializes in manufactured or mobile home policies. Ask about their experience with Minnesota specific coverages like wind and hail. Check online reviews and ask for references from other mobile home owners.
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