The top-rated mobile home insurance agent in Windham, Maine is Tricia Zwirner - State Farm Insurance Agent, rated 5.0 stars across 239 reviews. Other highly rated options include Lisa J Stoddard Insurance, J. Priest Insurance, Splane Insurance Solutions (American National/Farm Family). This directory lists 13 mobile home insurance agents serving Windham.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tricia Zwirner - State Farm Insurance Agent | 13 Storm Dr | (207) 892-2864 |
| 2 | Lisa J Stoddard Insurance | 7 Lantern Ln | (207) 233-5801 |
| 3 | J. Priest Insurance | 57 Tandberg Trail | (207) 893-8184 |
| 4 | Splane Insurance Solutions (American National/Farm Family) | 639 Roosevelt Trail | (207) 894-7010 |
| 5 | Cross Insurance | 745 Roosevelt Trail STE 1 | (207) 892-7996 |
| 6 | Safelink Insurance Agency | 789 Roosevelt Trail | (207) 436-8886 |
| 7 | Chris Doughty - State Farm Insurance Agent | 765 Roosevelt Trail Unit 14 | (207) 747-5944 |
| 8 | Maine Insurance Benefits Group | 677 Roosevelt Trail | (207) 894-7710 |
| 9 | Clark Insurance, a Marsh & McLennan Agency LLC company | 766 Roosevelt Trail | (207) 892-8541 |
| 10 | Cross Insurance: Connell Melissa | Windham, ME 04062 | (207) 892-7996 |
Tricia Zwirner - State Farm Insurance Agent serves the Windham, Maine area, specializing in mobile home insurance solutions. As a local agency, it works to help owners of manufactured and modular homes find coverage tailored to their property. Policies typically address risks common in the region, offering protection for the dwelling structure and personal belongings. The agency also emphasizes strong customer service, assisting clients in understanding their policy details. It handles specific services like securing liability coverage and claims assistance for mobile homes.
Lisa J Stoddard Insurance provides comprehensive mobile home insurance coverage tailored to the Windham area. Its services include offering protection for the structure, personal belongings, and liability risks associated with mobile homes. The company delivers ongoing maintenance support through guidance on policy adjustments and claims assistance, ensuring long-term coverage stability according to each client's changing needs. It also offers insurance solutions for additional property types, including single-family homes, apartments, retail, and restaurants.
Homeowners and property owners in Windham turn to J. Priest Insurance for mobile home insurance coverage tailored to their specific needs. This agency helps clients select policies that protect manufactured and modular homes from common regional risks, including winter weather and storm damage. Personalized consultations allow for thorough explanations of available coverage options, deductibles, and liability protection. In addition to serving Windham residents, the agency also provides its mobile home insurance services to the neighboring community of Gorham.
Splane Insurance Solutions serves Windham, Maine, and the surrounding communities, handling mobile home insurance policies for local property owners. The agency offers coverage to protect against common regional risks such as winter weather damage and liability concerns. It provides tailored policies that address the unique structural and replacement cost considerations of manufactured and mobile homes. When managing a typical job, the agency reviews the homeowner’s current coverage and property specifics to align the policy with their budgetary needs and risk exposure.
As winter brings freezing temperatures and heavy snowfall to Windham, Maine, mobile homes require reliable insurance to protect against burst pipes and roof collapse. Cross Insurance offers policies designed for manufactured homes, covering both structural damage and personal property. The company understands local risks like ice dams and windstorms, tailoring coverage to fit each homeowner's situation. Working with a Mobile Home Insurance Agent helps customers compare deductibles and liability options for their specific lot. To begin, an agent schedules an on-site inspection to assess the home’s condition and confirm eligibility.
Safelink Insurance Agency in Windham, ME, helps local homeowners understand the difference between a one-time individual policy listing and a recurring mobile home insurance plan. Coverage typically addresses structures and personal property against regional risks like storms or fire. As a localized agency, they focus on explaining terms and available protection details suited for manufactured or mobile homes in southern Maine. Service for consultations, policy reviews, and claims assistance runs on a scheduled and as-needed appointment basis.
Chris Doughty - State Farm Insurance Agent specializes in mobile home insurance coverage for the Windham, ME area. It also provides general personal insurance services designed to protect homes and belongings. This agency works with local mobile homeowners to find policies that address their specific needs and property types. During the winter months, it helps clients understand how snow and ice damage can be covered under their policies.
In coastal Maine, the harsh winter storms and sudden thaws can threaten mobile home roofs and skirting, leaving Windham residents exposed to costly repairs. Maine Insurance Benefits Group helps local homeowners find coverage that addresses these seasonal vulnerabilities, offering policies suited to manufactured and modular dwellings. Their agents explain key differences in actual cash value versus replacement cost protection. To begin, the company schedules a thorough inspection of the home’s current condition and lot placement.
Clark Insurance assists clients in Windham, Maine, with standard coverage for their mobile homes and can arrange add-ons such as protection for attached structures or personal property endorsements. The agency helps property owners safeguard their investments against common regional weather risks. In addition to residential needs, this Marsh & McLennan Agency LLC company also serves the insurance requirements of local commercial sectors, including offices, warehouses, and food service businesses.
In the mobile home insurance market, a one-time policy purchase usually secures a standard dwelling and liability package, whereas recurring service options allow for annual policy reviews to adjust coverage as the home and its contents change value over time. A local agency like Cross Insurance: Connell Melissa in Windham, Maine customizes protection plans for manufactured and mobile homes against common local risks from storms and accidents. Their client service runs on an as-needed basis, with clients contacting them directly whenever coverage questions or claims arise.
What Does a a Mobile Home Insurance Agent in Windham Cost?
Typical mobile home insurance in Maine costs between 300 and 800 dollars per year for a standard policy. Older homes or those in flood-prone areas may cost more. Coverage for full replacement cost is usually higher than actual cash value. This is general information and not insurance advice.
About mobile home insurance agents in Windham
Mobile home insurance agents in Windham Maine help owners of manufactured and mobile homes find appropriate coverage. Maine law requires proof of insurance for mobile homes financed through a lender. An agent can explain the difference between actual cash value and replacement cost policies for your Windham property.
Frequently Asked Questions
What does a mobile home insurance agent in Windham do?
A mobile home insurance agent in Windham helps you compare policies from different insurers. They explain coverage options like liability, property damage, and loss of use. They also ensure your policy meets Maine state requirements for mobile home loans.
Is mobile home insurance required in Maine?
Maine does not require mobile home insurance by law. However, if you have a loan on your mobile home, your lender will require a policy. Some Windham parks may also require proof of liability coverage.
What factors affect mobile home insurance cost in Windham Maine?
Costs depend on the age and condition of your mobile home, its location in Windham, and the coverage limits you choose. Maine weather risks like snow and ice damage can also affect premiums. Your claims history and credit score may influence the rate.
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