The top-rated mobile home insurance agent in Paducah, Kentucky is Shane Andrus - State Farm Insurance Agent, rated 4.9 stars across 579 reviews. Other highly rated options include Shelter Insurance - Brian Meadows, Allstate Insurance Agent: Brandon Clifton, Hibbs Insurance Agency, Inc.. This directory lists 19 mobile home insurance agents serving Paducah.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Shane Andrus - State Farm Insurance Agent | 5160 Hinkleville Rd | (270) 443-4002 |
| 2 | Shelter Insurance - Brian Meadows | 3160 Parisa Dr #140 | (270) 443-5900 |
| 3 | Allstate Insurance Agent: Brandon Clifton | 2190 New Holt Rd Suite B | (270) 442-8234 |
| 4 | Hibbs Insurance Agency, Inc. | 3124 Lone Oak Rd | (270) 554-2105 |
| 5 | Kent Bohanon - State Farm Insurance Agent | 2520 New Holt Rd Suite F | (270) 554-5450 |
| 6 | Shelter Insurance - Tessa Brown | 3210 Lone Oak Rd | (270) 554-3731 |
| 7 | Adam Ford - State Farm Insurance Agent | 2601 Jackson St | (270) 442-1123 |
| 8 | Jim McPeake - State Farm Insurance Agent | 1401 Broadway St # 1 | (270) 554-6830 |
| 9 | Allstate Insurance Agent: Scott Jordan | 2920 Lone Oak Rd | (270) 534-4800 |
| 10 | Insurance of Paducah | 2517 Jackson St | (270) 442-6137 |
Shane Andrus - State Farm Insurance Agent serves the Paducah, Kentucky area, providing mobile home insurance coverage tailored to local needs. This agency helps mobile homeowners protect their properties against risks common in the region, including severe weather and property damage. Its policies typically cover the dwelling structure, personal belongings, and liability. The agency also offers additional endorsements for specific concerns like replacement cost coverage.
Shelter Insurance - Brian Meadows serves homeowners and property managers in Paducah, Kentucky, who need specialized coverage for manufactured and mobile homes. The agency provides tailored insurance policies that protect against common regional risks like wind, hail, and flooding. Brian Meadows works with clients to explain policy options and ensure adequate protection for their mobile home investments. This agent also serves the surrounding communities, including the nearby areas of Calvert City and the rest of McCracken County.
Allstate Insurance Agent Brandon Clifton provides mobile home insurance coverage tailored for manufactured and modular homes in the Paducah area. Its service plans include protection against weather-related damage, liability options, and contents coverage for personal belongings. Maintenance support connects clients with local repair resources and policy updates for changes in property condition. It services single-family manufactured homes, seasonal recreational properties, and rented residential units.
Serving Paducah, Kentucky, and the surrounding communities, Hibbs Insurance Agency, Inc. handles mobile home insurance needs for local residents. It focuses on providing coverage for manufactured and mobile homes, addressing the specific risks associated with this housing type in the region. The agency works with clients to review their policy options, ensuring they understand their coverage limits and deductibles. For a typical job, it follows a consultative process, explaining how different factors like wind and hail impact their policy choices.
For mobile home coverage in Paducah, KY, Kent Bohanon - State Farm Insurance Agent distinguishes between one-time policy purchases focused on immediate damage protection and recurring premium plans that provide ongoing liability and property coverage. On a permanent or seasonal residence, this office addresses claims for roof leaks, storm damage, and interior losses common to the region. Their policy documents structure different deductibles for wind, hail, and named storms. Service for new policies operates on a one-time basis, while existing policyholders receive scheduled annual reviews and as-needed claim assistance.
Shelter Insurance - Tessa Brown specializes in securing mobile homes against common regional risks, tailoring policies to protect structures and personal property. It also handles related coverage needs, such as liability and additional living expenses during repairs. Based in Paducah, Kentucky, the agency helps owners understand local building codes and depreciation factors that affect their premiums. It routinely assists clients with claims preparation after severe storms, including the high winds and hail that frequently impact the area during spring and summer months.
In the storm-prone Ohio Valley region, residents need protection for their mobile homes against wind and hail damage. Adam Ford - State Farm Insurance Agent serves Paducah, Kentucky, offering coverage for manufactured and mobile homes. Their policies address common local concerns like roof replacement and detached structures. The agent can explain how different deductibles affect premiums and policy limits for personal property. To properly underwrite the home, they schedule an inspection of the unit’s foundation, skirting, and anchoring system before finalizing any new coverage.
Jim McPeake - State Farm Insurance Agent in Paducah, KY, is known for serving local mobile home owners with tailored coverage options. The agency offers policies that protect against common regional risks, including wind, hail, and liability concerns for manufactured and mobile dwellings. Standard policies typically include dwelling coverage and personal property protection. Clients often work with the agent to structure deductibles that fit their budget. For additional security, this agency can add on loss-of-use coverage to help with temporary housing if the home becomes uninhabitable.
Serving residential properties in Paducah, KY, this mobile home insurance agent also provides commercial coverage for manufactured home parks and rental communities in the surrounding area. Policies are tailored to address typical local risks, such as storm damage from tornados or flooding, as well as liability and personal property protection. Scott Jordan helps clients review their coverage annually, ensuring adjustments are made as policies approach renewal for ongoing accurate protection between regular visits.
Insurance of Paducah assists local property owners with securing coverage for mobile homes in Paducah, Kentucky, including options for additional structures and personal liability protection. The agency works with standard policy forms to address the specific risks of manufactured housing in the region. Beyond residential mobile home policies, the firm also manages commercial coverage solutions for offices, warehouses, and food service operations.
What Does a a Mobile Home Insurance Agent in Paducah Cost?
The average cost for mobile home insurance in Kentucky ranges from 400 to 900 dollars per year for a standard policy. Older homes or homes in flood zones may cost more. Your premium depends on the age of your home its location and the coverage limits you choose. This is general information and not insurance advice.
About mobile home insurance agents in Paducah
A mobile home insurance agent in Paducah Kentucky can help you find coverage for your manufactured or mobile home. Kentucky requires all mobile homes to have liability insurance if they are financed or located in a mobile home park. Local agents understand the specific risks of the Paducah area including severe weather and flooding.
Frequently Asked Questions
Do I need mobile home insurance in Paducah Kentucky?
Kentucky law does not require mobile home insurance by statute but your lender will require it if you have a loan. Many mobile home parks also require proof of liability coverage. It is wise to have coverage to protect against storm damage common in western Kentucky.
What does mobile home insurance cover in Kentucky?
A standard policy covers your home against fire wind hail and theft. It also includes liability protection if someone is injured on your property. Flood damage is not covered and requires a separate policy from the National Flood Insurance Program.
How do I choose a mobile home insurance agent in Paducah?
Look for an agent who specializes in manufactured homes and is licensed in Kentucky. Ask about replacement cost coverage and whether they offer policies for older mobile homes. Compare quotes from at least three agents to find a policy that fits your needs.
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