The top-rated mobile home insurance agent in Scarborough, Maine is Michelle Raber - State Farm Insurance Agent, rated 5.0 stars across 347 reviews. Other highly rated options include Foy Insurance, A Division of World, Varney Agency, Sentinel Insurance Agency. This directory lists 12 mobile home insurance agents serving Scarborough.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Michelle Raber - State Farm Insurance Agent | 696 US-1 | (207) 883-0111 |
| 2 | Foy Insurance, A Division of World | 152 US-1 Unit 11 | (207) 289-3850 |
| 3 | Varney Agency | 136 US-1 | (207) 883-8229 |
| 4 | Sentinel Insurance Agency | 14 Fieldways Rd | (207) 708-8211 |
| 5 | Embassy Auto Insurance - Cheap Auto Insurance Scarborough | 600 US-1 | (207) 383-4610 |
| 6 | Miller Associates | 636 US-1 Ste JA | (207) 510-6301 |
| 7 | Maine Health Solutions | 136 US-1 | (866) 228-5677 |
| 8 | Bankers Life | 360 US-1 Ste 202 | (207) 536-2742 |
| 9 | Cailin Kelly, Bankers Life Agent | 360 US-1 Ste 202 | (207) 536-2742 |
| 10 | Julia Clayton, Bankers Life Agent | 360 US-1 Ste 202 | (207) 536-2742 |
Michelle Raber - State Farm Insurance Agent provides mobile home insurance policies designed to protect manufactured and modular homes in Scarborough, Maine. Service plans include comprehensive coverage options for the dwelling structure, personal belongings, and liability protection. Ongoing account maintenance involves regular policy reviews and claims assistance to ensure clients understand their coverage needs. The agency helps homeowners safeguard their investments from regional weather risks and unforeseen damages. It services single-family homes, apartments, retail spaces, and local restaurants.
Foy Insurance, A Division of World provides mobile home insurance coverage for homeowners and property managers safeguarding manufactured homes in Scarborough, Maine. The agency offers tailored policies designed to protect mobile structures against local weather risks, structural damage, and liability concerns common to the region. Clients can expect assistance with policy selection and claims support from a local point of contact. This agency also serves the neighboring town of South Portland, ensuring residents there have access to specialized mobile home insurance services as well.
Varney Agency serves Scarborough, Maine, and the surrounding Cumberland County communities. It handles mobile home insurance policies for both owner-occupied and rental units. The agency typically provides coverage for the structure, personal belongings, and liability. It also addresses specific concerns like wind, hail, and replacement cost considerations that are common in coastal Maine. For a typical job, the agency reviews the client’s current property details, then compares coverage options from multiple carriers to find a fitting policy that adequately protects the home.
Choosing between a one-time policy review and an ongoing coverage arrangement is an important first decision when working with a mobile home insurance agent. Sentinel Insurance Agency in Scarborough, ME helps clients tailor protection for manufactured or mobile homes, addressing risks like wind, fire, and liability. They assist in comparing options from multiple carriers to match individual property values and local weather patterns. Service for initial consultations and documentation processing typically runs on a scheduled appointment basis, while policy updates and renewal reviews are conducted as needed.
Located in Scarborough, Maine, Embassy Auto Insurance - Cheap Auto Insurance Scarborough specializes in mobile home insurance policies, providing coverage for manufactured and modular homes. It also assists clients with general property protection needs in the local area. The company helps homeowners secure plans that address the unique risks of coastal New England weather. This includes guidance on coverage for damage from seasonal storms, heavy snowfall, or high winds that commonly affect mobile homes during winter months.
Miller Associates provides mobile home insurance solutions for clients in the Scarborough, Maine area. Their work involves tailoring coverage for manufactured and mobile homes, including protection for the structure and personal belongings. Specialty add-ons often encompass liability coverage and options for detached structures like sheds or carports. The company can assist with insurance needs for various commercial sectors, including offices, warehouses, and food service operations.
Maine Health Solutions provides residential mobile home insurance services in Scarborough, Maine, and addresses the insurance needs of local homeowners. The agency also offers commercial mobile home insurance coverage for businesses within the surrounding region. Their agents guide clients through common coverage options for coastal and inland properties. A search for the best policy for a specific mobile home can help clarify coverage choices. After policies are issued, the same agent remains available to make adjustments between annual visits.
As winter storms and late-season nor'easters pound the Scarborough coast, many homeowners find themselves searching for adequate coverage for their mobile homes, which face unique risks from wind and snow loads. Bankers Life provides mobile home insurance guidance tailored to these coastal properties, helping residents secure policies that address local weather and structural concerns. The company’s process begins by arranging an on-site inspection of the home and its surroundings to assess current conditions and recommend appropriate protection options.
Cailin Kelly, Bankers Life Agent specializes in mobile home insurance policies in Scarborough, Maine. This coverage addresses the unique structural and liability needs of manufactured and mobile homes. The agent works with local homeowners to tailor protection for both single-wide and double-wide residences. Convenient policy reviews support clients in updating their coverage as their circumstances change. As the winter season approaches, this includes guidance on securing adequate protection against frozen pipes and heavy snow damage.
What Does a a Mobile Home Insurance Agent in Scarborough Cost?
Typical mobile home insurance in Maine costs between 300 and 800 dollars per year for a basic policy. Premiums depend on your homes age location and coverage limits. Coastal areas like Scarborough may have higher rates due to storm risk. This is general information and not insurance advice.
About mobile home insurance agents in Scarborough
Mobile home insurance agents in Scarborough Maine help you find coverage that meets state requirements and protects your investment. Maine law requires mobile homes to be insured if they are financed, and agents can explain the minimum liability limits. Local agents understand the risks of coastal weather and can tailor policies to your needs.
Frequently Asked Questions
What does mobile home insurance cover in Scarborough Maine?
Standard policies cover your home structure personal property and liability. In Maine you may also need coverage for wind hail or freezing pipes. Your agent can explain optional endorsements for full protection.
Is mobile home insurance required by law in Maine?
Maine does not require insurance by state law but your lender will require it if you have a loan. Even without a loan agents recommend coverage to protect against fire theft and liability claims.
How do I choose a mobile home insurance agent in Scarborough?
Look for an agent who specializes in manufactured homes and knows Maine regulations. Ask about their experience with local weather risks and compare quotes from multiple agents to find the right fit.