The top-rated mobile home insurance agent in Chaska, Minnesota is Options Insurance, rated 4.9 stars across 362 reviews. Other highly rated options include Dwight Mack - State Farm Insurance Agent, Matt Lorenz - State Farm Insurance Agent, Brandondale Estates. This directory lists 13 mobile home insurance agents serving Chaska.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Options Insurance | 102 N Jonathan Blvd Unit 210 | (952) 392-9508 |
| 2 | Dwight Mack - State Farm Insurance Agent | 1107 Hazeltine Blvd Ste 120 | (612) 284-5803 |
| 3 | Matt Lorenz - State Farm Insurance Agent | 542 Bavaria Ln | (952) 368-4440 |
| 4 | Brandondale Estates | 23 Thomas Ln | (952) 448-3846 |
| 5 | Kim Schaffer - State Farm Insurance Agent | 112 E 5th St #104 | (952) 448-2060 |
| 6 | Martinson Agency | 505 N Chestnut St | (952) 314-4400 |
| 7 | Drilling Insurance Agency- Farmers Insurance Agent | 207 N Chestnut St #140 | (952) 479-8200 |
| 8 | Farmers Insurance - Tyler Farniok | 510 N Chestnut St STE 200 | (612) 448-2670 |
| 9 | Gallagher Insurance, Risk Management & Consulting | 101 W 3rd St | (952) 448-3800 |
| 10 | RG Insurance Agency | 570 Bavaria Ln | (952) 522-3345 |
Options Insurance serves the Chaska, Minnesota area as a mobile home insurance agent. It helps local residents secure policies for manufactured and mobile homes, addressing the unique coverage needs tied to these properties in the region. The company works to match clients with plans that protect against typical weather-related risks in the area. Options Insurance handles both standard mobile home policies and specialized coverages for older or renovated units.
Serving homeowners, seasonal residents, and mobile home park dwellers in Chaska, this agency offers mobile home insurance policies designed to protect manufactured and modular housing from local weather risks and liability exposures. Dwight Mack provides coverage for the dwelling structure, personal property, and attached structures. The policies also account for depreciation and replacement cost options common to the area. The agency extends its service to neighboring communities such as Waconia and the western Twin Cities metro area.
Serving Chaska, Minnesota, and the surrounding communities, Matt Lorenz - State Farm Insurance Agent handles mobile home insurance for local residents. This includes coverage for the structure itself and protection for personal belongings against common perils. Policies can also provide liability coverage for accidents that may occur on the property. The agent takes a methodical approach to a typical job, first reviewing the mobile home’s condition and then recommending appropriate coverage levels based on the client's specific needs.
Brandondale Estates provides comprehensive mobile home insurance solutions tailored to homeowners in the Chaska, MN area. Its proactive service plans include routine policy reviews to ensure adequate coverage and personalized guidance on protecting manufactured housing structures. The agency regularly assists clients with claim filings and offers flexible billing options to simplify maintenance of active policies. Services are available for single-family mobile homes, manufactured homes in park communities, and specialized rental properties, as well as seasonal recreational vehicle storage structures.
Kim Schaffer - State Farm Insurance Agent in Chaska, MN works with mobile home owners to differentiate between a one-time policy quote and the recurring coverage needed for permanent residence. Coverage protects the structure, personal property, and liability risks specific to manufactured homes in this region. Policies address unique exposures such as transportation damage or anchoring requirements. Service runs on a one-time, scheduled, or as-needed basis depending on policy renewal cycles or requests for claims assistance.
Martinson Agency specializes in securing coverage specifically designed for manufactured and modular homes in the Chaska area. Its general service work includes helping clients navigate policy options tailored to the unique structural and liability needs of mobile homeownership. The agent works closely with local homeowners to ensure protection against common regional risks, such as severe storms that frequently cause hail damage to roofs and siding.
Drilling Insurance Agency- Farmers Insurance Agent in Chaska, MN, works with mobile home owners to tailor coverage that protects structures and personal property against regional weather risks. Specialty add-ons can include coverage for attached decks, carports, and equipment breakdowns beyond standard policies. The agency helps its clients secure protection for a range of commercial sectors, including offices, warehouses, and food service operations.
Farmers Insurance - Tyler Farniok provides residential mobile home insurance coverage for homeowners in Chaska, Minnesota. Commercial mobile home insurance is also available for landlords and rental property owners throughout the surrounding area. The agency offers tailored policy options to protect structures against local weather risks and liability concerns. Follow-up service connects clients with necessary paperwork adjustments or policy updates between regular seasonal visits, ensuring coverage remains current.
Spring storms in Chaska can bring hail and high winds that threaten mobile homes, and Gallagher Insurance, Risk Management & Consulting addresses these coverage needs for local homeowners. The agency guides clients through policy options that protect against common regional weather damage and liability concerns typical of manufactured housing. Their process begins with a thorough consultation and property inspection to identify risks and tailor appropriate protection. Every new client starts with an on-site walkthrough to assess the home’s condition and any unique coverage requirements.
RG Insurance Agency in Chaska, Minnesota, is known for providing mobile home insurance coverage to local residents. The agency focuses on protecting manufactured and modular homes with policies that address regional weather risks and structural considerations. Its service range includes helping clients navigate policy options for both single-wide and double-wide units. The company can also assist in adding coverage for attached structures such as porches or steps as a specialty service.
What Does a a Mobile Home Insurance Agent in Chaska Cost?
The cost of mobile home insurance in Minnesota typically ranges from 300 to 800 dollars per year for a standard policy. Factors that affect the premium include the age and value of the home your location in Chaska and the coverage limits you choose. Older mobile homes may have higher rates due to depreciation. This is general information not insurance advice.
About mobile home insurance agents in Chaska
Chaska residents who own a mobile or manufactured home need insurance that meets Minnesota state requirements. A local mobile home insurance agent can help you find coverage for your home structure personal property and liability. Minnesota law does not require mobile home insurance but lenders often mandate it and it protects your investment in Carver County.
Frequently Asked Questions
What does a mobile home insurance agent in Chaska do?
A mobile home insurance agent in Chaska helps you find a policy that covers your manufactured home against fire wind hail and theft. They also explain Minnesota specific options like replacement cost versus actual cash value. The agent can compare quotes from multiple insurers to find a suitable plan for your budget.
Is mobile home insurance required by law in Minnesota?
Minnesota state law does not require mobile home insurance. However if you have a loan on your manufactured home the lender will require full coverage. Even without a loan an agent can advise on liability and property protection to avoid financial loss.
How do I choose a mobile home insurance agent in Chaska?
Look for an agent licensed in Minnesota who has experience with manufactured homes. Ask about their knowledge of local risks like severe storms in Carver County. Compare policy options and read customer reviews to find an agent who communicates clearly.
Mobile Home Insurance Agents in Other Minnesota Cities
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