The top-rated mobile home insurance agent in Nicholasville, Kentucky is Nova Insurance Group, rated 5.0 stars across 302 reviews. Other highly rated options include Kentucky United Insurance, Jennifer Hawkins - State Farm Insurance Agent, Steve Page - State Farm Insurance Agent. This directory lists 17 mobile home insurance agents serving Nicholasville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Nova Insurance Group | 99 Wind Haven Dr Suite 1 | (859) 687-2004 |
| 2 | Kentucky United Insurance | 224 Rebel Rd | (859) 305-6036 |
| 3 | Jennifer Hawkins - State Farm Insurance Agent | 174 Bellerive Blvd | (859) 800-5433 |
| 4 | Steve Page - State Farm Insurance Agent | 626 Edgewood Dr | (859) 885-7243 |
| 5 | Lexington First Insurance LLC | 502 N Main St | (859) 260-8745 |
| 6 | Randall Chewning - State Farm Insurance Agent | 609 N Main St | (859) 887-1243 |
| 7 | Lib Wilson Insurance Group | 214 Edgewood Dr | (859) 885-5237 |
| 8 | C.M. Space and Associates, Inc. | 231 N Main St | (859) 887-8747 |
| 9 | Michael Cayse - State Farm Insurance Agent | 359 E Brannon Rd | (859) 272-0264 |
| 10 | Charles Cromer: Allstate Insurance | 218 N Main St | (859) 885-7009 |
Nova Insurance Group serves Nicholasville and surrounding Jessamine County, Kentucky, specializing in mobile home insurance agency services. The company assists local residents with policies for manufactured and mobile homes, addressing specific regional concerns like wind and hail exposure. Clients receive support in selecting appropriate coverage limits for their property and personal belongings. Nova Insurance Group handles both single-wide and double-wide mobile home insurance needs for homeowners in central Kentucky.
Kentucky United Insurance provides coverage options for mobile homes throughout the Nicholasville area, tailoring policies to meet individual structural and liability needs. Its agents help clients evaluate protection plans against common regional weather risks and depreciation factors. The company focuses on matching policyholders with appropriate deductibles and replacement cost valuations. It services a range of property types, including single-family mobile homes, apartment communities with manufactured housing, retail spaces converted from mobile units, and restaurants housed in mobile structures.
Jennifer Hawkins, a State Farm Insurance agent, serves homeowners and property managers in Nicholasville, Kentucky, by offering mobile home insurance policies. Her agency helps clients protect their manufactured homes against local risks like storms and theft. She assists with personalized coverage options designed for mobile home structures and personal property. Beyond Nicholasville, her office also covers the nearby community of Lexington, providing convenient access for customers throughout the greater metro area.
Serving Nicholasville and the surrounding communities in central Kentucky, Steve Page - State Farm Insurance Agent provides coverage for mobile and manufactured homes. It handles policies that protect the dwelling itself, personal belongings, and liability exposure. The agent works to explain wind, hail, and other common regional risks when tailoring options. For a typical mobile home insurance job, it starts by reviewing the property’s specifics and the client’s personal situation to determine the ideal coverage amount.
Lexington First Insurance LLC guides clients through choosing between a one-time liability policy or a recurring comprehensive plan for their manufactured home in Nicholasville, KY. Coverage typically accounts for structures, personal property, and liability protection tailored to local regulations and weather risks. Because mobile home insurance needs vary with seasonal use and ownership changes, their service runs strictly on an as-needed basis for policy inquiries, adjustments, or claims.
Randall Chewning - State Farm Insurance Agent in Nicholasville, KY provides specialized mobile home insurance policies designed to protect manufactured and modular homes. The agency also assists clients with standard homeowners, auto, and life insurance coverage tailored to individual circumstances. Services include evaluating property risks, reviewing policy details, and processing claims for local residents. As winter approaches and freezing temperatures threaten vulnerable pipes and roofs, this agent helps mobile homeowners secure appropriate coverage for seasonal weather damage.
Lib Wilson Insurance Group in Nicholasville, KY helps clients secure coverage for mobile homes, addressing the unique risks of manufactured housing in the region. The agency can arrange add-ons such as protection against wind, hail, and personal property loss. They work with homeowners to tailor policies that fit different budgets and property types. Their services extend to commercial sectors, including insuring offices, warehouses, and food service operations that require specialized business coverage.
As winter approaches in Nicholasville, many homeowners review their coverage for potential storm damage. C.M. Space and Associates, Inc. works with local residents to provide mobile home insurance policies suited to both single-wide and double-wide structures. Their agents explain standard protection against common regional risks, including high winds and hail, while helping clients choose appropriate deductibles and liability limits. Each new policy begins with a thorough inspection of the home’s exterior, foundation, and tie-downs to confirm insurability.
Michael Cayse - State Farm Insurance Agent serves Nicholasville, Kentucky, as a local provider of mobile home insurance. The agency helps homeowners protect manufactured and mobile dwellings from common regional hazards including storms and liability risks. Policies are designed to cover the structure and personal belongings. As a local agent, Michael Cayse offers personalized consultations to align coverage with individual housing needs. The agency can also add on specialized protection for detached structures or personal property replacement cost endorsements.
Charles Cromer of Allstate Insurance provides residential mobile home coverage for clients in Nicholasville, Kentucky. Commercial policies are also available for manufactured housing communities and rental units throughout the surrounding region. Each policy is designed to address the specific risks facing mobile homes, including wind and hail damage. The agent assists with claims filing to ensure proper settlement. After a claim or policy update, the office follows up to maintain coverage between regular visits.
What Does a a Mobile Home Insurance Agent in Nicholasville Cost?
Typical mobile home insurance in Kentucky costs between 300 and 800 dollars per year for a standard policy. Factors like the homes age location and coverage level affect the price. A Nicholasville agent can give you a quote based on your specific home and needs. This is general information not insurance advice.
About mobile home insurance agents in Nicholasville
Mobile home insurance agents in Nicholasville Kentucky help protect your manufactured home from local risks like storms and theft. Kentucky law requires proof of insurance for mobile homes with a loan. An agent can explain coverage options that meet your needs and the states requirements.
Frequently Asked Questions
What does a mobile home insurance agent in Nicholasville do?
An agent helps you find a policy that covers your mobile home structure personal property and liability. They know Kentucky specific rules such as the requirement for a minimum of 25 percent coverage on the dwelling for replacement cost. They also assist with claims and policy changes.
Do I need mobile home insurance in Kentucky?
Kentucky law does not require mobile home insurance if you own the home outright. However most lenders and parks require it. Even without a loan insurance protects against fire wind and theft which are common in central Kentucky.
How do I choose a mobile home insurance agent in Nicholasville?
Look for an agent who specializes in manufactured homes and has experience with Kentucky policies. Ask about coverage for actual cash value versus replacement cost. Also confirm they work with insurers that serve Jessamine County.
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